Harga Emas, Perak, Platinum, Palladium

The Best Investment Special Business Indonesia

Welcome To UINVEST EXCLUSIVE

Uinvest.com.ua – invest your money to the shares of real businesses
Invest money. Оnline investment / investing. How to invest money online? Investing today
You want invest money and you don’t know best way to invest money online? You don’t know how to invest money online? We can help you. Online investing today it is the best way to be rich. More detail about investing and investment projects you can find on our web-site

Investment opportunities in Europe are part of a successful, diversified portfolio. As financial experts, we identify these projects and guide clients through this process with transparency and convenience.

Each of these businesses, including factories, facilities, restaurants and service companies, is a potential source of income or ownership. In fact, our success with these brands is the result of our proven record, in Europe, as specialists who understand the economic and regulatory guidelines on this region.

Our website enables investors to find, buy or sell, and manage a potentially profitable enterprise. By simplifying the ability to invest online, we also balance the benefits and liabilities of each business, while empowering people to make money in a suitable business.

To learn more about these advantages, please take a moment to create an account on our site. We look forward to helping people in this dynamic economy.

Plan Invest: Profit % Variable Every Invest

Status:PAYING

Minimal Spend: $Variable
Maximal Spend: $N/A
Referral: 1-5%
Withdrawal: Manual
Added:Nov 13th, 2011


Footbal TV Schedule

TV STREAMING INDONESIA






Best Investment Club Ltd



Best Investment Club is a global leader in alternative investments. The company serves more than 10 thousand merchant locations, and thousands of investors worldwide. We have merchants in more than 80 countries and investors in 150 countries.

Best Investment Club is a money management company providing global investment opportunities that offer security, stability and impressive financial performance. Our service to investors and merchants is based on three main principles: guarantee, stability and no risk.

Best Investment Club provides investors with opportunities to invest in carefully configured, high interest investment plans.

Best Investment Club provides investments to global users and payment-processing services to the European largest financial services providers, to the merchant around the corner, and to businesses of all sizes. We ensure that investments will generate earnings stable and risk free, and money moves accurately and securely anytime, anywhere.
Plan Invest , 7%-9% Daily For 20 Days.

Min Spend:$1
Referral Bonus:5%
Withdraw Type:Instant
Start Date:Sat, 01 September 2012
Payout Ago:1 Days, 0 Hours, 9 Minutes
Hosting Country:US, United States
Hosting City:Chicago
Hosting ISP:nLayer Communications
Hosting IP:198.144.120.51

Support: admin@bestinvestmentclub.com
Payment Method: Liberty Reserve, Perfect Money
#MONITOR#
Best Investment Club HYIP Details on GoldPoll
JOIN NOW

STALLION GOLD

Welcome To StallionGold

StallionGold - Making The Prosperity Possible
1.5%-4% daily for 100 days.

Min Spend:$1
Referral Bonus:8% multilevel affiliate
Withdraw Type:Instant
Start Date:Wed, 30 May 2012
Payout Ago:43 Minutes
Hosting Country:VG, Virgin Islands, British
Hosting City:Houston
Hosting ISP:Akrino Inc
Hosting IP:91.202.63.91

Support: support@stalliongold.com
Payment Method: Liberty Reserve, Perfect Money, Bank Wire
JOIN NOW

AVO INC- Instant Withdraw

Uinvest.com.ua – invest your money to the shares of real businesses Invest money. Оnline investment / investing. How to invest money online? Investing today

AVO INC Banner Picture

AVO INC

3% Fixed Daily Profit For 90 Business Days.
STATUS: PAYING
Min Spend:$10
Referral Bonus:8%
Withdraw Type:Manual
Start Date:Thu, 09 August 2012
Payout Ago:8 Hours, 41 Minutes
Hosting Country:US, United States
Hosting City:New York
Hosting ISP:Staminus Communications
Hosting IP:72.8.141.109

Support: support@avo.net
Payment Method: Liberty Reserve, Perfect Money
U5699172, U0027652, PerfectMoney U1104573
JOIN NOW AVO INC.

MUTUAL WEALTH


Mutual Wealth Banner Picture

Welcome To Mutual Wealth

Profit :
3%-8% weekly for 180 days,
2.5%-6% weekly for 90 days,
2%-5% weekly for 1 month.


Min Spend:$100
Referral Bonus:3% - 12% commission + bonuses
Withdraw Type:Instant
Start Date:Wed, 22 December 2010
Payout Ago:1 Days, 22 Hours, 0 Minutes
Hosting Country:US, United States
Hosting City:San Francisco
Hosting ISP:CloudFlare
Hosting IP:198.41.186.35


Support: m.salmon@mutualwealth.com
Payment Method: Perfect Money, Egopay, SolidTrustPay, Bank Wire, Bitcoin, Payoneer
U7162958, PerfectMoney U3040798
JOIN NOW


The Money Galaxy


2.1% daily for 100 days,
2.5% daily for 120 days,
4% daily for 160 days.

STATUS:
Min Spend:$10
Referral Bonus:6%
Withdraw Type:Manual
Start Date:Thu, 02 August 2012
Payout Ago:1 Hours, 52 Minutes
Hosting Country:CA, Canada
Hosting City:Vancouver
Hosting ISP:Cipherkey Exchange Corp.
Hosting IP:209.205.72.133

Support: helpdesk@themoneygalaxy.com
Payment Method: Liberty Reserve, Perfect Money, Payza, BitCoin, Egopay, OKPay, SolidTrustPay
JOIN NOW

FX Easy Trade !

Welcome to FX Easy Trade !


LIKE TO GENERATE A PASSIVE INCOME ON THE forex MARKET BUT NOT SURE HOW?

FX Easy Trade, is a global investment management company with approximately $7 million under management as at 24th of August, 2010. We provide a premier range of products to institutional and individual investors. The company is focused on stock market, forex, property and other infrastructure assets. Established in 2007, FX Easy Trade, is now in a position where we proudly serve a growing international client base from the Americas, Europe, Asia the Middle East and Africa. We employ 25 investment professionals.
Status : Paying
3% Daily for 150 Days!
Min/Max: $1 / N/A
Referral: 5%
Withdrawal: Instant
Added: Jun 13th, 2012
Monitored: 134 days
Lifetime: 134 days

JOIN NOW

Bank Of 7-Exclusive Instant Withdraw

Bank OF7-Exclusive Investment Instant Withdraw

STATUS:PAYING
Fixed monthly profit rate (7%).
Withdrawing the principal or profits at any time.
A minimum investment limit of 100 USD/EUR.
A minimum profit withdrawal limit of 1 USD/EUR.
Possibility of profits reinvestment.
Ongoing technical support around the clock

“We do not only invest our money;
We invest our time, expertise and our energy”

BANK OF 7 is a private investment company operating in the field of local and global investment, we offer investment opportunities to individuals and companies so to allow for participation in the business market within a safe and risk- free investment environment.


Welcome To Bank OF 7Plan Money Invest : 7% Monthly.

Min Spend:$100
Referral Bonus:1%
Withdraw Type:Instant
Start Date:Thu, 17 May 2007
Payout Ago:2 Days, 9 Hours, 11 Minutes
Hosting Country:US, United States
Hosting City:Columbus
Hosting ISP:Ecommerce Corporation
Hosting IP:173.83.183.247
Bank OF 7 - Rate Banner
Support: support@bankof7.comPayment Method: Liberty Reserve, Bank Wire, MoneyGram, Western Union

Address:BANK OF 7 Corporation.
United Arab Emirates - Dubai - Media City - 356 - 106

Tel. (Outside Dubai) +96277 5 775723
Fax. (Outside Dubai) +962 6 5820759
P.O.Box. 242 Dubai - Media City

Email: info@bankof7.com

JOIN NOW BANK OF 7 Corporation.

ROYALTY 7- Exclusive Manual Withdraw


Welcome To Royalty7

Royalty7. is a private investment and wealth management company that allows international participation of individual and group a like. Our service provides highly lucrative return on investment along with a complete account privacy, top level online security, an efficient account management and 24/7 fully dedicated support team. Our company financial portfolio is backed-up by an active pool of realized profits from various high-yield assets that we hold around the globe. All our members have equal opportunity to benefit from an attractive 7% Daily / 110% Weekly plans on a long term basis, with the lowest possible risk of losing the initial principle invested.
Market Index
Our areas of expertise are varied, we are active in the world's top markets including but not limited to: Real Estate (Dubai sea-land residential development concepts, mutual investments in few cacao and tobacco production fields). Financial (Start-up initial public offerings, foreign currencies exchange, holding stocks of insurance firms and mortgage brokers). Tourism (Casino resort shares in Macau, and a silent partnership with one of the biggest traveling guides). Import / Export (Trading electronic toys and aluminum profiles using a real-time trading platform between china & north America), and as of lately Energy (Alternative fuels and green power)
We were incorporated as an offshore limited company in England and Wales, a well-known and reputable jurisdiction. This facts gives us the advantage of trading flexibility, to buy & sell quickly and privately without being subjective to severe regulation. Our company's key strategy is to minimize the operation risk chances by participating only in a high quality businesses of the world's biggest industries, with a constant alertness for even the smallest market events.
Our plans were carefully thought of to provide mutual stability & lowest possible risk over the long term. With such plans you can't go wrong, we strive to return members initial principle as fast as possible and process withdrawals in a reasonable time frame of 48 business hours. Constant members satisfaction isn't an easy task and our main goal in today's changing market will stay the same : Members Success!

INVEST PLAN : 7% Daily for 30 days,
110% Weekly, Compoundable.


Min Spend:$25
Referral Bonus:5%
Withdraw Type:Manual
Start Date:Fri, 11 November 2011
Payout Ago:6 Hours, 39 Minutes
Hosting Country:US, United States
Hosting City:Stamford
Hosting ISP:FortressITX
Hosting IP:65.98.62.11
Royalty7 - Rate Banner
Status:Monitoring
Support: Royalty7@Members.only
Payment Method: Liberty Reserve, Perfect Money, AlertPay, SolidTrustPay

Register For Free Today!

