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Cara Tips Trick Ringan Bermain HYIP
Saya punya trick ringan bermain hyip. Trick ini saya namakan system "Gerilya" Gampang dan Mudah Di Ikuti Serbu Serang Hancurkan Dapatkan Dollarnya...!!!
1. Lihat di hypmonitor(hyip.com, dll) situs2 hyip yg berumur kurang dari 4 hari. Jangan Lebih!!!
2.Jika Hyip Tersebut BerUmur Panjang Mainkan Saja BunganyaYang Sudah Berbunga ( Untung +Untung/Profit+Profit) Modalnya yang Penting Balik Dulu...!
3. Pilih program terpendek. Kalo bisa yang hourly(Withdraw tiap jam) dan setiap ada earning, anda harus langsung me-withdrawnya.
4. setelah Investasi anda balik modal+bunganya. JANGAN PERNAH INVEST LAGI DI SITUS TERSEBUT!!!! intinya untuk 1 situs 1 investasi.
5. jangan invest banyak-banyak
******************************************
$APA Yang Di Maksud INVESTASI $?.... Investasi adalah: penggunaan sumber sumber untuk menciptakan modal baru.
***************************************** Semoga Bermanfaat...Dan Sukses Selalu
GEGERNYA peristiwa penggalian situs Batutulis di Bogor, terutama karena alasan-alasan irasional, telah memberikan renungan sangat penting pada masyarakat dan lembaga-lembaga yang berwenang melindungi benda-benda cagar budaya, untuk menyadari kembali betapa pentingnya memahami, melindungi, dan memelihara artefak-artefak sejarah tersebut. Artefak yang telah melahirkan generasi yang kesekian yang ada sekarang ini. Penelusuran tentang jejak-jejak peradab an leluhur bangsa Indonesia perlu terus dilakukan sebagai temuan sejarah yang akan tertanam dalam hati seluruh masyarakat Indonesia.
Tentunya perusakan benda-benda sejarah itu bukan hanya terjadi pada saat ini. Banyak orang yang tidak bertanggung jawab, serakah, dan tidak berbudaya mencoba merusak benda-benda tersebut dengan alasan sesaat, demi uang, jimat, peruntungan, dan hal-hal mistik lainnya. Namun di sisi lain ada juga hal yang menggembirakan, seperti ditemukannya beberapa situs baru, khususnya di Jawa Barat, berupa candi di daerah Batujaya Karawang dan Bojongmenje Rancaekek, sehingga tidak menutup kemungkinan di daerah-daerah Jawa Barat lainnya juga masih terpendam "harta karun" yang tak ternilai. Bahkan diduga situs-situs tersebut masih saling berhubungan, terutama dikaitkan dengan kejayaan kerajaan Pajajaran dahulu. Tentunya hal ini pun harus mendapat perhatian serius dari pemerintah pusat, pemerintah daerah, dan masyarakat untuk merekonstruksi kembali bangunan bersejarah itu.
Untuk sekadar mengingatkan kembali bagaimana pentingnya kita menghargai sejarah dan benda-benda peninggalan berupa artefak-artefak, candi, prasasti, atau yang lainnya, marilah kita melihat bagaimana Candi Borobudur direkonstruksi sehingga menjadi bangunan yang megah dan termasuk tujuh keajaiban dunia. Untuk mengawalinya kita perlu melihat bagaimana nama dan Candi Borobudur diketahui.
Hutan belakar
Sekira tiga ratus tahun lampau, tempat candi ini berada masih berupa hutan belukar yang oleh penduduk sekitarnya disebut Redi Borobudur. Untuk pertama kalinya, nama Borobudur diketahui dari naskah Negarakertagama karya Mpu Prapanca pada tahun 1365 Masehi, disebutkan tentang biara di Budur. Kemudian pada Naskah Babad Tanah Jawi (1709-1710) ada berita tentang Mas Dana, seorang pemberontak terhadap Raja Paku Buwono I, yang tertangkap di Redi Borobudur dan dijatuhi hukuman mati. Kemudian pada tahun 1758, tercetus berita tentang seorang pangeran dari Yogyakarta, yakni Pangeran Monconagoro, yang berminat melihat arca seorang ksatria yang terkurung dalam sangkar. Kemudian pada tahun 1814, Thomas Stamford Raffles mendapat berita dari bawahannya tentang adanya bukit yang dipenuhi dengan batu-batu berukir. Berdasarkan berita itu Raffles mengutus Cornelius, seorang pengagum seni dan sejarah, untuk membersihkan bukit itu. Setelah dibersihkan selama dua bulan dengan bantuan 200 orang penduduk, bangunan candi semakin jelas dan pemugaran dilanjutkan pada 1825.
