Harga Emas, Perak, Platinum, Palladium

The Best Investment Special Business Indonesia

Welcome To UINVEST EXCLUSIVE

Uinvest.com.ua – invest your money to the shares of real businesses
Invest money. Оnline investment / investing. How to invest money online? Investing today
You want invest money and you don’t know best way to invest money online? You don’t know how to invest money online? We can help you. Online investing today it is the best way to be rich. More detail about investing and investment projects you can find on our web-site

Investment opportunities in Europe are part of a successful, diversified portfolio. As financial experts, we identify these projects and guide clients through this process with transparency and convenience.

Each of these businesses, including factories, facilities, restaurants and service companies, is a potential source of income or ownership. In fact, our success with these brands is the result of our proven record, in Europe, as specialists who understand the economic and regulatory guidelines on this region.

Our website enables investors to find, buy or sell, and manage a potentially profitable enterprise. By simplifying the ability to invest online, we also balance the benefits and liabilities of each business, while empowering people to make money in a suitable business.

To learn more about these advantages, please take a moment to create an account on our site. We look forward to helping people in this dynamic economy.

Plan Invest: Profit % Variable Every Invest

Status:PAYING

Minimal Spend: $Variable
Maximal Spend: $N/A
Referral: 1-5%
Withdrawal: Manual
Added:Nov 13th, 2011


Footbal TV Schedule

TV STREAMING INDONESIA






Best Investment Club Ltd



Best Investment Club is a global leader in alternative investments. The company serves more than 10 thousand merchant locations, and thousands of investors worldwide. We have merchants in more than 80 countries and investors in 150 countries.

Best Investment Club is a money management company providing global investment opportunities that offer security, stability and impressive financial performance. Our service to investors and merchants is based on three main principles: guarantee, stability and no risk.

Best Investment Club provides investors with opportunities to invest in carefully configured, high interest investment plans.

Best Investment Club provides investments to global users and payment-processing services to the European largest financial services providers, to the merchant around the corner, and to businesses of all sizes. We ensure that investments will generate earnings stable and risk free, and money moves accurately and securely anytime, anywhere.
Plan Invest , 7%-9% Daily For 20 Days.

Min Spend:$1
Referral Bonus:5%
Withdraw Type:Instant
Start Date:Sat, 01 September 2012
Payout Ago:1 Days, 0 Hours, 9 Minutes
Hosting Country:US, United States
Hosting City:Chicago
Hosting ISP:nLayer Communications
Hosting IP:198.144.120.51

Support: admin@bestinvestmentclub.com
Payment Method: Liberty Reserve, Perfect Money
#MONITOR#
Best Investment Club HYIP Details on GoldPoll
JOIN NOW

STALLION GOLD

Welcome To StallionGold

StallionGold - Making The Prosperity Possible
1.5%-4% daily for 100 days.

Min Spend:$1
Referral Bonus:8% multilevel affiliate
Withdraw Type:Instant
Start Date:Wed, 30 May 2012
Payout Ago:43 Minutes
Hosting Country:VG, Virgin Islands, British
Hosting City:Houston
Hosting ISP:Akrino Inc
Hosting IP:91.202.63.91

Support: support@stalliongold.com
Payment Method: Liberty Reserve, Perfect Money, Bank Wire
JOIN NOW

AVO INC- Instant Withdraw

Uinvest.com.ua – invest your money to the shares of real businesses Invest money. Оnline investment / investing. How to invest money online? Investing today

AVO INC Banner Picture

AVO INC

3% Fixed Daily Profit For 90 Business Days.
STATUS: PAYING
Min Spend:$10
Referral Bonus:8%
Withdraw Type:Manual
Start Date:Thu, 09 August 2012
Payout Ago:8 Hours, 41 Minutes
Hosting Country:US, United States
Hosting City:New York
Hosting ISP:Staminus Communications
Hosting IP:72.8.141.109

Support: support@avo.net
Payment Method: Liberty Reserve, Perfect Money
U5699172, U0027652, PerfectMoney U1104573
JOIN NOW AVO INC.

MUTUAL WEALTH


Mutual Wealth Banner Picture

Welcome To Mutual Wealth

Profit :
3%-8% weekly for 180 days,
2.5%-6% weekly for 90 days,
2%-5% weekly for 1 month.


Min Spend:$100
Referral Bonus:3% - 12% commission + bonuses
Withdraw Type:Instant
Start Date:Wed, 22 December 2010
Payout Ago:1 Days, 22 Hours, 0 Minutes
Hosting Country:US, United States
Hosting City:San Francisco
Hosting ISP:CloudFlare
Hosting IP:198.41.186.35


Support: m.salmon@mutualwealth.com
Payment Method: Perfect Money, Egopay, SolidTrustPay, Bank Wire, Bitcoin, Payoneer
U7162958, PerfectMoney U3040798
JOIN NOW


The Money Galaxy


2.1% daily for 100 days,
2.5% daily for 120 days,
4% daily for 160 days.

STATUS:
Min Spend:$10
Referral Bonus:6%
Withdraw Type:Manual
Start Date:Thu, 02 August 2012
Payout Ago:1 Hours, 52 Minutes
Hosting Country:CA, Canada
Hosting City:Vancouver
Hosting ISP:Cipherkey Exchange Corp.
Hosting IP:209.205.72.133

Support: helpdesk@themoneygalaxy.com
Payment Method: Liberty Reserve, Perfect Money, Payza, BitCoin, Egopay, OKPay, SolidTrustPay
JOIN NOW

FX Easy Trade !

Welcome to FX Easy Trade !


LIKE TO GENERATE A PASSIVE INCOME ON THE forex MARKET BUT NOT SURE HOW?

FX Easy Trade, is a global investment management company with approximately $7 million under management as at 24th of August, 2010. We provide a premier range of products to institutional and individual investors. The company is focused on stock market, forex, property and other infrastructure assets. Established in 2007, FX Easy Trade, is now in a position where we proudly serve a growing international client base from the Americas, Europe, Asia the Middle East and Africa. We employ 25 investment professionals.
Status : Paying
3% Daily for 150 Days!
Min/Max: $1 / N/A
Referral: 5%
Withdrawal: Instant
Added: Jun 13th, 2012
Monitored: 134 days
Lifetime: 134 days

JOIN NOW

Bank Of 7-Exclusive Instant Withdraw

Bank OF7-Exclusive Investment Instant Withdraw

STATUS:PAYING
Fixed monthly profit rate (7%).
Withdrawing the principal or profits at any time.
A minimum investment limit of 100 USD/EUR.
A minimum profit withdrawal limit of 1 USD/EUR.
Possibility of profits reinvestment.
Ongoing technical support around the clock

“We do not only invest our money;
We invest our time, expertise and our energy”

BANK OF 7 is a private investment company operating in the field of local and global investment, we offer investment opportunities to individuals and companies so to allow for participation in the business market within a safe and risk- free investment environment.


Welcome To Bank OF 7Plan Money Invest : 7% Monthly.

Min Spend:$100
Referral Bonus:1%
Withdraw Type:Instant
Start Date:Thu, 17 May 2007
Payout Ago:2 Days, 9 Hours, 11 Minutes
Hosting Country:US, United States
Hosting City:Columbus
Hosting ISP:Ecommerce Corporation
Hosting IP:173.83.183.247
Bank OF 7 - Rate Banner
Support: support@bankof7.comPayment Method: Liberty Reserve, Bank Wire, MoneyGram, Western Union

Address:BANK OF 7 Corporation.
United Arab Emirates - Dubai - Media City - 356 - 106

Tel. (Outside Dubai) +96277 5 775723
Fax. (Outside Dubai) +962 6 5820759
P.O.Box. 242 Dubai - Media City

Email: info@bankof7.com

JOIN NOW BANK OF 7 Corporation.

ROYALTY 7- Exclusive Manual Withdraw


Welcome To Royalty7

Royalty7. is a private investment and wealth management company that allows international participation of individual and group a like. Our service provides highly lucrative return on investment along with a complete account privacy, top level online security, an efficient account management and 24/7 fully dedicated support team. Our company financial portfolio is backed-up by an active pool of realized profits from various high-yield assets that we hold around the globe. All our members have equal opportunity to benefit from an attractive 7% Daily / 110% Weekly plans on a long term basis, with the lowest possible risk of losing the initial principle invested.
Market Index
Our areas of expertise are varied, we are active in the world's top markets including but not limited to: Real Estate (Dubai sea-land residential development concepts, mutual investments in few cacao and tobacco production fields). Financial (Start-up initial public offerings, foreign currencies exchange, holding stocks of insurance firms and mortgage brokers). Tourism (Casino resort shares in Macau, and a silent partnership with one of the biggest traveling guides). Import / Export (Trading electronic toys and aluminum profiles using a real-time trading platform between china & north America), and as of lately Energy (Alternative fuels and green power)
We were incorporated as an offshore limited company in England and Wales, a well-known and reputable jurisdiction. This facts gives us the advantage of trading flexibility, to buy & sell quickly and privately without being subjective to severe regulation. Our company's key strategy is to minimize the operation risk chances by participating only in a high quality businesses of the world's biggest industries, with a constant alertness for even the smallest market events.
Our plans were carefully thought of to provide mutual stability & lowest possible risk over the long term. With such plans you can't go wrong, we strive to return members initial principle as fast as possible and process withdrawals in a reasonable time frame of 48 business hours. Constant members satisfaction isn't an easy task and our main goal in today's changing market will stay the same : Members Success!

INVEST PLAN : 7% Daily for 30 days,
110% Weekly, Compoundable.


Min Spend:$25
Referral Bonus:5%
Withdraw Type:Manual
Start Date:Fri, 11 November 2011
Payout Ago:6 Hours, 39 Minutes
Hosting Country:US, United States
Hosting City:Stamford
Hosting ISP:FortressITX
Hosting IP:65.98.62.11
Royalty7 - Rate Banner
Status:Monitoring
Support: Royalty7@Members.only
Payment Method: Liberty Reserve, Perfect Money, AlertPay, SolidTrustPay

Register For Free Today!

Allworld HYIP- Top Life Time Automatic Instant

AllworldHYIP

1%-3% monthly until you receive 200%.
Payments everyone 10th of each month.
Pay directly to e-currency.
Status:Paying
Min Spend:$100
Referral Bonus:n/a
Withdraw Type:Automatic
Start Date:Fri, 30 December 2005
Payout Ago:31 Days, 1 Hours, 19 Minutes
Hosting Country:NL, Netherlands
Hosting City:Frankfurt Am Main
Hosting ISP:FOP Litvinenko Sergey Nikolaevich
Hosting IP:91.220.101.12
AllworldHYIP - Rate Banner
Support: allworldhyip@gmail.com
Payment Method: Liberty Reserve
2708578, 972303, 3611225, U8987271
JOIN NOW

ARXN Group-Normal Manual Withdraw

Welcome To ARXN Group

Our program is intended for people willing to achieve their financial freedom but unable to do so because they're not financial experts.
ARXN Group is a long term high yield private loan program, backed up by Forex market trading and investing in various funds and activities. Profits from these investments are used to enhance our program and increase its stability for the long term.
Plan:
1%-3% daily for lifetime.