Allworld HYIP- Top Life Time Automatic Instant

AllworldHYIP

1%-3% monthly until you receive 200%.
Payments everyone 10th of each month.
Pay directly to e-currency.
Status:Paying
Min Spend:$100
Referral Bonus:n/a
Withdraw Type:Automatic
Start Date:Fri, 30 December 2005
Payout Ago:31 Days, 1 Hours, 19 Minutes
Hosting Country:NL, Netherlands
Hosting City:Frankfurt Am Main
Hosting ISP:FOP Litvinenko Sergey Nikolaevich
Hosting IP:91.220.101.12
AllworldHYIP - Rate Banner
Support: allworldhyip@gmail.com
Payment Method: Liberty Reserve
2708578, 972303, 3611225, U8987271
JOIN NOW

ARXN Group-Normal Manual Withdraw

Welcome To ARXN Group

Our program is intended for people willing to achieve their financial freedom but unable to do so because they're not financial experts.
ARXN Group is a long term high yield private loan program, backed up by Forex market trading and investing in various funds and activities. Profits from these investments are used to enhance our program and increase its stability for the long term.
Plan:
1%-3% daily for lifetime.

200% after one week
Status;PAYING
Min Spend:$10
Referral Bonus:5%
Withdraw Type:Manual
Start Date:Sun, 28 February 2010
Payout Ago:13 Hours, 10 Minutes
Hosting Country:CA, Canada
Hosting City:London
Hosting ISP:Inline Internet Online Dienste Gmbh
Hosting Organization:VPS4LESS
Hosting IP:93.186.171.49

Support: admin@arxn-group.biz
Payment Method: Liberty Reserve, Perfect Money
JOIN NOW

RTB CLUB-Normal Top Life Time Manual Withdraw

Welcome To RTB Club

Our program is intended for people willing to achieve their financial freedom but unable to do so because they're not financial experts.
Plan:
200% after one week

1%-3% daily forever.
Status:Paying
Min Spend:$10
Referral Bonus:5%
Withdraw Type:Manual
Start Date:Tue, 10 November 2009
Payout Ago:12 Hours, 58 Minutes
Hosting Country:DE, Germany
Hosting City:Houston
Hosting ISP:VPS4LESS
Hosting IP:193.200.193.171
RTB Club - Rate Banner
Support: admin@rtb-club.com
Payment Method: Liberty Reserve, Perfect Money
JOIN NOW

VLS CLUB-Normal Manual Withdraw


Welcome To VLS Club

VLS Club is a long term high yield private loan program, backed up by Forex market trading and investing in various funds and activities.
Plan:
3% daily for lifetime.

200% after one week
STATUS;PAYING
Min Spend:$10
Referral Bonus:5%
Withdraw Type:Manual
Start Date:Sun, 28 March 2010
Payout Ago:13 Hours, 18 Minutes
Hosting Country:DE, Germany
Hosting City:Dallas
Hosting ISP:VPS4LESS
Hosting IP:193.200.193.171

Support: admin@vlsclub.com
Payment Method: Liberty Reserve, Perfect Money
JOIN NOW

GVB Funds-Normal Top Life Time Manual Withdraw

Welcome To GVB Funds

GVB Funds is a long term high yield private loan program, backed up by Forex market trading and investing in various funds and activities. Profits from these investments are used to enhance our program and increase its stability for the long term.
Plan:1.1%-3.3% daily for lifetime.
Status:Paying
Min Spend:$10
Referral Bonus:5%
Withdraw Type:Manual
Start Date:Sun, 31 January 2010
Payout Ago:12 Hours, 13 Minutes
Hosting Country:DE, Germany
Hosting City:Houston
Hosting ISP:VPS4LESS
Hosting IP:193.200.193.171

Support: admin@gvb-funds.com
Payment Method: Liberty Reserve, Perfect Money
JOIN NOW

World Wide Capital-Exclusive Instant Withdraw



Worldwide Capital ® is a trademark of Theorem Investment LTD, an international investment company founded in 2010, that promotes a wide range of investment services for private and corporate investors. The company’s principle line of business is asset management. Our team has been engaged in investment activity since 2001, it has a clear investment strategy, which enables the diversification of risks by investing in stocks, bonds, futures and options in different markets and it demonstrates fantastic results year after year.
Monitored by Www.invest-tracing.com
Plans:
1.5%-2.3% Daily for 150 Business Days
(Principal return & Compounding)

Minimal Spend: $10
Referral: 5%-7%
Withdrawal: Manual
Support: Support E-Mail Support FormTG |MMG|DTM|MMGP
Administrative Contact:
Robinson, Tim

Theorem Investment LTD
Intershore Chambers, P.O. Box 4342
Road Town, Tortola -
Virgin Islands (British)
(740) 337-4137

JOIN NOW

Expert Portfolio Exclusive Top Life Time Manual Withdraw



Welcome To Expert Portfolio

Premiere Consulting Limited is a successful privately owned marketing research, consulting and investment company. Since the company started officially in February 2010, it has already grown into a large, financially sound company. The company specializes in providing consulting and market research services also providing money management services, focusing on identifying suitable business opportunities and modern investment trends.

Premiere Consulting Limited is the team of traders, analysts, brokers and other experts in different spheres with the global priority - portfolio investments and market researches. An intelligent and well-balanced spread of investments is the key to achieving long-term capital growth. In order to deliver this clear objective, the specialists from Premiere Consulting Limited company have developed the site ExpertPortfolio.com that would help investors searching for the reliable investment opportunity online. Our experts, all with proven track records, select and manage the best international stocks for growth portfolios tailor-made for private investors.

The spheres, we are currently working with: stock market, gold investment market, alternative energy, emerging markets, dividend paying stocks, futures market and physical commodity.


Plan Invest:1.5%-2% daily for 12 weeks.
Status:Paying
Min Spend:$10
Referral Bonus:7%
Withdraw Type:Manual
Start Date:Fri, 05 February 2010
Payout Ago:20 Hours, 14 Minutes
Hosting Country:US, United States
Hosting City:Columbus
Hosting ISP:eNET
Hosting Organization:XLHost.com
Hosting IP:64.79.76.165
Expert Portfolio - Rate Banner
Support: admin@expertportfolio.com
Payment Method: Liberty Reserve, Perfect Money
U8854190, U4009588
JOIN NOW

RXN Investments-Normal Top Life Time Manual Withdraw

Welcome To RXN Investments

RXN Investments is a long term high yield private loan program, backed up by Forex market trading, and investing in various funds and activities. Profits from these investments are used to enhance our program and increase its stability for the long term.
Plan:
50% daily for 5 days
1%-3% daily for lifetime.
STATUS:PAYING
Min Spend:$10
Referral Bonus:5%
Withdraw Type:Manual
Start Date:Fri, 11 December 2009
Payout Ago:13 Hours, 7 Minutes
Hosting Country:US, United States
Hosting City:Fullerton
Hosting ISP:Staminus Communications
Hosting IP:72.8.129.1

Support: admin@rxn-inv.com
Payment Method: Liberty Reserve, Perfect Money
JOIN NOW

Global Bond Fund-Normal Top Life Time Automatic Withdraw

Welcome To Global Bond Fund

Global Bond Fund was created to enable people to increase their wealth safely and easily with no work and no risk. We do not offer pie in the sky returns, but good reliable daily returns from your deposit.

40%-120% daily for 5 days.
Paid directly to e-currency.

STATUS ;PAYING
Min Spend:$20
Referral Bonus:20%
Withdraw Type:Automatic
Start Date:Mon, 09 November 2009
Payout Ago:1 Hours, 2 Minutes
Hosting Country:US, United States
Hosting City:Dallas
Hosting ISP:PrivateSystems Networks
Hosting Organization:PrivateSystems Networks TX
Hosting IP:207.7.80.150
Global Bond Fund - Rate Banner

Support: admin@global-bfund.biz
Payment Method: Liberty Reserve, Perfect Money
JOIN NOW

Green Financial Services-Normal Top Life Time Manual Withdraw

Welcome Green Financial Services

Our program is intended for people willing to achieve their financial freedom but unable to do so because they're not financial experts.
Green Financial Services is a long term high yield private loan program, backed up by Forex market trading and investing in various funds and activities. Profits from these investments are used to enhance our program and increase its stability for the long term.
1%-3% daily forever.
STATUS;PAYING
Min Spend:$10
Referral Bonus:5%
Withdraw Type:Manual
Start Date:Mon, 17 August 2009
Payout Ago:12 Hours, 47 Minutes
Hosting Country:DE, Germany
Hosting City:Houston
Hosting ISP:VPS4LESS
Hosting IP:193.200.193.171
Green Financial Services - Rate Banner
Support: admin@green-fs.biz
Payment Method: Liberty Reserve
JOIN NOW

TURE PROFIT


Welcome To Ture Profit

Have you ever thought of becoming a successful trader to earn a lot of money which will guarantee you financial independence? Have you ever thought of decent retirement? Or just the money rolling into your account passively? Of course you have! Otherwise you would not have arrived at this website.
TureProfit A Private online investment firm works with you to help find the best financial approach to make those desires come true. With robust advice on a wide range of issues. Money management and investment management to the most efficient way to set up your investment and future.Our mission is to promote the online investments for those of you new in this business or have been investing online for a long time not with such a success that you desire.
8% weekly for 50 weeks.
TureProfit HYIP Details on GoldPoll
Min Spend:$10
Referral Bonus:6%
Withdraw Type:Instant
Start Date:Mon, 12 December 2011
Payout Ago:19 Hours, 59 Minutes
Hosting Country:US, United States
Hosting City:Los Angeles
Hosting ISP:Black Lotus Communications
Hosting IP:208.64.126.190

Support: admin@tureprofit.com
Payment Method: Liberty Reserve, Perfect Money, Egopay, SolidTrustPay

JOIN NOW


Invest : BaseBucks-200%Back ASAP!

footer

Make your deposit using the form below:
No maximum. Minimum Deposit: $3.00
After depositing, join us at our forum

STATUS:PAYING

No registration required!

Just make a deposit.We pay directly back into your
Liberty Reserve Account each and every day until you earn 200% Back Automatic.