Pada 1834, Residen Kedu membersihkan candi lagi, dan tahun 1842 stupa candi ditinjau untuk penelitian lebih lanjut.
Mengenai nama Borobudur sendiri banyak ahli purbakala yang menafsirkannya, di antaranya Prof. Dr. Poerbotjoroko menerangkan bahwa kata Borobudur berasal dari dua kata Bhoro dan Budur. Bhoro berasal dari bahasa Sansekerta yang berarti bihara atau asrama, sedangkan kata Budur merujuk pada nama tempat. Pendapat ini dikuatkan oleh Prof. Dr. WF. Stutterheim yang berpendapat bahwa Borobudur berarti Bihara di atas sebuah bukit. Sedangkan Prof. JG. De Casparis mendasarkan pada Prasasti Karang Tengah yang menyebutkan tahun pendirian bangunan ini, yaitu Tahun Sangkala: rasa sagara kstidhara, atau tahun Caka 746 (824 Masehi), atau pada masa Wangsa Syailendra yang mengagungkan Dewa Indra. Dalam prasasti didapatlah nama Bhumisambharabhudhara yang berarti tempat pemujaan para nenek moyang bagi arwah-arwah leluhurnya.
Bagaimana pergeseran kata itu terjadi menjadi Borobudur? Hal ini terjadi karena faktor pengucapan masyarakat setempat.
Dalam pelajaran sejarah, disebutkan bahwa candi Borobudur dibuat pada masa Wangsa Syailendra yang Buddhis di bawah kepemimpinan Raja Samarotthungga. Sedangkan yang menciptakan candi, berdasarkan tuturan masyarakat bernama Gunadharma. Pembangunan candi itu selesai pada tahun 847 M. Menurut prasasti Kulrak (784M) pembuatan candi ini dibantu oleh seorang guru dari Ghandadwipa (Bengalore) bernama Kumaragacya yang sangat dihormati, dan seorang pangeran dari Kashmir bernama Visvawarman sebagai penasihat yang ahli dalam ajaran Buddis Tantra Vajrayana. Pembangunan candi ini dimulai pada masa Maha Raja Dananjaya yang bergelar Sri Sanggramadananjaya, dilanjutkan oleh putranya, Samarotthungga, dan oleh cucu perempuannya, Dyah Ayu Pramodhawardhani.
Sebelum dipugar, Candi Borobudur berupa reruntuhan seperti halnya artefak-artefak candi yang baru ditemukan sekarang ini. Ketika kita mengunjungi Borobudur dan menikmati keindahan alam sekitarnya dari atas puncak candi, kadang kita tidak pernah berpikir tentang siapa yang berjasa membangun kembali Candi Borobudur menjadi bangunan yang megah dan menjadi kekayaan bangsa Indonesia ini.
Pemugaran selanjutnya, setelah oleh Cornelius pada masa Raffles maupun Residen Hatmann, dilakukan pada 1907-1911 oleh Theodorus van Erp yang membangun kembali susunan bentuk candi dari reruntuhan karena dimakan zaman sampai kepada bentuk sekarang. Van Erp sebetulnya seorang ahli teknik bangunan Genie Militer dengan pangkat letnan satu, tetapi kemudian tertarik untuk meneliti dan mempelajari seluk-beluk Candi Borobudur, mulai falsafahnya sampai kepada ajaran-ajaran yang dikandungnya. Untuk itu dia mencoba melakukan studi banding selama beberapa tahun di India. Ia juga pergi ke Sri Langka untuk melihat susunan bangunan puncak stupa Sanchi di Kandy, sampai akhirnya van Erp menemukan bentuk Candi Borobudur. Sedangkan mengenai landasan falsafah dan agamanya ditemukan oleh Stutterheim dan NJ. Krom, yakni tentang ajaran Buddha Dharma dengan aliran Mahayana-Yogacara dan ada
kecenderungan pula bercampur dengan aliran Tantrayana-Vajrayana. Oleh sebab itu, para pemugar harus memiliki sekelumit sejarah agama ini di Indonesia. Penelitian terhadap susunan bangunan candi dan falsafah yang dibawanya tentunya membutuhkan waktu yang tidak sedikit, apalagi kalau dihubung-hubungkan dengan bangunan-bangunan candi lainnya yang masih satu rumpun. Seperti halnya antara Candi Borobudur dengan Candi Pawon dan Candi Mendut yang secara geografis berada pada satu jalur.