200% after one week
Status;PAYING
Min Spend:$10
Referral Bonus:5%
Withdraw Type:Manual
Start Date:Sun, 28 February 2010
Payout Ago:13 Hours, 10 Minutes
Hosting Country:CA, Canada
Hosting City:London
Hosting ISP:Inline Internet Online Dienste Gmbh
Hosting Organization:VPS4LESS
Hosting IP:93.186.171.49

Support: admin@arxn-group.biz
Payment Method: Liberty Reserve, Perfect Money
JOIN NOW

RTB CLUB-Normal Top Life Time Manual Withdraw

Welcome To RTB Club

Our program is intended for people willing to achieve their financial freedom but unable to do so because they're not financial experts.
Plan:
200% after one week

1%-3% daily forever.
Status:Paying
Min Spend:$10
Referral Bonus:5%
Withdraw Type:Manual
Start Date:Tue, 10 November 2009
Payout Ago:12 Hours, 58 Minutes
Hosting Country:DE, Germany
Hosting City:Houston
Hosting ISP:VPS4LESS
Hosting IP:193.200.193.171
RTB Club - Rate Banner
Support: admin@rtb-club.com
Payment Method: Liberty Reserve, Perfect Money
JOIN NOW

VLS CLUB-Normal Manual Withdraw


Welcome To VLS Club

VLS Club is a long term high yield private loan program, backed up by Forex market trading and investing in various funds and activities.
Plan:
3% daily for lifetime.

200% after one week
STATUS;PAYING
Min Spend:$10
Referral Bonus:5%
Withdraw Type:Manual
Start Date:Sun, 28 March 2010
Payout Ago:13 Hours, 18 Minutes
Hosting Country:DE, Germany
Hosting City:Dallas
Hosting ISP:VPS4LESS
Hosting IP:193.200.193.171

Support: admin@vlsclub.com
Payment Method: Liberty Reserve, Perfect Money
JOIN NOW

GVB Funds-Normal Top Life Time Manual Withdraw

Welcome To GVB Funds

GVB Funds is a long term high yield private loan program, backed up by Forex market trading and investing in various funds and activities. Profits from these investments are used to enhance our program and increase its stability for the long term.
Plan:1.1%-3.3% daily for lifetime.
Status:Paying
Min Spend:$10
Referral Bonus:5%
Withdraw Type:Manual
Start Date:Sun, 31 January 2010
Payout Ago:12 Hours, 13 Minutes
Hosting Country:DE, Germany
Hosting City:Houston
Hosting ISP:VPS4LESS
Hosting IP:193.200.193.171

Support: admin@gvb-funds.com
Payment Method: Liberty Reserve, Perfect Money
JOIN NOW

World Wide Capital-Exclusive Instant Withdraw



Worldwide Capital ® is a trademark of Theorem Investment LTD, an international investment company founded in 2010, that promotes a wide range of investment services for private and corporate investors. The company’s principle line of business is asset management. Our team has been engaged in investment activity since 2001, it has a clear investment strategy, which enables the diversification of risks by investing in stocks, bonds, futures and options in different markets and it demonstrates fantastic results year after year.
Monitored by Www.invest-tracing.com
Plans:
1.5%-2.3% Daily for 150 Business Days
(Principal return & Compounding)

Minimal Spend: $10
Referral: 5%-7%
Withdrawal: Manual
Support: Support E-Mail Support FormTG |MMG|DTM|MMGP
Administrative Contact:
Robinson, Tim

Theorem Investment LTD
Intershore Chambers, P.O. Box 4342
Road Town, Tortola -
Virgin Islands (British)
(740) 337-4137

JOIN NOW

Expert Portfolio Exclusive Top Life Time Manual Withdraw



Welcome To Expert Portfolio

Premiere Consulting Limited is a successful privately owned marketing research, consulting and investment company. Since the company started officially in February 2010, it has already grown into a large, financially sound company. The company specializes in providing consulting and market research services also providing money management services, focusing on identifying suitable business opportunities and modern investment trends.

Premiere Consulting Limited is the team of traders, analysts, brokers and other experts in different spheres with the global priority - portfolio investments and market researches. An intelligent and well-balanced spread of investments is the key to achieving long-term capital growth. In order to deliver this clear objective, the specialists from Premiere Consulting Limited company have developed the site ExpertPortfolio.com that would help investors searching for the reliable investment opportunity online. Our experts, all with proven track records, select and manage the best international stocks for growth portfolios tailor-made for private investors.

The spheres, we are currently working with: stock market, gold investment market, alternative energy, emerging markets, dividend paying stocks, futures market and physical commodity.


Plan Invest:1.5%-2% daily for 12 weeks.
Status:Paying
Min Spend:$10
Referral Bonus:7%
Withdraw Type:Manual
Start Date:Fri, 05 February 2010
Payout Ago:20 Hours, 14 Minutes
Hosting Country:US, United States
Hosting City:Columbus
Hosting ISP:eNET
Hosting Organization:XLHost.com
Hosting IP:64.79.76.165
Expert Portfolio - Rate Banner
Support: admin@expertportfolio.com
Payment Method: Liberty Reserve, Perfect Money
U8854190, U4009588
JOIN NOW

RXN Investments-Normal Top Life Time Manual Withdraw

Welcome To RXN Investments

RXN Investments is a long term high yield private loan program, backed up by Forex market trading, and investing in various funds and activities. Profits from these investments are used to enhance our program and increase its stability for the long term.
Plan:
50% daily for 5 days
1%-3% daily for lifetime.
STATUS:PAYING
Min Spend:$10
Referral Bonus:5%
Withdraw Type:Manual
Start Date:Fri, 11 December 2009
Payout Ago:13 Hours, 7 Minutes
Hosting Country:US, United States
Hosting City:Fullerton
Hosting ISP:Staminus Communications
Hosting IP:72.8.129.1

Support: admin@rxn-inv.com
Payment Method: Liberty Reserve, Perfect Money
JOIN NOW

Global Bond Fund-Normal Top Life Time Automatic Withdraw

Welcome To Global Bond Fund

Global Bond Fund was created to enable people to increase their wealth safely and easily with no work and no risk. We do not offer pie in the sky returns, but good reliable daily returns from your deposit.

40%-120% daily for 5 days.
Paid directly to e-currency.

STATUS ;PAYING
Min Spend:$20
Referral Bonus:20%
Withdraw Type:Automatic
Start Date:Mon, 09 November 2009
Payout Ago:1 Hours, 2 Minutes
Hosting Country:US, United States
Hosting City:Dallas
Hosting ISP:PrivateSystems Networks
Hosting Organization:PrivateSystems Networks TX
Hosting IP:207.7.80.150
Global Bond Fund - Rate Banner

Support: admin@global-bfund.biz
Payment Method: Liberty Reserve, Perfect Money
JOIN NOW

Green Financial Services-Normal Top Life Time Manual Withdraw

Welcome Green Financial Services

Our program is intended for people willing to achieve their financial freedom but unable to do so because they're not financial experts.
Green Financial Services is a long term high yield private loan program, backed up by Forex market trading and investing in various funds and activities. Profits from these investments are used to enhance our program and increase its stability for the long term.
1%-3% daily forever.
STATUS;PAYING
Min Spend:$10
Referral Bonus:5%
Withdraw Type:Manual
Start Date:Mon, 17 August 2009
Payout Ago:12 Hours, 47 Minutes
Hosting Country:DE, Germany
Hosting City:Houston
Hosting ISP:VPS4LESS
Hosting IP:193.200.193.171
Green Financial Services - Rate Banner
Support: admin@green-fs.biz
Payment Method: Liberty Reserve
JOIN NOW

TURE PROFIT


Welcome To Ture Profit

Have you ever thought of becoming a successful trader to earn a lot of money which will guarantee you financial independence? Have you ever thought of decent retirement? Or just the money rolling into your account passively? Of course you have! Otherwise you would not have arrived at this website.
TureProfit A Private online investment firm works with you to help find the best financial approach to make those desires come true. With robust advice on a wide range of issues. Money management and investment management to the most efficient way to set up your investment and future.Our mission is to promote the online investments for those of you new in this business or have been investing online for a long time not with such a success that you desire.
8% weekly for 50 weeks.
TureProfit HYIP Details on GoldPoll
Min Spend:$10
Referral Bonus:6%
Withdraw Type:Instant
Start Date:Mon, 12 December 2011
Payout Ago:19 Hours, 59 Minutes
Hosting Country:US, United States
Hosting City:Los Angeles
Hosting ISP:Black Lotus Communications
Hosting IP:208.64.126.190

Support: admin@tureprofit.com
Payment Method: Liberty Reserve, Perfect Money, Egopay, SolidTrustPay

JOIN NOW


Invest : BaseBucks-200%Back ASAP!

footer

Make your deposit using the form below:
No maximum. Minimum Deposit: $3.00
After depositing, join us at our forum

STATUS:PAYING

No registration required!

Just make a deposit.We pay directly back into your
Liberty Reserve Account each and every day until you earn 200% Back Automatic.

You can view the status of your investment

(and all our other investors) here.JOIN NOW

Deposit ¦ View Investments

maybe some of you remember with this program,
now after 13 months ( as mentioned on site/forum ) the program returns.

it has 2 offering programs, investment and cycler

for the investment :
- start from $3 with flexible rate until you reach 200% ROI
- automatic payment to LR, calendar days earning, principal included
- LR only
- 5% referral commission
-JOIN NOW
for the cycler :
- investment must be a multiplication of 3$ (3, 6, 9 etc)
- will get 118% when it's cycled
- 3, 5 or 10 times auto-reinvest options
- $33 will shuffle the line
- manual payment.
- cyclers reset on each Tuesday << i don't really get the meaning of the reset yet ...
- not sure about is there any referral commission for cycler ( maybe there's no )
-JOIN NOW
so ... what do you have in mind for basebucks right now ?
as for me, i have made my go couple of hours ago and just received my first automatic payment

Cara Tips Trick Ringan Bermain HYIP

Saya punya trick ringan bermain hyip.
Trick ini saya namakan system "Gerilya"
Gampang dan Mudah Di Ikuti
Serbu Serang Hancurkan Dapatkan Dollarnya...!!!


1. Lihat di hypmonitor(hyip.com, dll) situs2 hyip yg berumur kurang dari 4 hari. Jangan Lebih!!!

2.Jika Hyip Tersebut BerUmur Panjang Mainkan Saja BunganyaYang Sudah Berbunga
( Untung +Untung/Profit+Profit)
Modalnya yang Penting Balik Dulu...!