You can view the status of your investment

(and all our other investors) here.JOIN NOW

Deposit ¦ View Investments

maybe some of you remember with this program,
now after 13 months ( as mentioned on site/forum ) the program returns.

it has 2 offering programs, investment and cycler

for the investment :
- start from $3 with flexible rate until you reach 200% ROI
- automatic payment to LR, calendar days earning, principal included
- LR only
- 5% referral commission
-JOIN NOW
for the cycler :
- investment must be a multiplication of 3$ (3, 6, 9 etc)
- will get 118% when it's cycled
- 3, 5 or 10 times auto-reinvest options
- $33 will shuffle the line
- manual payment.
- cyclers reset on each Tuesday << i don't really get the meaning of the reset yet ...
- not sure about is there any referral commission for cycler ( maybe there's no )
-JOIN NOW
so ... what do you have in mind for basebucks right now ?
as for me, i have made my go couple of hours ago and just received my first automatic payment

Cara Tips Trick Ringan Bermain HYIP

Saya punya trick ringan bermain hyip.
Trick ini saya namakan system "Gerilya"
Gampang dan Mudah Di Ikuti
Serbu Serang Hancurkan Dapatkan Dollarnya...!!!


1. Lihat di hypmonitor(hyip.com, dll) situs2 hyip yg berumur kurang dari 4 hari. Jangan Lebih!!!

2.Jika Hyip Tersebut BerUmur Panjang Mainkan Saja BunganyaYang Sudah Berbunga
( Untung +Untung/Profit+Profit)
Modalnya yang Penting Balik Dulu...!


3. Pilih program terpendek. Kalo bisa yang hourly(Withdraw tiap jam) dan setiap ada earning, anda harus langsung me-withdrawnya.

4. setelah Investasi anda balik modal+bunganya. JANGAN PERNAH INVEST LAGI DI SITUS TERSEBUT!!!! intinya untuk 1 situs 1 investasi.

5. jangan invest banyak-banyak

******************************************

$APA Yang Di Maksud INVESTASI $?....
Investasi adalah: penggunaan sumber sumber untuk menciptakan modal baru.

*****************************************
Semoga Bermanfaat...Dan Sukses Selalu

Terimakasih
Admin Hyip Garuda

Minggu, 18 Desember 2011

Asmaul Husna

Asmaul Husna

"Alloh mempunyai Asmaaul Husna, maka berdoalah kepadaNya dengan menyebut Asmaul Husna itu" (Al 'Araaf : 180).

"Sesungguhnya Alloh mempunyai 99 nama. Siapa yang menghitungnya maka ia akan masuk syurga" (HR. Attirmidzi).

Imam Ahmad bin Ali AlBuni (pengarang kitab Syamsul Ma'arif AlKubro) berkata: "Sebagai pelengkap Asmaul Husna Yang 99 menjadi 100 adalah nama Nabi Muhammasd SAW".
Berdoa dengan Asmaul Husna lebih cepat di-Ijabah, karena ketika seorang menyebut Asmaul Husna maka terbukalah pintu-pintu langit dan gelombang suaranya langsung naik (Mi'raj) menembus tujuh lapis langit sampai ketempat Ijabahnya Alloh. (Sidratul Muntoha ).
Para ahli Tasauf dan ahli Hikmah menamakan Asmaul Husna dengan nama Asmaul 'Idzhom artinya nama-nama yang Agung, karena nama-nama tersebut mengandung rahasia yang sangat banyak. Lafadz "Alloh" tidak termasuk dalam Asmaul Husna, karena lafadz Alloh adalah "Ismudz-zat" yaitu sebutan pada dzat Tuhan atau disebut dengan "Ismul 'adzhom" yaitu nama yang Maha Agung yang tercakup didalamnya Asmaul Husna dan nama-nama lainya.
Selain Asmaul Husna ada juga yang dinamakan Asmaul Af'al yaitu Asma Alloh yang artinya perbuatan / kelakuan Alloh. Seperti, Alloh menyiksa orang-orang kafir, Alloh menciptakan langit dan bumi atau Alloh menentukan nasib seseorang dan sebagainya.
Pada hakikatnya cara membaca Asma Alloh ada dua macam :

1. 1. Asma Alloh tidak disebut / tersirat, seperti doa Rasululloh :
2. "Allohumma innii as-aluka bikullismin huwalaka" (Ya Alloh aku memohon kepada-Mu dengan tiap-tiap nama yang engkau miliki)
1. 1. Asma Alloh yang disebutkan / tersurat. Ini terbagi dua :
2. Isim Dhomir yaitu Asma Alloh yang menggunakan kata ganti
3. Isim Dzahir yaitu Asma Alloh yang menggunakan nama langsung. Ini terbagi empat :
4. Diawali dengan lafadz Alloh :
* Tidak diawali dengan lafadz Alloh dan memakai Alif Lam ( AL)
* Diawali dengan Ya Nida ( huruf Ya berarti memohon )
* Tidak diawali dengan Ya Nida dan tidak memakai Alif Lam ( AL)
namun secara sederhananya bisa dengan ;

Do’a Pembuka:
LA ILLA HA ILLALLAHU WAH DAAHULA SYARIKALAHU
LAHUL MULKU WALAHU HAMDU BIYADDIHIL KHOIRI
WAHUWA ‘ALA KULLI SYAIIN QODIR
LA ILLA HA ILLA HU WA LAHUL ASMAAUL HUSNA.

Artinya:
Tidak ada Tuhan yang patut disembah kecuali Allah yang Esa, tidak
ada sekutu bagiNya, padaNya kekuasaan / kerajaan dan bagiNya
segala pujian ditanganNya segala kebaikan. Sesungguhnya Dia atas
tiap-tiap sesuatu berkuasa / kuasa. Tidak ada Tuhan kecuali Dia, bagiNya
nama-nama yang baik dan bagus.

Kemudian baca ASMAA’UL HUSNA yang sudah dipilih sesuai dengan
hajat masing masing dan diamalkan dalam keadaan suci lahir & bathin.

Setelah selesai membaca ASMAA’UL HUSNA tersebut lalu dilanjutkan
dengan do’a penutup sbb
Do’a Penutup:
SUBHANA MAN LAHU ASMAAUL HUSNA WA SIFATUL ULYA
SUBHANAHU WAATA’ALA AMMA YAQULU DZHOLIMUNAA
ULUWAAN KABIRAA.

Artinya:
Maha suci Allah yang padaNya nama-nama yang baik dan bagus dan sifat
sifat yang luhur. Dia yang maha suci dan maha tinggi daripada apa yang
dikatakan oleh orang-orang yang zolim atas ketinggian dan kebesaranNya.

Tingkatan Dzikir / doa Asmaul Husna :

Tingkatan orang Khawas : Berzikir / berdoa Asmaul Husna dengan Riyadhah yaitu sambil berkhalwat, dengan waktu dan ritual tertentu dan dengan petunjuk Mursyid. Cara ini biasa dilakukan oleh orang-orang Arifin (orang-orang yang sudah mencapai maqom Ma'rifah).
Tingkatan orang Awam : Membaca Asmaul Husna hanya sebagai zikir dan doa saja tanpa ada Riyadhohnya. Cara ini biasa dilakukan oleh orang-orang pemula dalam berzikir. Bila orang awam mengamalkan Asmaul Husna dengan kontiyu dan dengan petunjuk guru maka Insya Alloh nilainya sama dengan orang Khawas.

Doa-doa Asmaul Husna :
Ada beberapa doa yang diajarkan oleh para ulama setelah membaca Asmaul Husna, umumnya doa ini panjang dan berbeda-beda redaksinya tergantung ulama yang mengijazahkannya.
Diantaranya adalah :
1. Doa Asmaul Husna ijazah dari KH.Abdullah Syafi'i (pendiri perguruan islam Asy-Syafi'iyyah)
2. Doa Asmaul Husna ijazah dari wali Qutub Habib Thahir bin Husain bin Thahir Ba'alawi.
Kelebihan Asmaul Husna :
Setiap Asmaul Husna mempunyai khadam yang siap melaksanakan maksud dari arti Asma yang dibaca untuk orang yang mengamalkannya. Khadam ini adalah para malaikat yang ada pada Asmaul Husna. ( Khadam Malaikat ).
Setiap Asmaul Husna mempunyai jumlah huruf dan hitungan angka yang terkadung didalamnya rahasia yang tersimpan dan ilmu yang terjaga yang tidak ada yang dapat mengetahuinya kecuali orang-orang yang Khawas.
Setiap Asmaul Husna dapat dijadikan Wafaq yang mempunyai kelebihan yang sangat banyak. Antara lain wafaq Ya Rahiim dan Ya Waduud untuk pengasihan dan kecintaan dan wafaq Ya Fattaah dan Ya 'Aliim untuk ilmu dan kecerdasan.
Ada beberapa Asmaul Husna tertentu yang dijadikan doa untuk kesembuhan dan kebaikan dunia akhirat, anatara lain :
1. Doa Asmaul Husna Syaikh Al Hasan bin Salim untuk menyembuhkan kebutaan
2. Doa Asmaul Husna Nabi Isa ketika menghidupkan orang mati.
3. Doa Asmaul Husna Imam Al Maqatil untuk meninggikan derajat manusia dengan bertawassul kepada Nabi Muhammad.
4. Doa Asmaul Husna Ahmad bin Ali Al Buni untuk terkabulnya semua hajat / keinginan manusia.