Materi candi
Candi Borobudur merupakan candi terbesar kedua setelah Candi Ankor Wat di Kamboja. Borobudur mirip bangunan piramida Cheops di Gizeh Mesir. Luas bangunan Candi Borobudur 15.129 m2 yang tersusun dari 55.000 m3 batu, dari 2 juta potongan batu-batuan. Ukuran batu rata-rata 25 cm X 10 cm X 15 cm. Panjang potongan batu secara keseluruhan 500 km dengan berat keseluruhan batu 1,3 juta ton. Dinding-dinding Candi Borobudur dikelilingi oleh gambar-gambar atau relief yang merupakan satu rangkaian cerita yang terususun dalam 1.460 panel. Panjang panel masing-masing 2 meter. Jadi kalau rangkaian relief itu dibentangkan maka kurang lebih panjang relief seluruhnya 3 km. Jumlah tingkat ada sepuluh, tingkat 1-6 berbentuk bujur sangkar, sedangkan tingkat 7-10 berbentuk bundar. Arca yang terdapat di seluruh bangunan candi berjumlah 504 buah. Sedangkan, tinggi candi dari permukaan tanah sampai ujung stupa induk dulunya 42 meter, namun sekarang tinggal 34,5 meter setelah tersambar petir.
Menurut hasil penyelidikan seorang antropolog-etnolog Austria, Robert von Heine Geldern, nenek moyang bangsa Indonesia sudah mengenal tata budaya pada zaman Neolithic dan Megalithic yang berasal dari Vietnam Selatan dan Kamboja. Pada zaman Megalithic itu nenek moyang bangsa Indonesia membuat makam leluhurnya sekaligus tempat pemujaan berupa bangunan piramida bersusun, semakin ke atas semakin kecil. Salah satunya yang ditemukan di Lebak Sibedug Leuwiliang Bogor Jawa Barat. Bangunan serupa juga terdapat di Candi Sukuh di dekat Solo, juga Candi Borobudur. Kalau kita lihat dari kejauhan, Borobudur akan tampak seperti susunan bangunan berundak atau semacam piramida dan sebuah stupa.
Berbeda dengan piramida raksasa di Mesir dan Piramida Teotihuacan di Meksiko Candi Borobudur merupakan versi lain bangunan piramida. Piramida Borobudur berupa kepunden berundak yang tidak akan ditemukan di daerah dan negara manapun, termasuk di India. Dan itulah salah satu kelebihan Candi Borobudur yang merupakan kekhasan arsitektur Budhis di Indonesia.
Melihat kemegahan bangunan Candi Borobudur saat ini dan candi-candi lainnya di Indonesia telah memberikan pengetahuan yang besar tentang peradaban bangsa Indonesia. Berbagai ilmu pengetahuan terlibat dalam usaha rekonstruksi Candi Borobudur yang dilakukan oleh Teodhorus van Erp. Kita patut menghargai usaha-usahanya mengingat berbagai kendala dan kesulitan yang dihadapi dalam membangun kembali candi ini.
Sampai saat ini ada beberapa hal yang masih menjadi bahan misteri seputar berdirinya Candi Borobudur, misalnya dalam hal susunan batu, cara mengangkut batu dari daerah asal sampai ke tempat tujuan, apakah batu-batu itu sudah dalam ukuran yang dikehendaki atau masih berupa bentuk asli batu gunung, berapa lama proses pemotongan batu-batu itu sampai pada ukuran yang dikehendaki, bagaimana cara menaikan batu-batu itu dari dasar halaman candi sampai ke puncak, alat derek apakah yang dipergunakan? Mengingat pada masa itu belum ada gambar biru (blue print), lalu dengan sarana apakah mereka itu kalau hendak merundingkan langkah-langkah pengerjaan yang harus dilakukan, dalam hal gambar relief, apakah batu-batu itu sesudah bergambar lalu dipasang, atau batu dalam keadaan polos baru dipahat untuk digambar. Dan mulai dari bagian mana gambar itu dipahat, dari atas ke bawah atau dari bawah ke atas? Dan masih banyak lagi misteri yang belum terungkap secara ilmu pengetahuan, terutama tentang ditemukannya ruang pada stupa induk candi.