3. Pilih program terpendek. Kalo bisa yang hourly(Withdraw tiap jam) dan setiap ada earning, anda harus langsung me-withdrawnya.

4. setelah Investasi anda balik modal+bunganya. JANGAN PERNAH INVEST LAGI DI SITUS TERSEBUT!!!! intinya untuk 1 situs 1 investasi.

5. jangan invest banyak-banyak

******************************************

$APA Yang Di Maksud INVESTASI $?....
Investasi adalah: penggunaan sumber sumber untuk menciptakan modal baru.

*****************************************
Semoga Bermanfaat...Dan Sukses Selalu

Terimakasih
Admin Hyip Garuda

Sabtu, 21 Januari 2012

10.Top Life Time Investment On Line



1.AllworldHYIP 2177 days
2.Bank OF 7 1674 days
3.Green Financial Services 851 days
4.Global Bond Fund 767 days
5.RTB Club 766 days
6.RXN Investments 735 days
7.GVB Funds 684 days
8.Expert Portfolio 679 days
9.ARXN Group 656 days
10.VLS Club 628 days


No:1.Welcome To Allworld HYIP

You don't know in which program to invest your money? We are the most reliable program in the world and we guarantee you 100% of making a profit.
Our program is online for 2 years. All the investors who became our clients are satisfied and rich thanks to us.

Our plans:
1-3% monthly for life long, Min $100, Payments every 10th of each month.
Maximum deposit in our program is $100,000
All the payments are made to your account directly.
You can deposit your money via Liberty Reserve.
After you deposit your money please send the batch number of your payment to the DEPOSIT SECTION via e-mail.
The DEPOSIT SECTION e-mail: depositsection@gmail.com.
If you've got any questions about the investments, send them to DEPOSIT SECTION
ONLY. OUR RATING: STATUS MONITORING ONLINE UP TO DATE AUTOMATIC

GoldPoll.com - The Best HYIP Rating. The Fairest High Yield Investment Programs Monitoring Service. HotHYIPs - monitor and rating. Click here to verify status.




Invest Plan:1%-3% monthly until you receive 200%.
Payments everyone 10th of each month.
Pay directly to e-currency.

Min Spend:$100
Referral Bonus:n/a
Withdraw Type:Automatic
Start Date:Fri, 30 December 2005
Payout Ago:6 Days, 8 Hours, 13 Minutes
Hosting Country:NL, Netherlands
Hosting City:Frankfurt Am Main
Hosting ISP:FOP Litvinenko Sergey Nikolaevich
Hosting IP:91.220.101.12
AllworldHYIP - Rate Banner
Status:Monitoring
Support: allworldhyip@gmail.com
Payment Method: Liberty Reserve

JOIN NOW


No:2 .Welcome To Bank OF 7

“We do not only invest our money;
We invest our time, expertise and our energy”
BANK OF 7, is a private investment company operating in the field of local and global investment, we offer investment opportunities to individuals and companies so to allow for participation in the business market within a safe and risk- free investment environment.


Bank OF 7

Invest Plan:

7% Monthly.

Min Spend:$100
Referral Bonus:n/a
Withdraw Type:Manual
Start Date:Thu, 17 May 2007
Payout Ago:4 Hours, 50 Minutes
Hosting Country:US, United States
Hosting City:Columbus
Hosting ISP:Ecommerce Corporation
Hosting IP:173.83.183.247
Bank OF 7 - Rate Banner
Status;Monitoring
Support: support@bankof7.com
Payment Method: Liberty Reserve, Bank Wire, MoneyGram, Western Union
JOIN NOW


No:3. Welcome To Green Financial Services

Our program is intended for people willing to achieve their financial freedom but unable to do so because they're not financial experts.
Green Financial Services is a long term high yield private loan program, backed up by Forex market trading and investing in various funds and activities. Profits from these investments are used to enhance our program and increase its stability for the long term.
INVEST PLAN:
1%-3% daily forever.

Min Spend:$10
Referral Bonus:5%
Withdraw Type:Manual
Start Date:Mon, 17 August 2009
Payout Ago:1 Days, 5 Hours, 20 Minutes
Hosting Country:DE, Germany
Hosting City:Houston
Hosting ISP:VPS4LESS
Hosting IP:193.200.193.171
Green Financial Services - Rate Banner
Status:Monitoring
Support: admin@green-fs.biz
Payment Method: Liberty Reserve



NO:4. Welcome To Global Bond Fund


Global Bond Fund was created to enable people to increase their wealth safely and easily with no work and no risk. We do not offer pie in the sky returns, but good reliable daily returns from your deposit.
INVEST PLAN:
40%-120% daily for 5 days.
Paid directly to e-currency.


Min Spend:$20
Referral Bonus:20%
Withdraw Type:Automatic
Start Date:Mon, 09 November 2009
Payout Ago:22 Hours, 48 Minutes
Hosting Country:US, United States
Hosting City:Dallas
Hosting ISP:PrivateSystems Networks
Hosting Organization:PrivateSystems Networks TX
Hosting IP:207.7.80.150
Global Bond Fund - Rate Banner
Status:Monitoring
Support: admin@global-bfund.biz
Payment Method: Liberty Reserve, Perfect Money


NO:5. Welcome To RTB Club

Our program is intended for people willing to achieve their financial freedom but unable to do so because they're not financial experts.
INVEST PLAN:
1%-3% daily forever.
Min Spend:$10
Referral Bonus:5%
Withdraw Type:Manual
Start Date:Tue, 10 November 2009
Payout Ago:1 Days, 5 Hours, 51 Minutes
Hosting Country:DE, Germany
Hosting City:Houston
Hosting ISP:VPS4LESS
Hosting IP:193.200.193.171
RTB Club - Rate Banner
Status:Monitoring
Support: admin@rtb-club.com
Payment Method: Liberty Reserve, Perfect Money


NO:6. Welcome To RXN Investments

RXN Investments is a long term high yield private loan program, backed up by Forex market trading, and investing in various funds and activities. Profits from these investments are used to enhance our program and increase its stability for the long term.

1-3% daily for lifetime
Plan Spent Amount ($) Daily Profit (%)
Plan 1 $7 - $100 1.00
Plan 2 $101 - $250 2.00
Plan 3 $251 - $500 3.00
Calculate your profit &gt;&gt;
50% daily for 5 days
Plan Spent Amount ($) Daily Profit (%)
Plan 4 $501 and more 50.00
Calculate your profit &gt;&gt;

Use our referral program and earn 5% of referral deposits!
1%-3% daily for lifetime.
Min Spend:$10
Referral Bonus:5%
Withdraw Type:Manual
Start Date:Fri, 11 December 2009
Payout Ago:1 Days, 6 Hours, 3 Minutes
Hosting Country:US, United States
Hosting City:Fullerton
Hosting ISP:Staminus Communications
Hosting IP:72.8.129.1
RXN Investments - Rate Banner
Status:Monitoring
Support: admin@rxn-inv.com
Payment Method: Liberty Reserve, Perfect Money



NO:7.Welcome To GVB Funds

GVB Funds is a long term high yield private loan program, backed up by Forex market trading and investing in various funds and activities. Profits from these investments are used to enhance our program and increase its stability for the long term.

INVEST PLAN
1.1%-3.3% daily for lifetime.

Min Spend:$10
Referral Bonus:5%
Withdraw Type:Manual
Start Date:Sun, 31 January 2010
Payout Ago:1 Days, 6 Hours, 15 Minutes
Hosting Country:DE, Germany
Hosting City:Houston
Hosting ISP:VPS4LESS
Hosting IP:193.200.193.171
GVB Funds - Rate Banner
Status:Monitoring
Support: admin@gvb-funds.com
Payment Method: Liberty Reserve, Perfect Money

JOIN NOW



NO:8. Welcome To Expert Portfolio

Premiere Consulting Limited is a successful privately owned marketing research, consulting and investment company. Since the company started officially in February 2010, it has already grown into a large, financially sound company. The company specializes in providing consulting and market research services also providing money management services, focusing on identifying suitable business opportunities and modern investment trends.

Premiere Consulting Limited is the team of traders, analysts, brokers and other experts in different spheres with the global priority - portfolio investments and market researches. An intelligent and well-balanced spread of investments is the key to achieving long-term capital growth. In order to deliver this clear objective, the specialists from Premiere Consulting Limited company have developed the site ExpertPortfolio.com that would help investors searching for the reliable investment opportunity online. Our experts, all with proven track records, select and manage the best international stocks for growth portfolios tailor-made for private investors.
The spheres, we are currently working with: stock market, gold investment market, alternative energy, emerging markets, dividend paying stocks, futures market and physical commodity.

Here is an example of one of the strategies used by our analysts and traders when working:
As an option investment process includes several stages that are of main importance. Investors seek to invest in good businesses with high or increasing returns on capital that have strong future growth prospects and are temporarily mis-priced. In order to reach that result, we have to complete several certain levels of analysis. Usually that process starts up with defining the universe of domestic stocks which are generally defined by the Russell 3000 Index. We then identify companies trading at favorable valuations including return on invested capital (ROIC), free cash flow, growth potential and operating margins.
After we managed to gain a thorough understanding of the prospects for each business, we start doing financial analysis, which provides us with vital insight into historical and potential ROIC, that is an indicator of the quality of the business and the responsibility of its management. That process includes several subitems to work them out: management action, ROIC, capital allocation, free cash flow.
The business analysis allows us to understand the key drivers of the company, appreciate the industry challenges and evaluate the sustainability of competitive advantages. The financial and business analyses serve as basis to construct the valuation models.
After we have completed the financial and business analyses, we get to the process named Valuation. We triangulate an estimate of a company's value using the three primary techniques: net asset value (sum of the parts), traditional valuation multiples (price-earnings ratio (P/E), enterprise value/ROIC, etc.) and discounted cash flow.
The final process is the portfolio construction which is used to manage volatility and preserve and grow capital. We analyze the risk-reward profile of all investment candidates and rank each stock in absolute and industry terms. Then we built well-diversifed and the style-pure final large-cap core portfolio of 50 to 55 stocks.

There above is just an example of strategy applied. At the same time our specialists may be using various strategies and approaches to running portfolios.

5 main principles of ours:

  • Reliability - the basis of our work. Managing credit, market and operational risks make up the major part of our job.
  • Profitability. The stability of getting income is the key point about our work.
  • Trust. We form the relationships based on the principles of mutual cooperation and partnership. Hence meeting the requirements of our clients and fulfilling their tasks and purposes is equally required both for the clients and Premiere Consulting Limited team.
  • Liquidity. All the investments can participate in any immediate purchase (either goods or services) if necessary or be converted into cash without any significant losses.
  • Growth. Studying the needs of our clients as well as the market tendencies and trends, we are accumulating knowledge and experience needed for creation and perfection the goods and services offered.
The Premiere Consulting Limited team has developed unique investment strategies and basing upon expert and thorough market research is now making active use of them managing the loan funds. The investment diversification used in our work gives an opportunity to lower the risks and allows gaining stable profit.
Our company is open for everyone. Join us and become a part of the team. Watch for the Market Update and Trends research here. See the terms of use for getting the details.