Rajah Asmaul Husna :
Dalam ilmu Hikmah pengamalan ayat Al-Qur'an dan Asma Alloh ada dua macam :
1. Pertama : Maqru' yaitu mengamalkan ayat Alquran atau Asma Alloh dengan cara dibaca sebagai zikir atau wirid.
2. Kedua : Mahmul yaitu mengamalkan ayat Alquran atau Asma Alloh dengan cara ditulis sebagai wafaq atau Rajah untuk diletakkan di suatu tempat atau dibawa.
Sabda Nabi : "Bila seorang hamba menulis Basmalah pada batu atau kertas, maka bahwasanya para Malaikat menuliskan untuknya pahala dan memohonkan baginya ampunan (perlindungan) selama tulisan Basmalah itu masih ada pada batu atau kertas itu". ( HR.Thabrani ).
Istilah Rajah berasal dari kata Rojaha - Yarjahu - Rujhaanan artinya sangat kuat atau lebih berat. Sedang arti Rajah menurut istilah yaitu Wafaq berupa ayat Alquran atau Asma Alloh yang ditulis pada benda seperti batu, kertas, logam atau lainnya. Rajah biasanya ditulis pada organ tubuh manusia selain auratnya secara Abstrak untuk mendapat kekuatan, keselamatan dan perlindungan dari gangguan syetan, jin dan manusia yang zalim. Dalam kitab ilmu Hikmah banyak sekali contoh Rajah dengan Asmaul Husna.
Pada implementasinya, bisa saja Asmaul Husna diamalkan dengan menggunakan perajahan secara gaib. Perajahan gaib adalah salah satu metode untuk memasukkan kekuatan - energy - aura Nur Asmaul Husna ( Asmaul Idzhom ) kedalam diri seseorang, agar bisa segera diperoleh manfaatnya yang besar.
Akan tetapi untuk menjaga agar tetap eksis, untuk melanggengkan, maka perlu dzikir Asmaul Husnah secara bersama ( berjama'ah ) agar dicapai tingkat do'a - dzikir yang "Khawas".
Dzikir Asmaul Husna bersama ini untuk melanggengkan kekuatan Rajah yang ditulis atau meningkatkan kwalitas diri kita untuk mencapai yang lebih baik. Jika kita tidak berzikir maka step by step kekuatan Rajah tersebut berkurang bahkan bisa saja hilang sehingga tidak ada reaksinya sama sekali. Disamping itu kita wajib menjauhkan diri dari larangan-laranagan Alloh dan pantangan-pantangan dalam Rajah agar kekuatan Rajah tidak hilang.
Ada tiory yang disebut dengan "Anggukan Universal". Dimana semua orang mengangguk apabila melihat, mendengar ataupun ketika merasakan kebenaran hakiki. Berdasarkan teori anggukan universal juga teori-teori yang membahas tentang Kecerdasan Spritual serta menelaah surat AS Sajadah ayat 9 dan Al Hasyr ayat 22- 24, maka dapatlah kiranya ditarik kesimpulan sebagai berikut :
1. Suara hati manusia pada dasarnya bersifat universal, dengan catatan manusia tersebut telah mencapai titik zero (kosong) dan terbebas dari paradigma dan belenggu.
2. Apabila mencermati Surat As Sajadah ayat 9 dimana Allah telah meniupkan ruh ciptaan-Nya yang bersifat mulia kepada manusia, maka sebenarnya Allah telah meniupkan pula keinginan-Nya kedalam hati manusia. Ini terbuktikan oleh teori anggukan universal yang juga didasari oleh Surat Al`raf ayat 172, yaitu : Ketika jiwa manusia mengakui dan mengangguk kepada Allah bahwa Allah-lah Tuhannya. Anggukan yang membenarkan suara hati itu masih terus berjalan dan masih bisa dirasakan hingga saat ini, kecuali jika hati dalam keadaan tertutup.
3. Suara hati manusia adalah kunci spritual, karena ia adalah pancaran sifat-sifat Ilahi (surat Al Hasyr ayat 22-24). Contoh : ingin diperlakukan adil, keinginan hidup sejahtera, keinginan untuk mengasihi dan dikasihi, semuanya adalah sifat-sifat Allah. Bandingkan dengan literatur-literatur Barat yang menjelaskan tentang kecerdasan emosi, namun tak mampu mengindentifikasikan darimana sumber mata air seluruh sifat idaman tersebut.
Untuk dapat mencapai hal tersebut, lebih dulu kita harus melatih*kenapa harus dilatih??wajar kan..semua kalau dicermati harus latihan kok :)*Caranya adalah dengan ;

1. Ambillah wudhu, bersihkan semua tubuh kita dari dosa-dosa yang telah kita perbuat.
2. Lakukan Sholat Tobat dan akui semua kesalahan-kesalahan yang pernah kita lakukan selama ini, minta ampun pada Allah, biarkan air matamu mengalir karena sesungguhnya air mata itu dapat memadamkan api neraka jahannam. (Al Hadist)
3. Mintalah kepada Allah untuk dibukakan hati dan pikiran kita agar hidayah Allah bisa masuk kedalam hati kita.
4. Ucapkan Istigfar berulang kali
Ucapkan dari hatimu yang paling dalam, jangan hanya dibibir saja, tapi resapi setiap ucapan itu. Coba tarik nafas dalam-dalam kemudian lepaskan, ulangi hingga anda merasa nyaman.
5. Kemudian mulailah Berzikir, menyebut nama-nama Suci Allah
Zikir tidak tergantung dari berapa banyak jumlah anda melakukannya, tapi keikhlasan hati anda dalam mengucapkannya yang penting. Resapi setiap lafaz zikir yang anda ucapkan, biarkan nama-nama Allah itu mengalir dalam aliran darahmu, cobalah temukan getarannya disana. Telaahlah kembali Surat Al A`raf ayat 172. Sebuah makna yang teramat dalam akan jelas memancar daripadanya bahwa : Ketika jiwa manusia mengangguk mengakui Allah sebagai Tuhannya, maka saat itulah sifat-sifat Tuhan Yang Suci dan Mulia, akan memancar dalam GOD SPOT nya.
Dibawah ini akan saya berikan 99 Sifat Allah SWT yang terdapat dalam Al Quran (sumber dari segala suara hati manusia). Sifat-sifat yang sering tiba-tiba muncul dan dirasakan, bisa berupa larangan, peringatan atau sebaliknya. Sebuah keinginan bahkan bimbingan. Seringkali dapat berupa penyesalan apabila dorongan itu terlewatkan. Sempatkan bagi hati anda untuk bersitirahat sejenak berkomunikasi dengan Allah.
"Bacalah dengan menyebut nama Tuhan-Mu yang menciptakan, Dia telah menciptakan manusia dari segumpal darah. Bacalah, dan Tuhanmulah yang maha pemurah, yang mengajarkan dengan perantaraan kalam, dia mengajarkan manusia apa yang tidak diketahuinya. (Al Alaq 1-5)