Restorasi di tahun 1974-1983
Harta karun
Pemugaran selanjutnya dilakukan pada tahun 1973-1983, selang 70 tahun dari pemugaran yang dilakukan van Erp. Pemugaran ini dimaksudkan tiada lain sebagai upaya melestarikan budaya yang tak ternilai harganya. Inilah "harta karun" yang sesungguhnya tak bisa dihargai dengan uang apalagi dijual untuk membayar utang. Kesadaran masyarakat untuk ikut mengamankan bangunan candi sangat diharapkan termasuk juga dari para wisatawan.
Penggalian, penelitian, dan rencana pemugaran terhadap candi-candi atau benda-benda bersejarah lainnya yang baru-baru ini ditemukan tentunya membutuhkan waktu dan biaya yang tidak sedikit. Pemugaran bangunan budaya dan kepurbakalaan tidak semudah pembangunan gedung modern. Setiap bentuk bangunan budaya memiliki makna yang khusus dan hal ini tidak dapat diabaikan di dalam pemugaran bangunan kuno tersebut. Oleh sebab itu butuh dukungan dari berbagai pihak, baik dari dalam maupun dari luar negeri. Upaya membangun kembali sebuah simbol-simbol peradaban yang pernah hilang berarti semakin membuka mata-hati kita tentang sejarah peradaban manusia Indonesia yang kaya dengan ilmu pengetahuan dan budaya. Dengan demikian, kita akan menjadi manusia berbudaya yang mampu menghargai budayanya sendiri sebagai bentuk jati diri dan identitas bangsa yang mandiri.
Akhirnya, kita harus membangkitkan kembali gairah menghargai benda-benda cagar budaya yang bukan hanya menjadi kekayaan masyarakat dan bangsa, melainkan juga menjadi kekayaan ilmu pengetahuan yang akan terus mengungkap fakta-fakta sejarah itu. Menikmati keindahan dan menjaga kelestariannya merupakan salah satu bentuk kepedulian yang sangat berarti. Tentunya peran lembaga yang berkaitan dengan perlindungan benda-benda cagar budaya perlu ditingkatkan dengan memberikan pemahaman, pengertian dan sosialisasi tentang pentingnya menjaga dan melestarikan benda-benda tersebut. Perlindungan hukum pun harus ditegakkan secara konsisten sehingga tidak terjadi lagi kepincangan-kepincangan hukum yang menyisakan rasa ketidakadilan bagi masyarakat, seperti halnya kasus peledakan Candi Borobudur pada 1983.***
Tetap menjadi suatu misteri,sekedar tambahan candi Borobudur adalah candi Buddha terbesar di dunia dengan tinggi 34,5 meter dan luas bangunan 123 x 123 meter. Di dirikan di atas sebuah bukit yang terletak kira-kira 40 km di barat daya Yogyakarta, 7 km di selatan Magelang, Jawa Tengah.
Candi Borobudur dibangun oleh Dinasti Sailendra antara tahun 750 dan 842 Masehi. Candi Buddha ini kemungkinan besar ditinggalkan sekitar satu abad setalah dibangun karena pusat kerajaan pada waktu itu berpindah ke Jawa Timur.
Sir Thomas Stanford Raffles menemukan Borobudur pada tahun 1814 dalam kondisi rusak dan memerintahkan supaya situs tersebut dibersihkan dan dipelajari secara menyeluruh. Proyek restorasi Borobudur secara besar-besaran kemudian dimulai dari tahun 1905 sampai tahun 1910 dipimpin oleh Dr. Tb. van Erp. Dengan bantuan dari UNESCO, restorasi kedua untuk menyelamatkan Borobudur dilaksanakan dari bulan Agustus 1913 sampai tahun 1983.