INVEST PLAN:
1.5%-2% daily for 12 weeks,
paid weekly.


Min Spend:$10
Referral Bonus:7%
Withdraw Type:Manual
Start Date:Fri, 05 February 2010
Payout Ago:2 Days, 9 Hours, 9 Minutes
Hosting Country:US, United States
Hosting City:Columbus
Hosting ISP:eNET
Hosting Organization:XLHost.com
Hosting IP:64.79.76.165
Expert Portfolio - Rate Banner
Status:Monitoring
Support: marketing@expertportfolio.com
Payment Method: Liberty Reserve, Perfect Money



NO:9. Welcome To ARXN Group

Our program is intended for people willing to achieve their financial freedom but unable to do so because they're not financial experts.
ARXN Group is a long term high yield private loan program, backed up by Forex market trading and investing in various funds and activities. Profits from these investments are used to enhance our program and increase its stability for the long term.

INVEST PLAN
1%-3% daily for lifetime.

Min Spend:$10
Referral Bonus:5%
Withdraw Type:Manual
Start Date:Sun, 28 February 2010
Payout Ago:1 Days, 7 Hours, 0 Minutes
Hosting Country:DE, Germany
Hosting City:London
Hosting ISP:Inline Internet Online Dienste Gmbh
Hosting Organization:VPS4LESS
Hosting IP:93.186.171.49
ARXN Group - Rate Banner
Status:Monitor
Support: admin@arxn-group.biz
Payment Method: Liberty Reserve, Perfect Money
JOIN NOW



NO:10. Welcome To VLS Club

VLS Club is a long term high yield private loan program, backed up by Forex market trading and investing in various funds and activities

INVEST PLAN:
3% daily for lifetime.
Min Spend:$10
Referral Bonus:5%
Withdraw Type:Manual
Start Date:Sun, 28 March 2010
Payout Ago:1 Days, 7 Hours, 18 Minutes
Hosting Country:DE, Germany
Hosting City:Dallas
Hosting ISP:VPS4LESS
Hosting IP:193.200.193.171
VLS Club - Rate Banner
Status:Monitoring
Support: admin@vlsclub.com
Payment Method: Liberty Reserve, Perfect Money JOIN NOW

Rabu, 18 Januari 2012

INFO INVESTASI

~SEKILAS INFO TENTANG DUNIA INVESTASI~

KALO SAYA JOIN KE ANDA JAMINANNYA APA..?
Lagi-Lagi pertanyaan soal jaminan yg paling sering terdengar diberbagai bisnis investasi baik online atau offline. Ini pertanyaan khas PEMULA di bisnis investasi. Khawatir kehilangan uang, khawatir rugi. Tapi tdk mau belajar bagaimana caranya manajemen resiko. Di dunia ini tdk ada satu hal pun yg bisa dijamin secara mutlak, KECUALI KEMATIAN.

Bahkan asuransi jiwa pun yg nerima duitnya bukan anda. Khusus untuk bisnis investasi online, yg paling penting itu bukan APA JAMINANNYA, tapi TRANSPARANSI PROGRAMNYA.
Yuk kita renungkan kata” bijak dari Winston Churchil ini: "Seseorang yang tdk berani mengambil resiko hanya akan berakhir pada satu hal yaitu PENYESALAN. Sedangkan orang yang berani mengambil resiko akan memperoleh kepastian APAKAH UPAYANYA BERHASIL atau GAGAL". SELAMAT MENGGUNAKAN RASIO ANDA.

Perhatikan dialog ini:
"Mas, mau tanya nih .. BO yg itu aman gak sih..?" "Maksudnya apa ya...?" "Gini mas, sy mau gabung di salah satu BO, trus apa ada izin atau apa gitu yg melegalitaskan BO tersebut, syukur-syukur ada kantornya...trus SIAPA YANG MENJAMIN UANG KITA KALO KITA INVESTASI DI SANA ??" "Oo .. itu toh, sebelum saya jawab, gantian saya mau Tanya dulu...." "Boleh, apa mas..?" "Bank Century ada kantornya, ada izin-nya dan lengkap lagi, trus BGMNA NASIB PARA NASABAH NYA SEKARANG??" UANGNYA KEMBALI GAK KE MEREKA...????" "Hmm.. wah saya gak bisa jawab mas". "Makanya , segala sesuatu di dunia ini tdk ada yg kekal...semua bisa terjadi. Semuanya hanya Tuhan lah yg menentukan. Jadi, kalo ada kesempatan baik mengapa harus kita tolak?? Tidak ada bisnis apapun di dunia ini baik Online maupun Offline yg tidak ada resIkonya. Wong dagang saja kita gak selalu untung. BETUL KAN??"

JADILAH INVESTOR SEJATI

A) Senang ketika mendapatkan hasil dan tenang ketika mengalami kerugian.
B) Selalu berusaha untuk MANDIRI.
C) Siap untuk segala resiko terburuk yang bakal dialami.
D) Tidak menyalahkan orang lain, upline atau yg mengenalkan suatu BO ketika anda mengalami kegagalan.
E) Selalu berbagi info yang baik dengan sesama INVESTOR.
F) Tidak menghitung keuntungan yang didapatkan orang lain.
G) Tidak sombong ketika berhasil.
H) Pandai bersyukur dan juga menerima kadar ketentuan peraturan.
I) Selalu berpikir positif & berprasangka baik sebelum semua jelas.
J) Sabar dalam menjalankan proses ketika mengalami kelambatan. 
( INTROPEKSI LEBIH BAIK DARI PADA MENGKOREKSI )

Bisakah mengisi air ke sebuah gelas yg sudah penuh...???
Gak mungkin bisa. Kalaupun bisa, tentunya akan meluap keluar. Supaya bisa mengisinya, kita harus mengosongkan atau menumpahkan sebagian isinya.

APAKAH MAKNA ILUSTRASI INI....???
1. Jika ingin maju, kita harus mengosongkan atau menghilangkan EGOISME kita, mau belajar & diajari. Kita akan sulit menerima pembelajaran jika EGOISME masih ada. Mungkin di bidang ini, kita adalah pakarnya, tetapi di bidang lain, kita gak ada apa2 nya.
2. Rajin & sering2 lah memberi dengan tulus ikhlas. Ketika memberi, seseorang sedang mengosongkan atau menumpahkan sebagian rezekinya, gelas rezekinya bisa diisi. Bagaimana mungkin bisa menambah rezeki jika tidak pernah membagikan rezeki....?? Ingat akan Hukum tanam & petik...
3. Ketika kehilangan, itu tandanya kita sedang mengosongkan gelas rezeki karena lupa berbagi. Jangan sedih & yakini bahwa gelas itu akan terisikan kembali & bahkan jauh lebih baik.

Selasa, 17 Januari 2012

My Money Excharge OnLine

Senin, 16 Januari 2012

Cara Dapatkan Gratis $0.01 per menit Dari Money Game

Cara Dapatkan Gratis $0.01 per menit Dari Money Game

 By: Admin HYIP GARUDA

Saya tidak menganjurkan anda main di Game ini hanya mau mencoba memberitahukan cara mendapatkan bonus promosi dan bonus affiliate dari Game money ini .anda tidak perlu login atau membuat account di sini anda hanya perlu deposite $0.01 lewat Liberty reserve atau Perfect money .Anda bisa mendapatkan $ 0,01 setiap menit .
Promosi Program
• Dapatkan $ 0,01 setiap menit jika saldo Anda lebih rendah dari $ 0,09.
• penarikan minimum Anda akan diatur ke $ 0,25 jika Anda mendapatkan uang dari promosi kami.
• Anda harus tetap pada halaman promosi selama 1 menit dan tunggu sampai uang datang ke saldo Anda.
selain program Promosi anda juga bisa memanfaatkan prgram AFFILIATE
Program Afiliasi adalah program promosi link yang dirancang untuk mendorong pemain reguler CentPLAY untuk mengarahkan teman-teman mereka, kerabat, rekan ... ke website CentPLAY. Dan membantu untuk mempromosikan website CentPLAY. Dengan demikian, pemain dihargai dengan uang sungguhan.
Anda harus posting link afiliasi Anda pada setiap forum online (VBB, phpBB, IPB, Discuz,...). Link referral langsung dimasukkan dalam browser mungkin tidak akan bekerja. Lihat Traffic Exchange untuk informasi lebih lanjut.lihat contoh link AFFILIATE di bawah ini :

AFFILIATE LINK
     Acak halaman: http://www.centplay.com/affiliate/id_8352/
     Home page: http://www.centplay.com/affiliate/home_8352/
     Kas Halaman: http://www.centplay.com/affiliate/cash_8352/
     Permainan Halaman: http://www.centplay.com/affiliate/games_8352/
     Halaman promosi: http://www.centplay.com/affiliate/promotion_8352/
     Afiliasi Halaman: http://www.centplay.com/affiliate/affiliate_8352/

PROGRAM AFILIASI
Menghasilkan $ 0.01 untuk setiap bertaruh kehilangan dengan jumlah lebih dari $ 0,49 pada setiap GAMES.
Menghasilkan $ 0.01 untuk setiap klik ke link afiliasi Anda (Bayar untuk klik).
1 alamat IP dihitung sebagai 1 klik dalam waktu 24 jam.
1 domain dapat menghasilkan hingga $ 5.00 (500 klik).
Spam klik, otomatis klik, menipu, dll .. tidak akan dihitung.
SILAHKAN KUNJUNGIN WEBSITE NYA  DI BAWAH INI 
    CENT PLAY
Saran saya :
jangan terlalu nafsu mainnya mulailah dari BET terkecil dan perhatikan Gamenya serta pelajari dulu sistem nya.anda harus deposite minimal $5.0 kalau mau main di Game ini agar bisa mendapatkan hasil maksimal,sebab saya sudah mencoba dengan deposite kecil selalu kalah.
Setelah menang anda bisa menukar Uang anda di Tukar duit.com tempat jual beli terpercaya dan tercepet menurut saya anda bisa join di sana dulu (Join member Gratis)untuk mempermudah transaksi di sana .

semoga berhasil

Kamis, 12 Januari 2012

Axis Eksis Unlimited

Axis Eksis Unlimited


Internet Sepuasnya Cuma Rp 29.900 Sebulan. Buktikan Hematnya Disini!
Tetap Up to Date dan Terhubung lewat Internet, hanya Rp 2/KB!
Karena kamu dan kebanyakan rakyat Indonesia semakin menikmati internetan, AXIS menawarkan pengalaman internetan yang berbeda dan lebih mengasyikkan.
Dengan AXIS, rakyat Indonesia bisa berhubungan dengan di manapun kapanpun, hanya
Rp 2/KB dan setiap hari kamu bisa mendapatkan GRATIS Internetan seharian setelah pakai Rp 3.500!
Yuk mulai internetan!
Informasi selengkapnya mengenai paket ini, klik di sini.
Bergabunglah di akun Facebook AXIS di sini dan akun Twitter AXIS di sini untuk mendapatkan informasi mengenai serunya menggunakan layanan internet AXISTarif, masa berlaku, spesifikasi produk, dan ketentuan lainnya sewaktu-waktu dapat berubah.,klik di sini.                                                                                                                                                  Jika kamu belum menggunakan layanan AXIS, kunjungi AXIS Shop terdekat untuk mendapatkan AXIS-mu segera. iKlik di sini

 

Siksaan Azab Kubur

Siksaan Azab Kubur
 Azab Kubur

On this photo a 18-year old young man who died in one of hospitals of Oman. The corpse of the boy has been dug out from a tomb in 3 hours after his funeral under the insisting of his father.