ASMA'UL HUSNA
dan fadhilat-fadhilatnya

1. Allah
The God
Apabila dizikirkan 500 X setiap malam, lebih-lebih lagi selepas solat tahajjud atau solat sunat 2
rakaat mempunyai pengaruh yang besar di dalam mencapai segala yang dihajati.
2. Al Rahman
Maha Pemurah
The Most Merciful
Apabila dizikirkan sesudah solat 5 waktu sebanyak 500 X , maka hati kita akan menjadi terang,
tenang & sifat-sifat pelupa & gugup akan hilang dengan izin Allah.
3. Al Rahim
Maha Penyayang
The Most Merciful
Apabila dizikirkan sebanyak 100 X setiap hari , InsyaAllah kita akan mempunyai daya penarik
yang besar sekali hingga manusia merasa cinta & kasih serta sayang terhadap kita.
4. Al Malik
Maha Merajai/memerintah
The King, The Sovereign
Apabila dizikirkan sebanyak 121 X setiap pagi atau setelah tergelincirnya matahari, segala
pekerjaan yang dilakukan setiap hari akan mendatangkan berkat & kekayaan yang diredhai
Allah.
5. Al Quddus
Maha Suci
The Most Holy
apabila dizikirkan sebanyak 100 X setiap pagi setelah tergelincirnya matahari, maka hati kita
akan terjaga dari semua penyakit hati seperti sombong, iri hati, dengki dan lail-lain.
6. As Salaam
Maha Memberi Kesejahteraan
Peace and Blessing
Apabila dizikirkan sebanyak 136 X, InsyaAllah jasmani & rohani kita akan terhindar dari segala
penyakit sehingga badan menjadi segar sihat & sejahtera.
7. Al Mu'min
Yang Memberi Keamanan
The Guarantor
Apabila dizikirkan sebanyak 236 X , InsyaAllah diri kita, keluarga & segala kekayaan yang
dimiliki akan terpelihara & aman dari segala macam gangguan yang merosakkan.
8. Al Muhaimin
Maha Pemelihara
The Guardian, The Preserver
Apabila dizikirkan sebanyak 145 X sesudah solat fardhu Isyak, Insyaallah fikiran & hati kita
akan terang & bersih.
9. Al Aziz
Maha Gagah
The Almighty/ The Self Sufficient
Apabila dizikirkan sebanyak 40 X sesudah solat subuh, Insyaallah kita akan menjadi orang
yang mulia, disegani orang kerana penuh kewibawaan.
10. Al Jabbar
Maha Perkasa
The Powerful/ The Irresistible
Apabila dizikirkan sebanyak 226 X pagi & petang, semua musuh akan menjadi tunduk &
patuh dengan izin Allah.
11. Al Mutakkabir
Maha Megah/Yang Memiliki Kebesaran
The Tremendous
Apabila dizikirkan sebanyak 662 X maka dengan kebijaksanaan bertindak, kita
akan dapat menundukkan semua musuh, bahkan mereka akan menjadi pembantu
yang setia.
12. Al Khaliq
Maha Pencipta
The Creator
Dibaca mengikut kemampuan atau sebanyak 731 X, Insyaallah yang ingin otak cerdas,
cepat menerima sesuatu pelajaran. Amalan ini akan memberikan otak kita cerdas dan
cepat tangkap (faham).
13. Al Baari
Yang Melepaskan (Membuat, Membentuk, Menyeimbangkan)
The Maker
Sekiranya kita berada di dalam kesukaran atau sedang sakit, dibaca sebanyak 100 X
selama 7 hari berturut-turut, Insyaallah kita akan terlepas dari kesukaran & sembuh
dari penyakit tersebut.
14. Al Mushawwir
Yang Membentuk Rupa (makhluknya)
The Fashioner of Forms
Sekiranya seorang isteri yang sudah lama belum mempunyai anak, maka cubalah
ikhtiar ini dengan berpuasa selama 7 hari dari hari Ahad hingga Sabtu. Di waktu hendak
berbuka puasa, ambil segelas air dan dibacakan "Ya Mushawwir" sebanyak 21 X, Kemudian
diminum air tersebut untuk berbuka puasa. Bagi sang suami, hendaklah berbuat perkara
yang sama tetapi hanya dengan berpuasa selama 3 hari sahaja. Kemudian pada waktu
hendak berjimak, bacalah zikir ini sebanyak 10 X. Insyaallah akan dikurniakan anak yang soleh.
15. Al Ghaffar
Maha Pengampun
The Ever Forgiving
Sambil beri'tikaf (diam dalam masjid dalam keadaan suci) bacalah zikir ini sebanyak 100 X
sambil menunggu masuknya solat Jumaat. Insyaallah akan diampunkan dosa-dosa kita.
16. Al Qahhar
Yang Memaksa
The All Compelling Subduer
Zikir mengikut kemampuan atau sebanyak 306 X, maka hati kita akan dijaga dari
ketamakan & kemewahan dunia & Insyaallah orang-orang yang selalu memusuhi
kita akan sedar & tunduk akhirnya.
17. Al Wahhaab
Maha Pemberi Kurnia
The Bestower
Dizikir sebanyak 100 X sesudah solat fardhu, barang siapa yang selalu didalam kesempitan,
Insyaallah segala kesulitan atau kesempitan dalam soal apa pun akan hilang.
18. Ar Razzaaq
Maha Pemberi Rezeki
The Ever Providing
Dizikir mengikut kemampuan sesudah solat fardhu khususnya solat subuh. Insyaallah akan
dipermudahkan rezeki yang halal & membawa berkat. Rezeki akan datang tanpa diduga.
Tetapi perlulah dilakukan dengan ikhtiar yang zahir.
19. Al Fattaah
Maha Pembuka Rahmat
The Opener/The Victory Giver
Dizikir sebanyak 71 X sesudah selesai solah Maktubah. Insyaallah hati kita akan dibuka
oleh Allah sehingga mudah menerima nasihat agama.
20. Al Aliim
Maha Mengetahui (Memiliki Ilmu)
The All Knowing/The Omniscient
Dizikir sebanyak 100 X setiap selesai solat Maktubah, Insyaallah akan mendapat kemaktifatan
yang sempurna.
21. Al Qaabidhu
Yang Menyempitkan (makhluknya)
The Restrainer/ The Straightener
Dizikirkan 100 X setiap hari, maka dirinya akan semakin dekat dengan Allah & terlepas dari
segala bentuk ancaman.
22. Al Baasithu
Yang Melapangkan (makhluknya)
The Expander/ The Munificent
Bagi mereka yang berniaga atau mempunyai usaha-usaha lain, kuatkanlah usaha & berniaga
itu dengan memperbanyakkan membaca zikir ini setiap hari, Insyaallah rezeki akan menjadi
murah.
23. Al Khaafidh
Yang Merendahhan (makhluknya)
The Abaser
dizikirkan sebanyak 500 X setiap hari, dalam keadaan suci, khusyuk & tawwaduk, Insyaallah
segala maksud akan ditunaikan Allah. Juga apabila mempunyai musuh, musuh itu akan
jatuh mertabatnya.
24. Ar Raafi'
Yang Meninggikan (makhluknya)
The Exalter
Dizikirkan setiap hari, baik siang atau malam sebanyak 70 X, Insyaallah keselamatan harta
benda di rumah, di kedai atau di tempat-tempat lain akan selamat & terhindar dari kecurian.
25. Al Mu'izz
Yang Memuliakan (makhluknya)
The Giver of Honor
Dizikirkan sebanyak 40 X setiap hari, Insyaallah akan memperolehi kewibawaan yang besar
terutama ketua-ketua jabatan atau perniagaan.
26. Al Mudzil
Yang Menghinakan (makhluknya )
The Giver of Dishonor
Perbanyakkanlah zikir ini setiap hari, sekiranya ada orang yang berhutang kepada kita &
sukar untuk memintanya, insyaallah si penghutang akan sedar & membayar hutangnya kembali.
27. Al Samii'
Maha Mendengar
The All Hearing
Sekiranya ingin doa kita makbul & pendengaran telinga kita tajam, biasakanlah zikir ini setiap
hari menurut kemampuan, lebih-lebih lagi sesudah solat Dhuha, Insyaallah doa akan mustajab.
28. Al Bashir
Maha Melihat
The All Seeing
Dizikirkan sebanyak 100 X sebelum solat Jumaat, Insyaallah akan menjadikan kita terang hati,
cerdas otak & selalu diberikan taufik & hidayah dari Allah.
29. Al Hakam
Maha Menetapkan
The Judge/ The Arbitrator
Dizikirkan sebanyak 68X pada tengah malam dalam keadaan suci, Insyaallah dapat membuka
hati seseorang itu mudah menerima ilmu-ilmu agama & membantu kecepatan mempelajari
ilmu-ilmu agama.
30. Al Adllu
Maha Adil
The Utterly Just
Dizikirkan sebanyak 104 X setiap hari sesudah selesai solat 5 waktu, Insyaallah diri kita
selalu dapat berlaku adil.
31. Al Lathiff
Maha Lembut
The Subtly Kind
Dengan memperbanyakkan zikir ini mengikut kemampuan, Insyaallah bagi para peniaga, ikthiar
ini akan menjadikan barangan jualannya menjadi laris & maju.
32. Al Khabiir
Maha Mengetahui Rahsia
The All Aware
Dengan memperbanyakkan zikir ini setiap hari, terkandung faedah yang teramat banyak
sekali sesuai dengan maksud zikir ini antara lain faedahnya ialah dapat bertemu dengan
teman atau anak yang telah terpisah sekian lama.
33. Al Haliim
Maha Penyantun
The Forbearing/The Indulgent
Dizikirkan sebanyak 88 X selepas solat 5 waktu, bagi mereka yang mempunyai kedudukan
dalam pemerintahan, syarikat atau apa saja, Insyaallah dipastikan kedudukannya tidak akan
dicabar atau diungkit-ungkit atau tergugat.
34. Al Azhiim
Maha Agung
The magnificient/The Infinite
Dizikirkan sebanyak 12 X setiap hari untuk orang yang sekian lama menderitai sakit, Insyaallah
akan sembuh. Juga apabila dibaca 12 X kemudian ditiupkan pada tangan lalu diucap-usap
pada seluruh badan, maka dengan izin Allah akan terhindar dari gangguan jin, syaitan dan
sebagainya.
35. Al Ghafuur
Maha Pengampun
The All Forgiving
Bagi orangyang bertaubat, hendaklah memperbanyakkan zikir ini dengan mengakui dosa-dosa
& beriktikad untuk tidak mengulanginya, Insyaallah akan diterima taubatnya oleh Allah.
36. As Syakuur
Maha Pembalas Budi (Menghargai)
The Grateful
Dizikirkan sebanyak 40 X selepas solat hajat, sebagai pengucapan terima kasih kepada Allah.
Insyaallah semua hajat kita akan dimakbulkan Allah. Lakukanlah setiap kali mempunyai hajat
yang penting & terdesak.
37. Al 'Aliy
Maha Tinggi
The Sublimely Exalted
Untuk mencerdaskan otak anak kita yang bebal, tulislah zikir ini sebanyak 110 X
(DIDALAM BAHASA ARAB BUKAN BAHASA MALAYSIA!!!!) lalu direndam pada air yang
dingin dan diberikan si anak meminumnya, Insyaallah lama kelamaan otak si anak itu akan
berubah cemerlang & tidak dungu lagi. Insyaallah.
38. Al Kabiir
Maha Besar
The Great
Bagi seseorang yang kedudukannya telah di rampas atau dilucut gara-gara sesuatu fitnah,
maka bacalah zikir ini sebanyak 1000 X selama 7 hari berturut-turut dalam keadaan
suci sebagai pengaduan kepada Allah. Lakukanlah sesudah solat malam (tahajud atau hajat.)
39. Al Hafizh
Maha Menjaga
The Preserver
Dizikirkan sebanyak 99 X, Insyaallah diri kita akan terlindung dari gangguan binatang
buas terutamanya apabila kita berada di dalam hutan.
40. Al Muqiit
Maha Pemberi Kecukupan
The Nourisher
Sekiranya kita berada di dalam kelaparan seperti ketika sesat di dalm hutan atau di mana
sahaja sehingga sukar untuk mendapatkan bekalan makanan, maka perbanyakkan zikir
ini. Insyaallah badan kita akan menjadi kuat & segar kerana rasa lapar telah hilang.
41. Al Hasiib
Maha Membuat Perhitungan
The Reckoner
Untuk memperteguhkan kedudukan yang telah kita jawat, amalkanlah zikir ini sebanyak 777 X
sebelum matahari terbit & selepas solat Maghrib, Insyaallah akan meneguhkan kedudukan kita
tanpa sebarang gangguan.
42. Al Jaliil
Maha Mulia
The Majestic
Barang siapa mengamalkan zikir ini pada sepertiga malam yang terakhir, Insyaallah kita akan
mendapati perubahan yang mengkagumkan - perniagaan akan bertambah maju. Andai seorang
pegawai, maka tanpa di sedari kedudukan kita akan lebih tinggi dan terhormat & begitulah
seterusnya dengan izin Allah.
43. Al Kariim
Maha Pemurah
The Bountiful/The Generous
Untuk mencapai darjat yang tinggi & mulia di dunia mahupun di akhirat kelak, maka
amalkanlah zikir ini sebanyak 280 X ketika hendak masuk tidur. Nescaya Allah akan
mengangkat darjat mereka yang mengamalkan zikir ini.
44. Ar Raqiib
Maha Mengawasi
The Watchful
Bagi meminta pertolongan kepada Allah terhadap penjagaan barang yang dikhuatirkan,
maka zikirkan sebanyak 50 X setiap hari dengan niat agar barang-barang yang
di khuatirkan yang berada di tempat yang jauh & sukar dijaga terhindar dari sebarang
kecurian mahupun gangguan lainnya. Bertawakkal & yakinlah kepada Allah,
Insyaallah......
45. Al Mujiib
Maha Mengabulkan
The Responsive/ The Answere
Sesungguhnya Allah adalah Zat yang menerima doa hambaNya & agar doa kita mustajab &
selalu diterima Allah, hendaklah mengamalkan zikir ini sebanyak 55 X sesudah solat subuh.
Insyaallah Tuhan akan mengabulkan doa kita.
46. Al Waasi
Maha Luas
Tha Vast/ The All Encompassing
Apabila di dalam kesulitan maka amalkanlah zikir ini sebanyak 128 X setiap pagi & petang,
Insyaallah segala kesulitan akan hilang berkat pertolongan Allah. Andai zikir ini
sentiasa diamalkan, Insyaallah Tuhan akan menjaga kita dari hasad dengki sesama makhluk.
47. Al Hakiim
Maha Bijaksana
The Wise
Bagi pelajar atau sesiapa sahaja yang memperbanyakkan zikir ini setiap hari, Insyaallah
akalnya akan menjadi cerdas & lancar di dalam menghafal & mengikuti pelajaran.
Amalkanlah sekurang-kurangnya 300 X setiap hari.
48. Al Waduud
Maha Pencinta
The Loving/ The Kind One
Amalkan zikir ini sebanyak 11000 X pada setiap malam. Insyaallah kita akan menjadi
insan yang sentiasa bernasib baik, disayangi & rumahtangga kita akan sentiasa berada
di dalam keadaan harmoni.
49. Al Majiid