Namun, sampai sekarang Candi Borobudur masih menyimpan sejumlah misteri. Sejumlah misteri itu misalnya, siapa yang merancang Candi Borobudur, berapa jumlah orang dipekerjakan untuk membangun candi tersebut, dari mana saja batu untuk membangun candi ? Filosofi apa yang digunakan untuk membuat candi tersebut ? Tetapi yang pasti candi ini merupakan aset penting bagi Indonesia di mata dunia internasional. Kita harus bangga dan selalu menjaga kelestariannya. Posted in: Sejarah Misteri BorobudurKirimkan Ini lewat EmailBlogThis!Bagikan ke XBerbagi ke Facebook
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Before doing invesment, asks how commerce legality forex? Where must report if happened commerce mistake causing loss at investor? Commerce of forex admission in future trading, below(under observation Departemen Perdagangan, and arranged in the form of [code/law], that is Law No. 32 The year 1997. This done by its(the complex business character, high berisiko and entangles many party(sides in it. With existence, rule of law hence public can be protected against practice of harming commerces.
Arrangement of Future trading
There is two arrangement layers in future trading. Layer firstly done by Futures exchange in this case Futures Exchange Jakarta/BBJ and clearing house expects in this case Kliring Berjangka Indonesia/KBI through as of ldf regulation. Second layer done by Badan Pengawas Perdagangan Berjangka Komoditi ( Bappebti), what represents government ( Department of Commerce). Third the institute together arranges future trading in Indonesia to be created honest and fair future market.
Arrangement of Commerce of Forex
Because included in future trading hence commerce of forex arranged in Law NO 32 the year 1997, especially chapter VII. This [code/law] include;covers rule about things having the character of public, institution, permit, commerce mechanism, pembukuan/pelaporan and law applying.
Chapter VII from Law No. 32 The year 1997 arranging execution of future trading which for example studying guidance of behavior of tycoon to expect, that is company entitled executes sell order and buys client or investor. Section 51 of Commercial legislation expects this explains that tycoon expects before me1aksanakan transaction of financial futures for client, [is] obliged to draw margin from client for the transaction guarantee where the margin cans be in the form of certain money and/or marketable securities.
Tycoon expects is obliged to treat margin property of client is including addition of fund result of transaction of the client as fund property of client. Fund property of this client is obliged to kept in account which separated from tycoon account to expect in bank agreed by Bappebti. The deposit fund can only be pulled from separate account, for payment of other commission and cost referring to the transaction of financial futures dan/ or for other to comand written from the client.
With guarantee section 51 Law no. 32 The year 1997 is, investor is not necessarily worry fund remited by it to brokerage house will be misused. Still, do not mean investor may choose any pialang/broker, must be observed also its(the kapability and credibility.
Supervisor Body
One of excess in invests in future trading especially forex with existence of supervisor body from government. In Law No. 32 The year 1997 government of Indonesia contends that Badan Pengawas future trading merupa-kan job(activity unit which below and responsible to The Minister of Trade, which so called Badan Pengawas Perdagangan Berjangka Komoditi ( Bappebti).
FOREX in PUNISHING ISLAM/Moeslime
In its(the book Prof. Drs. Masjfuk Zuhdi is entitling MASAIL FIQHIYAH; Kapita Selecta Hukum Islam, obtained that Forex ( Foreign exchange Commerce) enabled in punishing islam. Commerce of foreign currency arisings from existence of commerce of goods kebutuhan/komoditi inter-states having the character of international. Commerce ( Ekspor-Impor) this of course requires equipment of payee that is UANG which each of state has rule x'self and differs in one other same as according to offer and request between the nations causing arises Diffrent Nominal MoneyKurs/ PERBANDINGAN NILAI MATA UANG inter-states.
Comparison of inter-states currency value collected in a BURSA or PASAR is having the character of international and tied in an agreement with mutual profitting. Currency value a state with this other state changes ( fluctuation) every when according to its(the supply and demand volume. Existence of this supply and demand generates transaction of currency. Manifestly only tukar-menukar different currency assessed.
FOREIGN EXCHANGE TRANSACTION in PUNISHING ISLAM
There Is Ijab-Qobul: ---> There is agreement to give and receives • Seller delivers goods and buyer to pay in cash. • its(the Ijab-Qobul is done by mouth, article and courier. • Buyer and seller has authority full of executing and does law actions ( sensible and adult)
Up to standard become transaction object of merchant that is: • Holy of its(the goods ( non excrement) • Can be exploited • Can be diserahterimakan • Explains goods and the price • Sold ( bought) by owner of his own or its(the power to permit from its(the owner • Goods had resided in hand [by] it if its(the goods is obtained with reward. Need to be added opinion Muhammad Isa, that the arbitrage enabled in religion.