The boy died in hospital and has been buried under the Islamic law and on the same day after obligatory ablution of the body. However after funeral the father has doubted of the diagnosis of doctors and wanted to identify the true reason of his death.
Siksa Kubur

Relatives and his friends shocked when they saw the corpse. He was completely different within 3 hours. He turned grey as the very old man, with traces of obvious tortures and the most severe beating, with the broken bones of hands and legs, with the edges broken and pressed into a body.
All His body and face were full of bruise. The open eyes-showed hopeless fear and pain. The blood obviously attributes that the boy has been subjected to the most severe torture.

Neraka Kubur
Close relatives of the dead man have addressed to Islamic scientists who have unequivocally declared that it is available results of tomb torture which the Allah (s.w.t) and in the Hadis of Prophet Muhammad (s.a.w) have warned.
The shocked father of the boy has admitted that his son was spoilt, did not do Solat, and had a carefree way of life, having involved in different sins.
Each died person comes across tests in the tomb for exception Shahids who died in Jihad on the way of Allah. This is first terrible test which the person comes across before the Doomsday.
In Hadis of Prophet Muhammad (s.a.w):
- After the death the spirit of died person will return to a body then two Angels will come, Munkar and Nakir, and will ask: "Who is your Lord?" he will answer: "my Lord - Allah ". Then they will ask: "What is your religion?" he will answer: "My religion - Islam". Then they will ask him: "Who that person who has been sent to you?" he will answer: "He is the Prophet of Allah ". Then they will ask him: "How do you know?" He will answer: "I read the Book of Allah and trusted Him.
And then from heavens the voice will come: " My Slave has told the truth, lay it to bed from Paradise and open the Gate of Paradise " - then it will be full of pleasure and he begins to feel paradise pleasure, and his tomb becomes spacious, that eyes can reach.
The Prophet of Allah Muhammad (s.a.w) said about the sinners. After the death the spirit of died person will return to the body then two Angels will come and ask, "Who is your Lord?" he will answer: "I do not know". Then they will ask: " Who that person who has been sent to you?" he again will answer: I "do not know" - and then from the sky the voice will come: "he told a lie, Put him into a box from fire and open before it the Gate of a hell! "-then it will be captured with heat of the hell, and his tomb becomes narrow and the edges will be compressed.
 
In Hadis it is also said, that Angels will severely beat the sinners during interrogation in the tomb and this torture will be awful. It is informed also, that our Messenger (s.a.w) supplicated to Allah to protect Him from tortures of a tomb and asked other people to do so.
The history of 18-year old young men is a sign for believers and this is only next fairy tale for whom hearts are sealed by Allah. They look and do not see, listen and do not hear?
   
This story was translated from other language into English. That’s why I apologize in advance for mistakes.

Sabtu, 07 Januari 2012

Keyword Syntax Google Hacking

Keyword,Search Engine, Syntax Google Hacking
Google syntax or Hacking Google.com ini sebagai file referensi ,HYIP GARUDA,untuk saya gunakan ketika butuh mencari kata yang sulit ditemukan di mesin pencari seperti google. Search engine ini sebenarnya memiliki kelemahan dalam pencarian yaitu kadang banyak blog yang tidak relevan dengan keyword yang kita cari sebab banyak yang melakukan trik seo yang berlebihan tapi isi dari blog mereka tidak menjawab pertanyaan para pencari informasi.
Oleh karena itu coba sobat gunakan sintax berikut saat melakukan pencarian agar setiap kata kunci yang anda cari mendapat jawaban yang tepat. Berikut contoh sintaks yang bisa anda ketik di mesin pencari GooGle.
Google Syntax :
1. [intitle:]
Syntax ini mengijinkan kita untuk mencari berdasarkan title atau judul dari halaman web. Uncle Google akan membatasi dan menampilkan hasil pencarian sesuai dengan keyword yang kita masukkan. Sebagai contoh kita masukkan keyword “intitle:bug” maka Google hanya akan menampilkan halaman web dengan judul atau title bug. Apabila kita ingin mencari semua halaman web yang mempunyai judul atau title vulnerability server, maka kit harus masukkan keyword “intitle:vulnerability intitle:server” atau “allintitle:vulnerability server”. Apabila kita hanya memasukkan keyword “intitle: vulnerability server” maka Google hany akan menampilkan web yang mempunyai judul atau title yang mengandung kata vulnerability atau kata server saja.
2. [site:]
Syntax ini digunakan untuk membatasi pencarian pada site atau domain tertentu yang kita inginkan. Contohnya : Ketika kita memasukkan keyword “blogger site:co.id” maka Google hanya akan melakukan pencarian pada keyword “blogger” pada halaman-halaman web yang terdapat di link dari domain co.id saja.
3. [filetype:]
Syntax ini membnatu kita dalam melakukan pencarian artikel atau halaman berdasarkan file type yang kita inginkan. Misalnya kita memasukkan keyword “filetype:Pdf Hacking Linux” maka Google hanya akan mencari semua link yang berisikan dokumen dengan format pdf, dan mengandung kata-kata hacking linux, hacking, atau linux. Syntax filetype ini dapat mencari link-link dengan berbagai ekstensi atau file type. Misalnya .pdf, .doc, .xls, .ppt, .exe, dll.
4. [inurl:]
Syntax ini sangat memudahkan kita untuk melakukan searching pada situs tertentu saja. Contohnya “The Curious inurl:www.acc-uai.org” maka Om Google hanya akan menampilkan halaman-halaman yang terdapat keyword “The Curious” yang tedapat di dalam website www.acc-uai.org saja. Pencarian ini sangat membantu kita saat kita ingin mencari artikel atau bahan-bahan yang kita cari pada website tertentu..
5. [cache:]
Ketika Googlebot mengindeks suatu situs, google akan mengambil snapshot dari semua halaman yang telah terindeks. Syntax ini membantu melihat halaman-halaman yang telah dicache. Contoh Keyword: “cache:echo.or.id”
Misalkan site aslinya sudah tidak aktif, anda tetap dapat melihatnya pada snapshot/cache yang disimpan oleh Google.
6. [define:]
Syntax ini digunakan untuk mencari definisi dari frasa tertentu. Semua kata yang diketik setelah Syntax ini akan diperlakukan sebagai satu frasa.
Keyword: “define:hacker”
7. [related:]
Untuk mencari halaman yang isinya mirip dengan URL tertentu.
Keyword: “related:www.google.com” maka Google akan menampilkan situs search engine lainnya yang mirp dengan Google. seperti Yahoo, Vivisimo, HotBot, dll.
8. [link:]
Untuk mencari tahu berapa banyak link ke suatu situs, kita bisa menggunakan operator link.
Keyword: link:www.google.com
9. [phonebook:]
Syntax ini membantu anda untuk mencari seseorang atau alamatnya. Contoh “phonebook:Digit+Bandung” Maka Google akan mencari nama Digit yang berdomisili di Bekasi. Sangat menarik bukan? Syntax ini dapat digunakan untuk melakukan social engineering.
Syntax keyword =
Ini berguna untuk mencari keyword di google search engine sobat bisa mencarinya dengan penambahan =
contoh: keyword=seo tips and trik
maka google akan menghasilkan situs yang mempunyai keyword tersebut
Syntax OR
Dengan kata lain atau yang berfungsi melakukan pencarian halaman yang berisi salah satu dari keyword atau kata kunci
contoh: laki-laki OR Perempuan
Syntax (+)
Untuk melakukan pencarian secara paksa
contoh: hacker+where
maka kata where akan di ikut sertakan tetapi apabila kita mencari hacker where kata where tidak akan di ikut sertakan dalam pencarian.
Syntax (-)
untuk melakukan pencarian dengan pengecualian
contoh: sobat ingin mencari kata mobil tapi tidak mengikutsertakan motor maka;
mobil-motor
Syntax * (asterik)
Untuk mencari semua hurup yang mendukung dalam pencarian sebuah kalimat
contoh: belajar * SEO
maka hasil pencarian akan bervariasi dengan kata penghubung misalnya belajar tentang SEO
Syntax (” “)
untuk mencari kata yang tepat dan susunan kalimat dengan tepat
contoh: “Google”
Syntax ?intitleindex.of? jpg site:.
Untuk mencari sebuah direktori yang mengandung file-file gambar silahkan sobat ketikan di google
contoh: ?intitleindex.of? jpg site:.
Syntax intitle:
Untuk mencari judul suatu situs jadi kalau mengetikan ini di google akan menghasilakn judul artikel ataupun judul halaman web/blog.
contoh: intitle:berita untuk negri
Syntax Allinurl:
Untuk pencarian data dalam url tertentu biasanya di ikuti dengan index ini mencari seluruh kata dalam url
contoh: allinurl:index.php
Syntax filetype:
Untuk mengetahui tipe file yang di gunakan atau melakukan pencarian dengan tipe file tertentu seperti PDF, TXT, DOC, XLS, HTML, PHP, SWF, RTF, PPT, MBD, dan lain-lain.
contoh: filetype:PDF “hacking facebook” jangan lupa berikan spasi
Syntax define:
Kalau yang ini google akan mencari suatu definisi dari kata, misalnya sobat akan mencari definisi SEO maka:
define:SEO
Oke seperti itu saja karena sebenarnya masih banyak sintax lagi dan sekarang mari kita mengkreasikannya, saya akan mencoba berkreasi dengan syntax yang umum misalnya:
Syntax Cache:
Google akan menampilkan versi sebuah web pada saat membukannya
contoh: cache:hendro-prayitno.blogspot.com
Syntax site:
Di sini google akan menampilkan seluruh isi dari situs
contoh: site:google.co.id
Syntax link:
Ini untuk mengetahui banyaknya link dari suatu situs
contoh: link:hendro-prayitno.blogspot.com
catatan: apabila web/blog sobat tdak terindek ada kemungkinan masuk sandbox atau ada yang salah dalam www.w3.org jangan sampai salah dan harus valid karena kalau masuk kotak pasir kita tinggal berdoa saja agar google memberi keringanan.
Syntax related:
Ini berguna untuk mencari halaman yang mempunyai kesamaan atau mempunyai hubungan dengan situs tersebut.
contoh: related:facebook.com
filetype:log inurl:”password.log”
kira-kira seperti apa hasilnya kalau di ketikan di google???lalu bagaimana dengan yang ini…..
filetype:pass pass intext:userid
silahkan sobat ketikkan di google dan lihat apa hasilnya
Sekian informasi pencarian keyword atau kata di search engine syntax google dengan cara hacking google agar menemukan kata kunci yang SEMPURNA..