Maha Mulia
The All Glorious
Untuk ketenteraman keluarga di mana setiap anggota keluarga sentiasa menyayangi
& menghormati & khasnya kita sebagai ketua keluarga, maka amalkanlah zikir ini
sebanyak 99 X, sesudah itu hembuskan kedua belah tapak tangan dan usap ke
seluruh muka. Insyaallah semua anggota keluarga kita akan menyayangi &
menghormati kita sebagai ketua keluarga.
50. Al Baa'its
Maha Membangkitkan
The Raiser of the Dead
Zikirkan sebanyak 100 X dengan meletakkan kedua tangan ke dada, Insyaallah akan
memberi kelapangan dada dengan ilmu & hikmah.
51. As Syahid
Maha Menyaksikan
The Witness
Apabila ada di kalangan anggota keluarga kita yang suka membangkang atau
sebagainya, maka zikirkan sebanyak 319 X secara berterusan setiap malam
sehingga si pembangkang akan sedar & berubah perangainya.
52. Al Haqq
Maha Benar
The Truth/ The Real
Perbanyakkan zikir ini, Insyaallah ianya sangat berfaedah sekali untuk menebalkan
iman & taat di dalam menjalankan perintah Allah.
53. Al Wakiil
Maha Memelihara
The Trustee/ The Dependable
Sekiranya terjadinya hujan yang disertai ribut yang kuat, atau terjadi gempa, maka
ketika itu perbanyakkanlah zikir ini, Insyaallah bencana tersebut akan menjadi reda
& kembali seperti sediakala.
54. Al Qawiyyu
Maha Kuat
The Strong
Amalkan zikir ini sebanyak mungkin agar kita tidak gentar apabila berdepan dengan
sebarang keadaan mahupun berdepan dengan si zalim.
55. Al Matiin
Maha Kukuh
The Firm/ The Steadfast
Amalkanlah zikir ini sebanyak mungkin kerana ianya mempunyai fadhilat yang
besar sekali, antaranya untuk mengembalikan kekuatan sehingga musuh merasa
gentar untuk mengganggu.
56. Al Waliyy
Maha Melindungi
The Protecting Friend/ Patron & Helper
Barangsiapa yang menjawat sebarang jawatan atau kedudukan, maka amatlah
elok sekali mengamalkan zikir ini sebanyak mungkin kerana dengan izinNya,
kedudukan kita akan kukuh & terhindar dari sebarang gangguan orang-orang
yang bersifat dengki.
57. Al Hamiid
Maha Terpuji
The All Praiseworthy
Perbanyakkanlah zikir ini sebagai pengakuan bahawa hanya Allah sahaja yang
paling berhak menerima segala pujian.
58. Al Muhshiy
Maha Mengkalkulasi
The Accounter/ The Numberer of All
Sekiranya kita inginkan diri kita digolongkan di dalam petolongan yang selalu
dekat dengan Allah (muraqabah), maka amalkanlah zikir ini sebanyak mungkin
sesudah solat 5 waktu.
59. Al Mubdi'
Maha Menghidupkan
The Giver of Life
Agar segala apa yang kita rancangkan akan berhasil, maka zikirkanlah sebanyak
470 X setiap hari. Insyaallah.....
60. Al Mu'iid
Maha Mengembalikan Kehidupan
The Reinstater Who Brings Back All
Andai ada anggota keluarga yang menghilangkan diri dan sebagainya, amalkanlah
zikir ini sebanyak 124 X setiap hari sesudah solat. Insyaallah di pertunjukkan
akan hasilnya.
61. Al Muhyii
Maha Menghidupkan
The Giver of Life
Amalkan zikir ini sebanyak 58 X setiap hari, Insyaallah kita akan diberikan
kemuliaan, darjat dunia & akhirat kelak.
62. Al Mumiitu
Maha Mematikan
The Bringer of Death/ The Destroyer
Barangsiapa memperbanyakkan zikir ini, Insyaallah akan dipermudahkan
di dalam perniagaan, berpolitik dan sebagainya.
63. Al Hayyu
Maha Hidup
The Ever Living
Untuk mencapai kekuatan mental/batiniah di dalam menjalani kehidupan,
perbanyakkanlah zikir ini.
64. Al Qayyumm
Maha Mandiri
The Self Subsisting Sustainer Of All
Telah berkata Imam Ghazali bahawa barangsiapa yang ingin memperolehi
harta yang banyak lagi berkat, ingin dikasihi oleh setiap manusia, ingin
berwibawa, ditakuti musuh & ingin menjadi insan yang terhormat, maka
zikir lah dengan "YA HAYYU YA QAYYUUM..." sebanyak 1000 X setiap malam
atau siang hari. Hendaklah melakukannya secara berterusan, Insyaallah akan
tercapai segala hajat.
65. Al Waajid
Maha Penemu
The Perceiver/ The Finder/ The Unfailing
Andai berkeinginan berkeperibadian yang kukuh, tidak mudah terpengaruh & teguh
pendirian, maka perbanyakkanlah zikir ini.
66. Al Maajid
Maha Mulia
The Illustrious/ The Magnificent
Demi kecerdasan otak & agar dipermudahkan hati untuk menerima pelajaran, maka
hendaklah pelajar tersebut memperbanyakkan zikir ini setiap hari.
67. Al Wahiid
Maha esa
The One/ The All Inclusive/ The Indivisible
Bagi pasangan yang belum mempunyai cahayamata & tersangat ingin untuk
menimangnya, amalkanlah zikir ini sebanyak 190 X setiap kali selesai menunaikan
solat 5 waktu selama satu bulan & selama itu juga hendaklah berpuasa sunat
Isnin & Khamis, Insyaallah....
68. As Somad
Maha Diperlukan/ Tempat Meminta
The Self Sufficient/ The Impregnable/ The Eternally Besought of All/ The Everlasting
Ketika dalam kelaparan akibat sesat atau kesempitan hidup, maka pohonlah kepada
Allah dengan zikir ini sebanyak mungkin, Insyaallah, diri akan berasa segar sentiasa.
69. Al Qaadir
Maha Menentukan/ Maha Menyeimbangkan
The All Able
Apabila kita berhajatkan sesuatu namun ianya selalu gagal, maka amalkanlah zikir
ini sebanyak 305 X setiap hari, Insyaallah segala hajat akan berhasil.
70. Al Muqtadir
Maha Berkuasa
The All Determiner/ The Dominant
Agar tercapai tujuan yang dikehendaki, selain dari berikhtiar secara lahiriah, maka
berzikirlah dengan zikir ini seberapa mampu sehingga ikhtiar kita itu berhasil kerana
zikir ini akan mempercepatkan keberhasilan hajat kita itu.
71. Al Muqaddim
Maha Mendahulukan
The Expediter/ He Who Brings Forward
Menurut Imam Ahmad bin Ali Al-Buuniy, beliau berkata "Barangsiapa yang berzikir
dengan zikir ini sebanyak 184 X setiap hari, Insyaallah nescaya segala usahanya
akan berhasil".
72. Al Mu'akkhir
Maha Mengakhirkan
The Delayer/ He Who Puts Far Away
Bagi meninggikan lagi ketaatan kita kepada Allah, perbanyakkanlah zikir ini.
73. Al Awwal
Maha Awal
The First
Barangsiapa yang mengamalkan zikir ini sebanyak 37 X, setiap hari, Insyaallah
segala apa yang dihajati akan diperkenankan oleh Allah.
74. Al Aakhir
Maha Akhir
The Last
Amalkan berzikir sebanyak 200 X sesudah solat 5 waktu selama satu bulan,
Insyaallah Tuhan akan membuka pintu rezeki yang halal.
75. Az Zhaahir
Maha Nyata
The Manifest/ The All Victorious
Amalkanlah zikir ini sebanyak 1106 X selesai solat waktu di tempat sunyi
(khalwat), nescaya Allah akan membuka hijab padanya dari segala
rahsia yang pelik & sukar serta di beri kefahaman ilmu.
76. Al Baathin
Maha Ghaib
The Hidden/ The All Encompassing
Seperti No. 75 juga, tetapi amalkanlah sebanyak 30 X sesudah solat fardhu.
77. Al Waali
Maha Memerintah
The Patron
Memperbanyakkan zikir ini setiap pagi & petang boleh menyebabkan seseorang
itu menjadi orang yang ma'rifat, iaitu hatinya dibuka oleh Allah. Difahamkan para
wali Allah selalu memperbanyakkan zikir ini.
78. Al Muta'aalii
Maha Tinggi
The Self Exalted
Sekiranya kita akan berjumpa dengan mereka yang berkedudukan tinggi atau
mereka yang sukar untuk ditemui, maka bacalah zikir ini sebanyak mungkin
sewaktu mengadap, Insyaallah dengan mudah kita akan berjumpa dengannya
& segala hajat yang penting-penting akan berhasil.
79. Al Barri
Maha Penderma
The Most Kind And Righteous
Amalkanlah zikir ini sebanyak mungkin setiap hari, Insyaallah segala apa yang kita
hajati akan terlaksana dengan mudah.
80. At Tawwaab
Maha Penerima Taubat
The Ever Returning/ Ever Relenting
Bagi orang yang selalu membuat dosa & ingin bertaubat maka hendaklah
memperbanyakkan zikir ini supaya dengan mudah diberikan petunjuk kembali
ke jalan yang lurus.
81. Al Muntaqim
Maha Penyiksa
The Avenger
Jika berhadapan dengan orang yang zalim, supaya dia tidak melakukan
kezalimannya terhadap kita, maka hendaklah kita memperbanyakkan
zikir ini setiap hari sesudah solah fardhu. Insyaallah, kita akan mendapat
pertolongan Allah.
82. Al Afuww
Maha Pemaaf
The Pardoner/ The Effacer Of Sins
Barangsiapa memperbanyakkan zikir ini, nescaya dia akan diampuni segala
dosanya oleh Allah.
83. Ar Ra'uuf
Maha Pengasih
The Cpmpassionate/ The All Pitying
Bagi sesiapa yang inginkan dirinya disenangi oleh teman atau sesiapa sahaja
yang memandangnya, amalkanlah zikir ini seberapa mampu samada pada
waktu siang mahupun malam.
84. Malikul Mulk
Penguasa Kerajaan (Semesta)
The Owner Of All Sovereignty
Seseorang pengarah atau ketua yang ingin kedudukan yang kekal & tetap tanpa
diganggu gugat, hendaklah selalu mengamalkan zikir ini sebanyak 212 X
sesudah solat fardhu & 212 X pada setiap malam selama sebulan. Insyaallah
akan mendapat pertolongan Allah.
85. Dzul Jalaali Wal Ikraam
Pemilik Kebesaran Dan Kemuliaan
The Lord Of Majesty And Generosity
Amalkanlah zikir ini sebanyak 65 X setiap hari selama sebulan, Insyaallah segala
hajat kita akan tercapai dengan pertolongan Allah.
86. Al Muqsith
Maha Adil
The Equitable/ The Requiter
Berzikirlah dengan zikir ini mengikut kemampuan, Insyaallah Tuhan akan
menganugerahkan sifat adil kepada mereka yang mengamalkannya.
87. Al Jamii'
Maha Mengumpulkan
The Gatherer/ The Unifier
Sekairannya ada dikalangan keluarga kita atau isteri kita yang lari dari rumah, maka
amalkanlah zikir ini sebanyak mungkin pada setiap hari dengan niat semoga Allah
menyedarkan orang tersebut. Dengan izin Allah orang yang lari itu akan pulang
dalam jangka waktu yang singkat.
89. Al Ghaniyy
Maha Memberi Kekayaan
The Enricher/ The Emancipator
Amalkanlah zikir ini pada setiap hari sebanyak mungkin, Insyaallah apa yang kita
usahakan akan cepat berhasil & kekayaan yang kita perolehi itu akan mendapat
berkat.
90. Al Maani
Maha mencegah
The Withholder/ The Shielder/ The Defender
Mintalah kekayaan yang bermanafaat untuk kehidupan dunia & akhirat kepada
Allah dengan memperbanyakkan zikir ini. Insyaallah segala hajat kita akan
tercapai.
91. Ad Dhaar
Maha Memberi derita
The Distressor/ The Harmer
Asma' ini sangat berguna di dalam ikhtiar kita untuk menyembuhkan sesuatu
penyakit yang mana sudah lama dihidapi & telah puas dihidapi & telah puas
diubati. Amalkanlah zikir ini sebanyak 1001 X pada setiap hari. Insyaallah
dengan ikhtiar ini penyakit itu akan cepat sembuh.
92. An Nafii'
Maha Memberi Manafaat
The Propitious/ The Benefactor
Menurut Imam Ahmad Al-Buuniy, barangsiapa mengamalkan zikir ini setiap
hari, maka bagi orang yang sakit, sakitnya akan sembuh & bagi orang yang
susah akan dihilangkan kesusahannya dengan izin Allah.
93. An Nuur
Maha Bercahaya (Menerangi/Memberi Cahaya)
The Light
Menurut Sheikh Ahmad Bin Muhammad As Shawi, barangsiapa yang menghendaki
kemuliaan yang agung & memperolehi apa yang dimaksudkan baik kebaikan
dunia mahupun kebaikan akhirat kelak, maka hendaklah selalu berzikir dengan
zikir ini setiap pagi & petang.
94. Al Haadii
Maha Pemberi Pertunjuk
The Guide
Bagi sesiapa yang dalam perjalanan ke suatu tempat tertentu, kemudian dia
tersesat, hendaklah dia memohon pertunjuk Allah dengan memperbanyakkan
zikir ini, Insyaallah akan diberikan pertolongan oleh Allah akan cepat lepas
dari kesesatan tersebut.
95. Al Baadii
Maha Pencipta
Incomparable/ The Originator
Andai kita mempunyai rancangan yang sangat penting & bagi memastikan
rancangan kita itu berjaya & berjalan lancar, maka zikirkanlah dengan zikir ini
sebanyak 500 X selepas solat fardhu. Insyaallah Tuhan akan memberikan
pertolongan hingga rancangan kita berjaya & berjalan lancar.
96. Al Baaqii
Maha kekal
The Ever Enduring And Immutable
Amalkanlah zikir ini sebanyak mungkin tanpa mengira batas waktu, Insyaallah
dengan ikhtiar ini semua pekerjaan yang telah menjadi punca rezeki tidak akan
mudah terlepas, perniagaan tidak akan rugi atau bankrap dengan berkat zikir ini.
97. Al Waarits
Maha Pewaris
The Heir/ The Inheritor of All
Sekiranya kita berzikir sebanyak 500 X selepas solat fardhu atau sebagainya, supaya
segala urusan kita itu berjalan lancar, maka hendaklah pada setiap malam berzikir
dengan zikir ini sebanyak 707 X . Insyaallah berkat zikir ini Allah akan memberi
petunjuk sehingga usaha kita akan berhasil dengan baik & memberangsangkan.
98. Ar Rasyiid
Maha Pandai
The Guide/ Infallible Teacher And Knower
Walaupun kita tergolong di dalam golongan yang cerdas otak, namun biasakanlah
zikir ini sebanyak mungkin, Nescaya otak kita akan menjadi bertambah cerdas.
99. As Shabuur
Maha Sabar
The Patient And Timeless