???????????????????????????? " You doesn't buy fish in water, because in fact such sales contained deception". ( Hadis Ahmad bin Hambal and Al Baihaqi from Ibnu Mas'ud)
Not goods sales in place of transaction is enabled on condition that must be explained its(the characters or its(the marking. Then if goods as according to description of seller, hence its(the sales validity. But otherwise according to hence buyer had rights khiyar, mean may continue or cancels its(the sales. This thing is as according to hadis Nabi history Al Daraquthni from Abu Hurairah:
?????????????????????????????? Goods who buys thing s(he doesn't see it, hence s(he khiyar [is] entitled to if s(he had seen it".
Result sales plants which still hiddening, like ketela, potato, onion etcetera also is enabled, of gave a lead [by] it, because will find difficulties or loss if having to releases all crop results hiddening to be sold.
This thing is as according to Islam law method:
???????????????? The difficulty draws amenity. And so do goods sales which terbungkus/tertutup has, like canned goods, LPG, etcetera, asalkam is given lable explaining its contents. Vide Sabiq, op. cit. thing. 135. About above mentioned Islam law method text, vide Al Suyuthi, Al Ashbah wa al Nadzair, Mesir, Mustafa Muhammad, 1936 things. 55.
FOREIGN CURRENCY SALES AND SHARE
The concerned foreign currency is overseas currency as of American dollar nymph, British L, two-and-a-half rupiah Malaysia etcetera. If between states happened international trade hence every state requires foreign currency for equipment of overseas payee which in commerce world called as foreign exchange. For example Indonesia exporter will obtain foreign exchange from result of its(the export, on the contrary Indonesia importer requires foreign exchange to import from outside country.
Thereby will arise offer and perminataan in foreign exchange. every authoritative state full specifying its(the exchange rate is each ( rate is comparison of its(the money value to foreign money) for example 1 American dollar = Rp. 12000. But exchange rate or comparison of exchange rate every when can be fluctuate, depend on strength of each political economy. Record-keeping of exchange rate and transaction of foreign currency sales is carried out in Foreign exchange ( A. W. J. Tupanno, et. al. Economic and Koperasi, Jakarta, Depdikbud 1982, the 76-77)
RELIGIOUS ADVICES MUI ABOUT FOREIGN EXCHANGE COMMERCE
Council Religious Advices Syari'ah Nasional Majelis Ulama Indonesia no: 28/DSN-MUI/III/2002, about Currency Sales ( Al-Sharf).
CONSIDERS :
That in a number of activities to fulfill various needs, often is required transaction of currency merchant ( al-sharf), either between conspecific currencies and also between different currencies of type.
That in ' urf tijari ( tradition of commerce) transaction of currency sales is recognized [by] some form of transactions which its(the law status in looking into Islam teaching to differ in between one forms with other form.
That that activity of the transaction is done as according to Islam teaching, DSN considers necessary specifies religious advices about al-Sharf to be made guidance.
REMEMBERS :
" Firman Allah, QS. Al-Baqarah[2]:275: "... And God has permitting sales and illicit of lap..."
" Hadis history prophet al-Baihaqi and Ibnu Majah from Abu Sa'id al-Khudri:Rasulullah SAW uttered, ' In fact the sales shall only be done on the basis of alacrity ( between both partieses)' ( HR. al-baihaqi and Ibnu Majah, and assessed [by] shahih by Ibnu Hibban).
" Hadis Nabi Riwayat Muslim, David Ash, Tirmidzi, Nasa'i, and Ibn Majah, with text Muslim from ' Ubadah bin Shamit, Nabi s.a.w word: "( Sells) gold with gold, silver with silver, grist with grist, sya'ir with sya'ir, date with date, and salt with salt ( denga condition must) conspecific and same and in cash. If its(the type differed, sold as of your will;desire if it is done in cash.".
" Hadis Nabi history Muslim, Tirmidzi, Nasa'i, Abu Daud, Ibnu Majah, and Ahmad, from Umar bin Khattab, Nabi s.a.w word: "( Merchant) gold with silver is lap except ( done) in cash."..
" Hadis Nabi history Muslim from Abu Sa'id al-Khudri, Prophet s.a.w word: You doesn't sell gold with gold except same ( its(the value) and doesn't add partly to some other; doesn't sell silver with silver except same ( its(the value) and doesn't add as to some other; and doesn't sell the gold and silver which is not cash with cash.