Senin, 02 Januari 2012

Spekulasi

Spekulasi

Spekulasi, keuangan dalam artian sempit yaitu termasuk membeli, memiliki, menjual, dan menjual short saham, obligasi, komoditi, mata uang, koleksi, real estate, derivatif, ataupun instrumen keuangan lainnya dengan tujuan untuk memperoleh keuantungan dari fluktuasi harga dimana pembelian tersebut bukannya untuk digunakan sendiri atau untuk memperloeh penghasilan yang timbul dari deviden atau bunga . Spekulasi atau agiotage pada pasar keuangan adalah berbeda dengan apa yang disebut lindung nilai, investasi jangka panjang ataupun pendek, dan arbitrasi.
Spekulasi dapat terjadi pada sebagian besar perdagangan komoditi namun yang terbanyak adalah pada transaksi perdagangan berjangka dan transaksi derivatif lainnya .
Benjamin Graham seorang pakar analisa sekuriti memberikan definisi dari spekulasi ditinjau dari sudut investasi yaitu " suatu kegiatan investasi adalah investasi yang dilakukan dengan cara melakukan analisa keuangan secara seksama, menjanjikan keamanan modal dan kepuasan atas tingkat imbal hasil . Kegiatan yang tidak memenuhi prasyarat tersebut adalah merupakan tindakan spekulatif. "

Manfaat ekonomi dari kegiatan spekulasi

Layanan jasa yang disediakan oleh spekulator kepada pasar utamanya adalah dengan menaruh modalnya kedalam suatu risiko dengan harapan memperoleh suatu keuntungan, mereka menambahkan likuiditas kepada pasar dan mempermudah bagi orang lain untuk mengurangi risiko, termasuk mereka-mereka yang diklasifikasikan sebagai hedger dan arbitraser.

Etimologi

Kata "spekulasi" berasal dari bahasa Latin speculatus, yang merupakan bentuk kalimat lampau dari speculari , yang artinya "melihat kedepan" , mengamati, dan menelaah. Kata speculari itu sendiri merupakan turunan dari kata specula, yang berasal dari specere yang artinya "untuk melihat", yang merupakan serdadu Roma yang bertugas mengawasi perkampungan serdadu yang disebut castrum. Dalam kata ini ditemukan persamaan etimologik dari kalimat kontemporer yang menunjukkan pada suatu aktivitas "memandang dari jauh" di angkasa dan juga di dalam waktu. Dari kalimat "specula" inilah asal kata dalam bahasa Latin "speculatio, speculationis", suatu aktivitas penyelidikan filosofi. Kalimat ini masih digunakan saat ini dalam dunia filosofi sebagai "suatu kegiatan berteori tanpa didukung dengan suatu dasar fakta yang kuat, sebagaimana halnya dalam dunia keuangan modern dimana seorang spekulator melaksanakan suatu transaksinya dengan tanpa didukung oleh suatu dasar statistik.
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Divestasi

Divestasi

Dalam finansial dan ekonomi, divestasi adalah pengurangan beberapa jenis aset baik dalam bentuk finansial atau barang, dapat pula disebut penjualan dari bisnis yang dimiliki oleh perusahaan. Ini adalah kebalikan dari investasi pada aset yang baru.

Motif

Perusahaan memiliki beberapa motif untuk divestasi.
Pertama, sebuah perusahaan akan melakukan divestasi (menjual) bisnis yang bukan merupakan bagian dari bidang operasional utamanya sehingga perusahaan tersebut dapat berfokus pada area bisnis terbaik yang dapat dilakukannya. Sebagai contoh, Eastman Kodak, Ford Motor Company, dan banyak perusahaan lainnya telah menjual beragam bisnis yang tidak berelasi dengan bisnis utamanya.
Motif kedua untuk divestasi adalah untuk memperoleh keuntungan. Divestasi menghasilkan keuntungan yang lebih baik bagi perusahaan karena divestasi merupakan usaha untuk menjual bisnis agar dapat memperoleh uang. Sebagai contoh, CSX Corporation melakukan divestasi untuk berfokus pada bisnis utamanya yaitu pembangunan rel kereta api serta bertujuan untuk memperoleh keuntungan sehingga dapat membayar hutangnya pada saat ini.
Motif ketiga bagi divestasi adalah kadang-kadang dipercayai bahwa nilai perusahaan yang telah melakukan divestasi (menjual bisnis tertentu mereka) lebih tinggi daripada nilai perusahaan sebelum melakukan divestasi. Dengan kata lain, jumlah nilai aset likuidasi pribadi perusahaan melebihi nilai pasar bila dibandingkan dengan perusahaan pada saat sebelum melakukan divestasi. Hal ini memperkuat keinginan perusahaan untuk menjual apa yang seharusnya bernilai berharga daripada terlikuidasi pada saat sebelum divestasi.
Motif keempat untuk divestasi adalah unit bisnis tersebut tidak menguntungkan lagi. Semakin jauhnya unit bisnis yang dijalankan dari core competence perusahaan, maka kemungkinan gagal dalam operasionalnya semakin besar.

Metode divestasi

 Beberapa perusahaan menggunakan teknologi untuk memfasilitasi proses divestasi beberapa divisi. Mereka mempublikasikan informasi tentang divisi mana saja yang ingin mereka jual pada situs resmi mereka sehingga dapat dilihat oleh perusahaan lain yang sekiranya tertarik untuk membeli divisi tersebut. Sebagai contoh, Alcoa telah mendirikan sebuah online showroom yang menampilkan divisi yang mereka jual. Dengan melakukan komunikasi secara online, Alcoa telah mengurangi biaya yang dibutuhkan untuk membiayai divisi yang bergerak pada hotel, usaha transportasi, dan urusan pertemuan.

Referensi

Jeff Madura (2007). Introduction to Business, Fourth Edition. USA: Thomson South-Western.
ISBN 0-324-36079-7.

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Investasi ekuitas Saham

Investasi Ekuitas Saham
Investasi ekuitas umumnya berhubungan dengan pembelian dan penyimpanan saham modal pada suatu pasar modal oleh investor baik perorangan (individu) maupun perusahaan (institusi) dalam mengantisipasi pendapatan dari deviden dan keuntungan modal sebagaimana nilai saham tersebut yang meningkat. Hal tersebut juga kadang kadang berkaitan dengan akuisisi saham (kepemilikan) dengan turut serta dalam suatu perusahaan swasta (tidak tercatat di bursa) atau perusahaan baru ( suatu perusahaan sedang dibuat atau baru dibuat). Ketika investasi dilakukan pada perusahaan yang baru, hal itu disebut sebagai investasi modal ventura dan pada umumnya dipahami mempunyai risiko yang lebih besar dari investasi yang dilakukan pada situasi-situasi dimana saham tersebut tercatat di bursa.

Penyertaan Langsung dan Dana terkumpul

Penyertaan secara langsung dapat dilakukan oleh investor dengan beberapa cara :
  1. Investasi modal ventura
  2. Investasi penyertaan modal secara langsung pada perusahaan yang telah berdiri dan tidak tercatat di pasar modal. Biasanya dilakukan untuk memperkuat posisi keuangan perusahaan, ekspansi bisnis perusahaan atau dapat juga guna menyelamatkan oparasional perusahaan karena kesulitan likuiditas.
  3. Investasi secara langsung pada perusahaan yang telah tercatat pada pasar modal. Pada umumnya jual beli saham dilakukan dengan menggunakan jasa pialang (di Indonesia dikenal dengan istilah perusahaan perantara perdagangan efek), sedangkan mekanisme perdagangan ditetapkan oleh otoritas pasar modal dan perusahaan perantara perdagangan efek yang bersangkutan.
Investasi tidak langsung pada umumnya dilakukan oleh perorangan dengan melalui penyimpanan reksadana atau bentuk lain yang khusus dari investasi dana terkumpul, sebagian besar dari mereka mencantumkan harga yang terpampang di surat kabar keuangan atau majalah majalah bisnis.
Menurut Undang-undang Pasar Modal nomor 8 Tahun 1995 pasal 1, ayat (27): “Reksadana adalah wadah yang dipergunakan untuk menghimpun dana dari masyarakat Pemodal untuk selanjutnya diinvestasikan dalam portofolio Efek oleh Manajer Investasi.”
Reksa dana pada umumnya dikelola oleh perusahaan pengelola dana yang terkenal (contohnya: Fidelity or Vanguard). Dengan melakukan penyimpanan dana seperti itu investor individu memperoleh kesempatan untuk melakukan diversifikasi risiko dengan modal yang kecil serta mendapatkan akses terhadap keahlian manajer pengelola yang profesional dalam hal pengelolaan dana tersebut. Suatu alternatif umumnya dilakukan oleh investor dan institusi besar (seperti dana pensiun besar) adalah dengan menyimpan saham secara langsung; dalam lingkungan institusi banyak nasabah yang memiliki portofolio sendiri mempunyai apa yang disebut dana segregasi yang berlawanan arti dengan, atau sebagai tambahan, yang terkumpul, seperti alternatif reksadana.

Kontroversi dalam penyimpanan dana langsung atau melalui bentuk usaha investasi kolektif

Keuntungan terbesar dalam berinvestasi pada dana terkumpul adalah akses kepada keahlian investor yang profesional dan mendapatkan diversifikasi dari penyimpanan pada dana tersebut. Investor juga menerima jasa diasosiasikan dengan dana tersebut seperti, laporan tertulis berkala dan pembayaran dividen (yang mana sesuai). Hal yang cukup merugikan dari investasi pada dana terkumpul adalah pembayaran fee ke para manajer dari dana tersebut ( umumnya harus dibayar pada awal dan setiap tahunnya dan kadang pada saat keluar) dan diversifikasi dana yang mana bisa atau tidak bisa cocok dengan latar belakang kebutuhan para investor.
Adalah memungkinkan untuk terjadinya diversifikasi berlebihan. Jika investor menyimpan beberapa dana, risiko dan struktur dari posisinya secara keseluruhan adalah suatu amalgam dari penyimpanannya dalam semua dana yang berbeda dan dapat pula dipertanyakan penyimpanan investor tersebut dengan dibandingkan dengan index atau risiko pasar secara perkiraan bisa berhasil.
Biaya atau fee yang dibayar ke organisasi pengelola dana profesional harus di monitor secara hati hati. Pada banyak kasus yang tidak baik (seperti: fee dan biaya lainnya yang mana fee lebih tidak terlihat dan tersembunyi dalam lingkungan kerja dari organisasi) lebih besar dibandingkan dengan pembayaran pendapatan dividen dan pengembalian keuntungan setelah pajak dimana investor berharap dalam suatu tahun rata rata.