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COMMERCE LEGAL FUNDAMENT FOREX

COMMERCE LEGAL FUNDAMENT FOREX

Before doing invesment, asks how commerce legality forex? Where must report if happened commerce mistake causing loss at investor? Commerce of forex admission in future trading, below(under observation Departemen Perdagangan, and arranged in the form of [code/law], that is Law No. 32 The year 1997. This done by its(the complex business character, high berisiko and entangles many party(sides in it. With existence, rule of law hence public can be protected against practice of harming commerces.

Arrangement of Future trading

There is two arrangement layers in future trading. Layer firstly done by Futures exchange in this case Futures Exchange Jakarta/BBJ and clearing house expects in this case Kliring Berjangka Indonesia/KBI through as of ldf regulation. Second layer done by Badan Pengawas Perdagangan Berjangka Komoditi ( Bappebti), what represents government ( Department of Commerce). Third the institute together arranges future trading in Indonesia to be created honest and fair future market.

Arrangement of Commerce of Forex

Because included in future trading hence commerce of forex arranged in Law NO 32 the year 1997, especially chapter VII. This [code/law] include;covers rule about things having the character of public, institution, permit, commerce mechanism, pembukuan/pelaporan and law applying.

Chapter VII from Law No. 32 The year 1997 arranging execution of future trading which for example studying guidance of behavior of tycoon to expect, that is company entitled executes sell order and buys client or investor. Section 51 of Commercial legislation expects this explains that tycoon expects before me1aksanakan transaction of financial futures for client, [is] obliged to draw margin from client for the transaction guarantee where the margin cans be in the form of certain money and/or marketable securities.

Tycoon expects is obliged to treat margin property of client is including addition of fund result of transaction of the client as fund property of client. Fund property of this client is obliged to kept in account which separated from tycoon account to expect in bank agreed by Bappebti. The deposit fund can only be pulled from separate account, for payment of other commission and cost referring to the transaction of financial futures dan/ or for other to comand written from the client.

With guarantee section 51 Law no. 32 The year 1997 is, investor is not necessarily worry fund remited by it to brokerage house will be misused. Still, do not mean investor may choose any pialang/broker, must be observed also its(the kapability and credibility.

Supervisor Body

One of excess in invests in future trading especially forex with existence of supervisor body from government. In Law No. 32 The year 1997 government of Indonesia contends that Badan Pengawas future trading merupa-kan job(activity unit which below and responsible to The Minister of Trade, which so called Badan Pengawas Perdagangan Berjangka Komoditi ( Bappebti).

FOREX in PUNISHING ISLAM/Moeslime

In its(the book Prof. Drs. Masjfuk Zuhdi is entitling MASAIL FIQHIYAH; Kapita Selecta Hukum Islam, obtained that Forex ( Foreign exchange Commerce) enabled in punishing islam. Commerce of foreign currency arisings from existence of commerce of goods kebutuhan/komoditi inter-states having the character of international. Commerce ( Ekspor-Impor) this of course requires equipment of payee that is UANG which each of state has rule x'self and differs in one other same as according to offer and request between the nations causing arises Diffrent Nominal MoneyKurs/
PERBANDINGAN NILAI MATA UANG
inter-states.

Comparison of inter-states currency value collected in a BURSA or PASAR is having the character of international and tied in an agreement with mutual profitting. Currency value a state with this other state changes ( fluctuation) every when according to its(the supply and demand volume. Existence of this supply and demand generates transaction of currency. Manifestly only tukar-menukar different currency assessed.

FOREIGN EXCHANGE TRANSACTION in PUNISHING ISLAM

There Is Ijab-Qobul: ---> There is agreement to give and receives • Seller delivers goods and buyer to pay in cash. • its(the Ijab-Qobul is done by mouth, article and courier. • Buyer and seller has authority full of executing and does law actions ( sensible and adult)

Up to standard become transaction object of merchant that is: • Holy of its(the goods ( non excrement) • Can be exploited • Can be diserahterimakan • Explains goods and the price • Sold ( bought) by owner of his own or its(the power to permit from its(the owner • Goods had resided in hand [by] it if its(the goods is obtained with reward. Need to be added opinion Muhammad Isa, that the arbitrage enabled in religion.

????????????????????????????
" You doesn't buy fish in water, because in fact such sales contained deception".
( Hadis Ahmad bin Hambal and Al Baihaqi from Ibnu Mas'ud)

Not goods sales in place of transaction is enabled on condition that must be explained its(the characters or its(the marking. Then if goods as according to description of seller, hence its(the sales validity. But otherwise according to hence buyer had rights khiyar, mean may continue or cancels its(the sales. This thing is as according to hadis Nabi history Al Daraquthni from Abu Hurairah:

??????????????????????????????
Goods who buys thing s(he doesn't see it, hence s(he khiyar [is] entitled to if s(he had seen it".