" Hadis Nabi history Muslim from Bara ' bin ' Azib and Zaid bin Arqam : Rasulullah saw prohibits sells silver with gold in receivable ( not cash).
" Hadis Nabi history Tirmidzi from Amr bin Auf: " Agreement can be done among the muslimin, except lawful illicit agreement or permits illicit; and the muslimin tied with their conditions except lawful illicit conditions or permits illicit."
" Ijma. Moslem scholar mutuallies agree to ( ijma') that engagement letters al-sharf is disyariatkan with certain conditions.
PAYS ATTENTION TO:
Letter from pimpinah Bank Moslem law Business Unit BNI no. UUS/2/878
Meeting participants opinion Pleno Dewan Syari'ah Nasional at Hari Kamis, date of 14 Muharram 1423H/ 28 Marchs 2002.
DECIDES
Council Syari'ah Nasional Menetapkan : RELIGIOUS ADVICES ABOUT CURRENCY SALES ( AL-SHARF).
Firstly : Common Rule
transaction of Currency sales in principle may as follows:
Not to speculation ( speculative).
There is requirement of transaction or awake ( deposit).
If transaction is done to conspecific currency hence its(the value must be same and in cash ( at-taqabudh).
If different of type hence must be done with exchange rate ( rate) what applied at the time of transaction and in cash.
Second : Transaction types of Foreign currency
Transaction SPOT, that is transaction of purchasing and cambism for delivery at that moment ( over the counter) or its(the solution is slowest within two-day. Its(the law is may, because assumed [by] cash, while two-day time is considered to be [by] finishing process which cannot be avoided and is international transaction.
Transaction FORWARD, that is transaction of purchasing and sale of foreign exchange assessing it specified at present moment and implemented for in the future, between 2x24 hours up to one years. Its(the law is illicit, because price applied is price promised ( muwa'adah) and its(the delivery is done later, though the price of when the delivery is not necessarily the same with value agreed on, except done in the form of forward agreement for requirement which cannot be avoided ( lil hajah).
Transaction of Commercial forward contract that is a contract purchasing or sale of foreign exchange with spot price combined with purchasing between sales of the same foreign exchange with forward price. Its(the law is illicit, because containing element maisir ( speculation).
Transaction OPTION that is contract to obtain rights for the agenda of buying or the right to sell which is not must be done to a number of foreign currency units at the price and duration or date of certain end. Its(the law is illicit, because containing element maisir ( speculation).
Third : This religious advices applied commencing from the date of specified, with rule if later simply there is mistake, will be changed and made perfect properly.
Specified in : Jakarta
Date : 14 Muharram 1423 H / 28 Marchs 2002 M
NATIONAL SYARI'AH COUNCIL CEREMONY OF MOSLEM SCHOLAR INDONESIA
Stock Markets Indonesia
World Forex Clock
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CONTOH : Menggunakan Bank Wire Funding by a Bank Wire Transfer
Wiring of funds is the preferred and the fastest way to transfer funds. Please allow 1-3 business days for the funds to be credited to the customer's account.
How to deposit using a bank wire: Step 1. Go to your bank
Step 2. Fill the bank wire form (please ask your bank customer service to help you)
Step 3. Scan and Send the wire receipt to:xxxx@xxxxx.com
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JPMorgan Chase Bank, N.A. (1 Chase Manhattan Plaza, New York, NY 10081. USA)
* ABA Number: 021000021 * Account Number: 799826920 * Swift Code: CHASUS33 * Account Name (Beneficiary): FXDD Malta, LTD * Special Instructions: (Please specify your name and login number here)
Beneficiary Address: FXDD K2, First Floor Forni Complex, Valleta Waterfront Floriana, FRN 1913 Malta, European Union
Deposit - STEP 2 of 3 (Go to your bank and fill this wire form in there)
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Example of bank wire deposit form to JPMorgan Chase Bank
Deposit - STEP 3 of 3 (Scan and Send the wire receipt)
Email to
finance@gainscope.com
Subject
Deposit to account: YOUR_LOGIN_NUMBER (YOUR_NAME)
Attachment File
Your scanned Wire Transfer Receipt in JPG, GIF or PDF file format
Email Content
Dear Accounting,
I have made a deposit USD$DEPOSIT_AMOUNT to my account YOUR_LOGIN_NUMBER.
I have attached my wire receipt. Please proceed it as soon as possible.
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