Analisis Fundamental dan Analisis Teknikal

Di dalam upaya untuk mencoba mengidentifikasi saham yang bagus bagi suatu investasi, terdapat dua pemikiran: analisis teknikal dan analisis fundamental. Yang pertama dilakukan dengan mempelajari sejarah dari harga saham dan sejarah harga dari bursa saham secara keseluruhan; para analis teknis telah mengembangkan berbagai indikator, beberapa diantaranya sangat kompleks, yang diharapkan untuk memberikan informasi yang berguna dari segi volume dan harga. Analisis fundamental dilakukan dengan mempelajari semua informasi relevan yang berhubungan dengan saham tersebut dan kondisi pasarnya untuk mencoba melihat prospek bisnis di masa yang akan datang dan perkembangan keuangan/finansial termasuk pergerakan dari harga saham itu sendiri. Informasi fundamental yang dipelajari termasuk laporan keuangan, dan setiap akunnya, data industri (seperti tren penjualan dan pemesanan) serta melihat kondisi umum perekonomian dan keuangan (seperti tren dari tingkat suku bunga).

Bagaimana Harga Saham Ditentukan

Harga suatu saham ditentukan oleh para pelaku pasar berdasarkan pada permintaan dan penawaran dari saham yang bersangkutan di pasar modal, dimana relasi antara harga dan penawaran adalah bersifat negatif (penawaran meningkat harga turun), sedangkan relasi antara harga dan permintaan bersifat positif (permintaan meningkat harga naik).
Hal lain yang memengaruhi penawaran dan permintaan suatu saham diantaranya adalah ekspektasi atau harapan dimasa datang terhadap perusahaan tersebut dan isu isu yang berkaitan dengan performa perusahaan yang bersangkutan sehingga menimbulkan spekulasi yang bersifat sementara (di dalam pasar modal Indonesia saham yang sperti ini dikenal dengan istilah saham gorengan).
Salah satu teori mengenai harga saham di dalam siklus investasi profesional yang berkelanjutan adalah Hipotesis Pasar yang Efisien (EFM), walaupun teori ini telah didiskreditkan oleh berbagai kalangan secara luas, baik di kalangan akademik dan para profesional pasar modal. Secara ringkas, teori ini menunjukkan bahwa harga saham suatu ekuitas adalah harga yang efisien dan akan cenderung mengikuti pergerakan secara acak yang ditentukan oleh munculnya berita berita (yang secara acak) dari waktu ke waktu. Oleh karena itu investor ekuitas yang profesional cenderung menghabiskan waktu mereka tenggelam dalam arus informasi yang bersifat fundamental guna memperoleh keuntungan lebih dari pesaing pesaing mereka (terutama investor profesional lainnya) dengan secara lebih cerdas menafsirkan aliran informasi (berita) yang muncul tersebut.
Teori EFM tampaknya tidak memberikan gambaran yang lengkap dari proses penentuan harga ekuitas, misalnya karena pasar saham yang lebih stabil daripada sebuah teori yang mengasumsikan bahwa harga adalah hasil dari diskonto arus kas di masa datang yang diharapkan akan terjadi. Dalam beberapa tahun terakhir ini telah disadari bahwa pasar saham tidak efisien secara sempurna, terutama mungkin di pasar negara negara berkembang atau pasar lain di mana tingkat aktifitas yang profesional (ketersediaan informasi yang baik) masih kurang.
Teori lain penentuan harga saham berasal dari bidang Prilaku Finansial (Keuangan). Di dalam prilaku finansial, diyakini bahwa orang kadangkala membuat keputusan yang tidak rasional, terutama terkait dengan pembelian dan penjualan saham yang didasarkan pada suatu ketakutan dan persepsi yang salah terhadap suatu kejadian. Perdagangan saham yang tidak rasional sering kali dapat menciptakan harga saham yang menyimpang dari harga rasional, yang berdasarkan pada penilaian harga fundamental. Sebagai contoh, selama masa penggelembungan teknologi yang terjadi pada akhir tahun 90-an dan selanjutnya meledak kembali di tahun 2000-2002, saham perusahaan teknologi seringkali ditawar jauh melampaui nilai fundamental rasionalnya yang disebabkan oleh apa yang dikenal secara umum sebagai teori “kebodohan yang lebih besar”. Teori Kebodohan yang Lebih Besar menyatakan bahwa karena metode pradominan untuk merealisasikan keuntungan saham yang diperoleh dari penjualan kepada investor lain, seseorang harus memilih saham yang mereka yakini bahwa orang lain akan menilai saham tersebut pada tingkat yang lebih tinggi di masa yang akan datang.

Valuasi Saham

Valuasi saham adalah tata cara / metode / prosedur untuk mendapatkan nilai atas saham dari suatu Perusahaan. Shannon Pratt mengajarkan bagaimana kita melakukan valuasi saham. Ada tiga pendekatan yang bisa digunakan yaitu Net Assets Approach, Market Approach dan Income Approach, yang bisa dipilih dengan memperhatikan karakteristik obyeknya. Dalam valuasi saham, perlu diperhatikan tujuan valuasi. Sehingga penggunaan metode, analisis dan penerapan unsur-2 pembentuk nilai serta hasil valuasi tepat guna

Referensi

  • Chapter 12 of The General Theory of Employment Interest and Money, by John Maynard Keynes (Author), 1936.
  • Yes, You Can Time the Market!, by Ben Stein (Author), Phil DeMuth (Author), John Wiley & Sons, 2003, hardcover, 240 pages, ISBN 0-471-43016-1
  • The Profit Magic of Stock Transaction Timing, J.M.Hurst (Author), Prentice-Hall, 1970.
  • Security Analysis: Principles and Techniques (Second Edition), Benjamin Graham and David Dodd (Authors); (a classis study of how to analyse companies prior to investment).

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COMMERCE LEGAL FUNDAMENT FOREX

COMMERCE LEGAL FUNDAMENT FOREX

Before doing invesment, asks how commerce legality forex? Where must report if happened commerce mistake causing loss at investor? Commerce of forex admission in future trading, below(under observation Departemen Perdagangan, and arranged in the form of [code/law], that is Law No. 32 The year 1997. This done by its(the complex business character, high berisiko and entangles many party(sides in it. With existence, rule of law hence public can be protected against practice of harming commerces.

Arrangement of Future trading

There is two arrangement layers in future trading. Layer firstly done by Futures exchange in this case Futures Exchange Jakarta/BBJ and clearing house expects in this case Kliring Berjangka Indonesia/KBI through as of ldf regulation. Second layer done by Badan Pengawas Perdagangan Berjangka Komoditi ( Bappebti), what represents government ( Department of Commerce). Third the institute together arranges future trading in Indonesia to be created honest and fair future market.

Arrangement of Commerce of Forex

Because included in future trading hence commerce of forex arranged in Law NO 32 the year 1997, especially chapter VII. This [code/law] include;covers rule about things having the character of public, institution, permit, commerce mechanism, pembukuan/pelaporan and law applying.

Chapter VII from Law No. 32 The year 1997 arranging execution of future trading which for example studying guidance of behavior of tycoon to expect, that is company entitled executes sell order and buys client or investor. Section 51 of Commercial legislation expects this explains that tycoon expects before me1aksanakan transaction of financial futures for client, [is] obliged to draw margin from client for the transaction guarantee where the margin cans be in the form of certain money and/or marketable securities.

Tycoon expects is obliged to treat margin property of client is including addition of fund result of transaction of the client as fund property of client. Fund property of this client is obliged to kept in account which separated from tycoon account to expect in bank agreed by Bappebti. The deposit fund can only be pulled from separate account, for payment of other commission and cost referring to the transaction of financial futures dan/ or for other to comand written from the client.

With guarantee section 51 Law no. 32 The year 1997 is, investor is not necessarily worry fund remited by it to brokerage house will be misused. Still, do not mean investor may choose any pialang/broker, must be observed also its(the kapability and credibility.

Supervisor Body

One of excess in invests in future trading especially forex with existence of supervisor body from government. In Law No. 32 The year 1997 government of Indonesia contends that Badan Pengawas future trading merupa-kan job(activity unit which below and responsible to The Minister of Trade, which so called Badan Pengawas Perdagangan Berjangka Komoditi ( Bappebti).

FOREX in PUNISHING ISLAM/Moeslime

In its(the book Prof. Drs. Masjfuk Zuhdi is entitling MASAIL FIQHIYAH; Kapita Selecta Hukum Islam, obtained that Forex ( Foreign exchange Commerce) enabled in punishing islam. Commerce of foreign currency arisings from existence of commerce of goods kebutuhan/komoditi inter-states having the character of international. Commerce ( Ekspor-Impor) this of course requires equipment of payee that is UANG which each of state has rule x'self and differs in one other same as according to offer and request between the nations causing arises Diffrent Nominal MoneyKurs/
PERBANDINGAN NILAI MATA UANG
inter-states.

Comparison of inter-states currency value collected in a BURSA or PASAR is having the character of international and tied in an agreement with mutual profitting. Currency value a state with this other state changes ( fluctuation) every when according to its(the supply and demand volume. Existence of this supply and demand generates transaction of currency. Manifestly only tukar-menukar different currency assessed.

FOREIGN EXCHANGE TRANSACTION in PUNISHING ISLAM

There Is Ijab-Qobul: ---> There is agreement to give and receives • Seller delivers goods and buyer to pay in cash. • its(the Ijab-Qobul is done by mouth, article and courier. • Buyer and seller has authority full of executing and does law actions ( sensible and adult)

Up to standard become transaction object of merchant that is: • Holy of its(the goods ( non excrement) • Can be exploited • Can be diserahterimakan • Explains goods and the price • Sold ( bought) by owner of his own or its(the power to permit from its(the owner • Goods had resided in hand [by] it if its(the goods is obtained with reward. Need to be added opinion Muhammad Isa, that the arbitrage enabled in religion.

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" You doesn't buy fish in water, because in fact such sales contained deception".
( Hadis Ahmad bin Hambal and Al Baihaqi from Ibnu Mas'ud)

Not goods sales in place of transaction is enabled on condition that must be explained its(the characters or its(the marking. Then if goods as according to description of seller, hence its(the sales validity. But otherwise according to hence buyer had rights khiyar, mean may continue or cancels its(the sales. This thing is as according to hadis Nabi history Al Daraquthni from Abu Hurairah:

??????????????????????????????
Goods who buys thing s(he doesn't see it, hence s(he khiyar [is] entitled to if s(he had seen it".

Result sales plants which still hiddening, like ketela, potato, onion etcetera also is enabled, of gave a lead [by] it, because will find difficulties or loss if having to releases all crop results hiddening to be sold.

This thing is as according to Islam law method:

????????????????
The difficulty draws amenity. And so do goods sales which terbungkus/tertutup has, like canned goods, LPG, etcetera, asalkam is given lable explaining its contents. Vide Sabiq, op. cit. thing. 135. About above mentioned Islam law method text, vide Al Suyuthi, Al Ashbah wa al Nadzair, Mesir, Mustafa Muhammad, 1936 things. 55.

FOREIGN CURRENCY SALES AND SHARE

The concerned foreign currency is overseas currency as of American dollar nymph, British L, two-and-a-half rupiah Malaysia etcetera. If between states happened international trade hence every state requires foreign currency for equipment of overseas payee which in commerce world called as foreign exchange. For example Indonesia exporter will obtain foreign exchange from result of its(the export, on the contrary Indonesia importer requires foreign exchange to import from outside country.

Thereby will arise offer and perminataan in foreign exchange. every authoritative state full specifying its(the exchange rate is each ( rate is comparison of its(the money value to foreign money) for example 1 American dollar = Rp. 12000. But exchange rate or comparison of exchange rate every when can be fluctuate, depend on strength of each political economy. Record-keeping of exchange rate and transaction of foreign currency sales is carried out in Foreign exchange ( A. W. J. Tupanno, et. al. Economic and Koperasi, Jakarta, Depdikbud 1982, the 76-77)

RELIGIOUS ADVICES MUI ABOUT FOREIGN EXCHANGE COMMERCE

Council Religious Advices Syari'ah Nasional Majelis Ulama Indonesia no: 28/DSN-MUI/III/2002, about Currency Sales ( Al-Sharf).

CONSIDERS :

That in a number of activities to fulfill various needs, often is required transaction of currency merchant ( al-sharf), either between conspecific currencies and also between different currencies of type.

That in ' urf tijari ( tradition of commerce) transaction of currency sales is recognized [by] some form of transactions which its(the law status in looking into Islam teaching to differ in between one forms with other form.

That that activity of the transaction is done as according to Islam teaching, DSN considers necessary specifies religious advices about al-Sharf to be made guidance.

REMEMBERS :

" Firman Allah, QS. Al-Baqarah[2]:275: "... And God has permitting sales and illicit of lap..."

" Hadis history prophet al-Baihaqi and Ibnu Majah from Abu Sa'id al-Khudri:Rasulullah SAW uttered, ' In fact the sales shall only be done on the basis of alacrity ( between both partieses)' ( HR. al-baihaqi and Ibnu Majah, and assessed [by] shahih by Ibnu Hibban).

" Hadis Nabi Riwayat Muslim, David Ash, Tirmidzi, Nasa'i, and Ibn Majah, with text Muslim from ' Ubadah bin Shamit, Nabi s.a.w word: "( Sells) gold with gold, silver with silver, grist with grist, sya'ir with sya'ir, date with date, and salt with salt ( denga condition must) conspecific and same and in cash. If its(the type differed, sold as of your will;desire if it is done in cash.".

" Hadis Nabi history Muslim, Tirmidzi, Nasa'i, Abu Daud, Ibnu Majah, and Ahmad, from Umar bin Khattab, Nabi s.a.w word: "( Merchant) gold with silver is lap except ( done) in cash."..

" Hadis Nabi history Muslim from Abu Sa'id al-Khudri, Prophet s.a.w word: You doesn't sell gold with gold except same ( its(the value) and doesn't add partly to some other; doesn't sell silver with silver except same ( its(the value) and doesn't add as to some other; and doesn't sell the gold and silver which is not cash with cash.

" Hadis Nabi history Muslim from Bara ' bin ' Azib and Zaid bin Arqam : Rasulullah saw prohibits sells silver with gold in receivable ( not cash).

" Hadis Nabi history Tirmidzi from Amr bin Auf: " Agreement can be done among the muslimin, except lawful illicit agreement or permits illicit; and the muslimin tied with their conditions except lawful illicit conditions or permits illicit."

" Ijma. Moslem scholar mutuallies agree to ( ijma') that engagement letters al-sharf is disyariatkan with certain conditions.

PAYS ATTENTION TO:

Letter from pimpinah Bank Moslem law Business Unit BNI no. UUS/2/878

Meeting participants opinion Pleno Dewan Syari'ah Nasional at Hari Kamis, date of 14 Muharram 1423H/ 28 Marchs 2002.

DECIDES

Council Syari'ah Nasional Menetapkan : RELIGIOUS ADVICES ABOUT CURRENCY SALES ( AL-SHARF).

Firstly : Common Rule

transaction of Currency sales in principle may as follows:

Not to speculation ( speculative).

There is requirement of transaction or awake ( deposit).

If transaction is done to conspecific currency hence its(the value must be same and in cash ( at-taqabudh).

If different of type hence must be done with exchange rate ( rate) what applied at the time of transaction and in cash.

Second : Transaction types of Foreign currency

Transaction SPOT, that is transaction of purchasing and cambism for delivery at that moment ( over the counter) or its(the solution is slowest within two-day. Its(the law is may, because assumed [by] cash, while two-day time is considered to be [by] finishing process which cannot be avoided and is international transaction.

Transaction FORWARD, that is transaction of purchasing and sale of foreign exchange assessing it specified at present moment and implemented for in the future, between 2x24 hours up to one years. Its(the law is illicit, because price applied is price promised ( muwa'adah) and its(the delivery is done later, though the price of when the delivery is not necessarily the same with value agreed on, except done in the form of forward agreement for requirement which cannot be avoided ( lil hajah).

Transaction of Commercial forward contract that is a contract purchasing or sale of foreign exchange with spot price combined with purchasing between sales of the same foreign exchange with forward price. Its(the law is illicit, because containing element maisir ( speculation).

Transaction OPTION that is contract to obtain rights for the agenda of buying or the right to sell which is not must be done to a number of foreign currency units at the price and duration or date of certain end. Its(the law is illicit, because containing element maisir ( speculation).

Third : This religious advices applied commencing from the date of specified, with rule if later simply there is mistake, will be changed and made perfect properly.

Specified in : Jakarta

Date : 14 Muharram 1423 H / 28 Marchs 2002 M

NATIONAL SYARI'AH COUNCIL CEREMONY OF MOSLEM SCHOLAR INDONESIA

Stock Markets Indonesia

World Forex Clock


Price Markets


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8.Menang maupun kalah pastikan selalu ganti banner berikutnya. Perhatikan trik No. 6 & 7

9.Lanjutkan ke situs - situs Head or tail lainnya, sampai banner No. 15.

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THE SWIFT CODES BANK INDONESIA

SWIFT Code BANK OF INDONESIA
Bank Code
Bank Mandiri BMRIIDJA
Bank Syariah Mandiri BSMDIDJA
BNI (Bank Negara Indonesia) BNINIDJA
BRI (Bank Rakyat Indonesia) BRINIDJA
BCA (Bank Central Asia ) CENAIDJA
Bank Bukopin BBUKIDJA
ABN AMRO Bank ABNAIDJA
Bank Artha Graha ARTGIDJA
Bank Bumiputera Indonesia BUMIIDJA
Bank Niaga BNIAIDJA
Deutsche Bank AG DEUTIDJA
Bank Mizuho Indonesia MHCCIDJA
Hongkong and Shanghai Banking (HSBC) HSBCIDJA
Bank Internasional Indonesia (BII) IBBKIDJA
Bank Indonesia INDOIDJA
Lippobank LIPBIDJA
Bank NISP NISPIDJA
Bank Rabobank International Indonesia RABOIDJA
Bank Tabungan Negara (BTN) BTANIDJA
Bank UOB Indonesia UOBBIDJA
Bank Maybank Indocorp MBBEIDJA
Bank Chinatrust Indonesia CTCBIDJA
Bank Sumitomo Mitsui Indonesia SUNIIDJA
Bank OCBC Indonesia OCBCIDJA
Bank DBS Indonesia DBSBIDJA
Bank Mega MEGAIDJA
Bank of China, Jakarta Branch BKCHIDJA
Hagabank HAGAIDJA
CONTOH : Menggunakan Bank Wire
Funding by a Bank Wire Transfer

Wiring of funds is the preferred and the fastest way to transfer funds. Please allow 1-3 business days for the funds to be credited to the customer's account.


How to deposit using a bank wire:
Step 1. Go to your bank

Step 2. Fill the bank wire form (please ask your bank customer service to help you)


Step 3. Scan and Send the wire receipt to:xxxx@xxxxx.com


Please allow 1-3 days to arrive into your trading account



You can transfer through your bank, example: from HSBC, Citibank, Bank BCA, etc


Below is our bank account number

JPMorgan Chase Bank, N.A.
(1 Chase Manhattan Plaza, New York, NY 10081. USA)


* ABA Number: 021000021
* Account Number: 799826920
* Swift Code: CHASUS33
* Account Name (Beneficiary): FXDD Malta, LTD
* Special Instructions: (Please specify your name and login number here)


Beneficiary Address:
FXDD
K2, First Floor
Forni Complex,
Valleta Waterfront
Floriana, FRN 1913
Malta, European Union


Deposit - STEP 2 of 3
(Go to your bank and fill this wire form in there)

Below is the example of bank wire form

Deposit by JP Morgan Bank
Example of bank wire deposit form to JPMorgan Chase Bank



Deposit - STEP 3 of 3
(Scan and Send the wire receipt)

Email to finance@gainscope.com
Subject Deposit to account: YOUR_LOGIN_NUMBER (YOUR_NAME)
Attachment
File
Your scanned Wire Transfer Receipt in JPG, GIF or PDF file format
Email Content Dear Accounting,

I have made a deposit USD$DEPOSIT_AMOUNT to my account YOUR_LOGIN_NUMBER.

I have attached my wire receipt. Please proceed it as soon as possible.

Thank you

Kind Regards,
YOUR_NAME



NOTES:
  • Please mention your login number in the transfer memo
  • Write your name completely (must be same as your trading account name)
  • All redemption request will be returned the way the funds were received.
  • We does not accept 3rd party deposits.
  • You are free to withdraw any funds you deposit, at any time, 24 hours a day, 7 days a week.
  • Please allow 1-3 business days for the funds to be credited to the customer's account.
  • Usually the bank wire cost is around $10-$20 for full amount transfer.
  • Deposit with other Currencies will be converted automatically to USD.

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