Result sales plants which still hiddening, like ketela, potato, onion etcetera also is enabled, of gave a lead [by] it, because will find difficulties or loss if having to releases all crop results hiddening to be sold.

This thing is as according to Islam law method:

????????????????
The difficulty draws amenity. And so do goods sales which terbungkus/tertutup has, like canned goods, LPG, etcetera, asalkam is given lable explaining its contents. Vide Sabiq, op. cit. thing. 135. About above mentioned Islam law method text, vide Al Suyuthi, Al Ashbah wa al Nadzair, Mesir, Mustafa Muhammad, 1936 things. 55.

FOREIGN CURRENCY SALES AND SHARE

The concerned foreign currency is overseas currency as of American dollar nymph, British L, two-and-a-half rupiah Malaysia etcetera. If between states happened international trade hence every state requires foreign currency for equipment of overseas payee which in commerce world called as foreign exchange. For example Indonesia exporter will obtain foreign exchange from result of its(the export, on the contrary Indonesia importer requires foreign exchange to import from outside country.

Thereby will arise offer and perminataan in foreign exchange. every authoritative state full specifying its(the exchange rate is each ( rate is comparison of its(the money value to foreign money) for example 1 American dollar = Rp. 12000. But exchange rate or comparison of exchange rate every when can be fluctuate, depend on strength of each political economy. Record-keeping of exchange rate and transaction of foreign currency sales is carried out in Foreign exchange ( A. W. J. Tupanno, et. al. Economic and Koperasi, Jakarta, Depdikbud 1982, the 76-77)

RELIGIOUS ADVICES MUI ABOUT FOREIGN EXCHANGE COMMERCE

Council Religious Advices Syari'ah Nasional Majelis Ulama Indonesia no: 28/DSN-MUI/III/2002, about Currency Sales ( Al-Sharf).

CONSIDERS :

That in a number of activities to fulfill various needs, often is required transaction of currency merchant ( al-sharf), either between conspecific currencies and also between different currencies of type.

That in ' urf tijari ( tradition of commerce) transaction of currency sales is recognized [by] some form of transactions which its(the law status in looking into Islam teaching to differ in between one forms with other form.

That that activity of the transaction is done as according to Islam teaching, DSN considers necessary specifies religious advices about al-Sharf to be made guidance.

REMEMBERS :

" Firman Allah, QS. Al-Baqarah[2]:275: "... And God has permitting sales and illicit of lap..."

" Hadis history prophet al-Baihaqi and Ibnu Majah from Abu Sa'id al-Khudri:Rasulullah SAW uttered, ' In fact the sales shall only be done on the basis of alacrity ( between both partieses)' ( HR. al-baihaqi and Ibnu Majah, and assessed [by] shahih by Ibnu Hibban).

" Hadis Nabi Riwayat Muslim, David Ash, Tirmidzi, Nasa'i, and Ibn Majah, with text Muslim from ' Ubadah bin Shamit, Nabi s.a.w word: "( Sells) gold with gold, silver with silver, grist with grist, sya'ir with sya'ir, date with date, and salt with salt ( denga condition must) conspecific and same and in cash. If its(the type differed, sold as of your will;desire if it is done in cash.".

" Hadis Nabi history Muslim, Tirmidzi, Nasa'i, Abu Daud, Ibnu Majah, and Ahmad, from Umar bin Khattab, Nabi s.a.w word: "( Merchant) gold with silver is lap except ( done) in cash."..

" Hadis Nabi history Muslim from Abu Sa'id al-Khudri, Prophet s.a.w word: You doesn't sell gold with gold except same ( its(the value) and doesn't add partly to some other; doesn't sell silver with silver except same ( its(the value) and doesn't add as to some other; and doesn't sell the gold and silver which is not cash with cash.

" Hadis Nabi history Muslim from Bara ' bin ' Azib and Zaid bin Arqam : Rasulullah saw prohibits sells silver with gold in receivable ( not cash).

" Hadis Nabi history Tirmidzi from Amr bin Auf: " Agreement can be done among the muslimin, except lawful illicit agreement or permits illicit; and the muslimin tied with their conditions except lawful illicit conditions or permits illicit."

" Ijma. Moslem scholar mutuallies agree to ( ijma') that engagement letters al-sharf is disyariatkan with certain conditions.

PAYS ATTENTION TO:

Letter from pimpinah Bank Moslem law Business Unit BNI no. UUS/2/878

Meeting participants opinion Pleno Dewan Syari'ah Nasional at Hari Kamis, date of 14 Muharram 1423H/ 28 Marchs 2002.

DECIDES

Council Syari'ah Nasional Menetapkan : RELIGIOUS ADVICES ABOUT CURRENCY SALES ( AL-SHARF).

Firstly : Common Rule

transaction of Currency sales in principle may as follows:

Not to speculation ( speculative).

There is requirement of transaction or awake ( deposit).

If transaction is done to conspecific currency hence its(the value must be same and in cash ( at-taqabudh).

If different of type hence must be done with exchange rate ( rate) what applied at the time of transaction and in cash.

Second : Transaction types of Foreign currency

Transaction SPOT, that is transaction of purchasing and cambism for delivery at that moment ( over the counter) or its(the solution is slowest within two-day. Its(the law is may, because assumed [by] cash, while two-day time is considered to be [by] finishing process which cannot be avoided and is international transaction.

Transaction FORWARD, that is transaction of purchasing and sale of foreign exchange assessing it specified at present moment and implemented for in the future, between 2x24 hours up to one years. Its(the law is illicit, because price applied is price promised ( muwa'adah) and its(the delivery is done later, though the price of when the delivery is not necessarily the same with value agreed on, except done in the form of forward agreement for requirement which cannot be avoided ( lil hajah).

Transaction of Commercial forward contract that is a contract purchasing or sale of foreign exchange with spot price combined with purchasing between sales of the same foreign exchange with forward price. Its(the law is illicit, because containing element maisir ( speculation).

Transaction OPTION that is contract to obtain rights for the agenda of buying or the right to sell which is not must be done to a number of foreign currency units at the price and duration or date of certain end. Its(the law is illicit, because containing element maisir ( speculation).

Third : This religious advices applied commencing from the date of specified, with rule if later simply there is mistake, will be changed and made perfect properly.

Specified in : Jakarta

Date : 14 Muharram 1423 H / 28 Marchs 2002 M

NATIONAL SYARI'AH COUNCIL CEREMONY OF MOSLEM SCHOLAR INDONESIA

Stock Markets Indonesia

World Forex Clock


Price Markets


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10 Trik Bermain Liberty Reserve Game 100% Win

Versi Indonesia:

[10]Tips dan Trik Terbaru 2012 Game 100%Win

( Mencari Kemenangan Awal - Win Start System )

1.Permainan Pertama Buka Situs Game Head or Tail
(banner No. 1 )

2.Pilih head atau tail ( Contoh: posisi Head ) **

3.Pilih bet terkecil ( $0.1 )

4.Klik "Win 210%" atau "flip coin" atau "Play Now" atau “Double Now”

5.Anda dihadapkan pada halaman pembayaran ke LR
( redirect Liberty Reserve ). Setelah proses pembayaran selesai, klik "Return Merchant" supaya anda bisa lihat Win atau Lose.

6.Jika kalah, ganti banner yang lain ( banner No. 2 ) & pasang 2X bet pertama ( $0,2 )

7.Jika menang, ganti banner yang lain (bannerNo.2)pasang bet terkecil ( $0,1 )

8.Menang maupun kalah pastikan selalu ganti banner berikutnya. Perhatikan trik No. 6 & 7

9.Lanjutkan ke situs - situs Head or tail lainnya, sampai banner No. 15.

10.Setelah selesai bermain Sampai banner No. 18,
Ulangi ke banner No.1 ( ganti posisi TAIL )**


Note : Head or Tail Games ini hanya untuk hiburan saja. Jika anda merasa tidak mampu dan tidak mau kehilangan uang, sebaiknya anda jangan bertaruh
( melakukan bet )




SELAMAT MENCOBA And GOOD LUCK!!!
-------------------------------------------
.:: Head or Tail Games ::.
(1)Gugold Instant Win 210%
(1)Gugold Instant Win 210%
Gugold. is a small casino game site. Now we accept Liberty Reserve, Your winning will be paid automatically after each game finish. How To Play 1. Choose HEAD or TAIL! 2. Place your BET and WIN 210% if your bet is right !

(2)Eg Game WIN 250%

(3) 7 Double Win 210%

(3) 7 Double Win 210%
Welcome to 7Double. We accept Liberty Reserve , Perfect Money e-Currency. Instant Paid no download. Instant payout could be applied to all types of e-Currency that used at our casino. Your winning will be paid automatically after each game finish. Don't forget Contact Us, if you have any problem.
7double.com

(4)1Gold-Game Win 250%

(4)1Gold-Game Win 250%
Your winning will be paid automatically after each game finish

(5)1Gold-Game Win 210%

(5)1Gold-Game Win 210%
Liberty Reserve Head Tail Game Liberty Reserve Choose whether the next coin flipped return head or tail! Place your bet and you can win 210% of your spend if your bet is right!JACKPOT : IF YOU WIN AND LAST 2 DIGIT OF YOUR WINNING PAYOUT BATCH IS "99" YOU 'LL WIN THIS JACKPOT ( FOR BET AMOUNT $1 OR MORE ). Jackpot will be processed by manual within 48 hours. ( Note: WINNING PAYOUT BATCH mean the batch number that you receive winning. NOT the batch number that you make payment. )

(6) Bet 2 Get Gold Win 200%

(6) Bet 2 Get Gold Win 200%
Choose whether the next coin flipped return head or tail! Place your bet and you can win 200 % of your spend if your bet is right!In 4285 previous games, head is shown 1971 times ( 46 %) and tail is shown 2314 times( 54 %)Disclaimer: DO NOT bet what you CAN NOT afford to lose. Instant paid no download JACKPOT : If the last 2 digit of your batch is "99" your winning will be DOUBLE ( FOR BET AMOUNT $1 OR MORE ) . Jackpot will be paid INSTANT.

(7)DoubleGold-Win 250%

(7)DoubleGold-Win 250%
Choose whether the next coin flipped return head or tail! Place your bet and you can win 250 % of your spend if your bet is right! In 26097 previous games, head is shown 12624 times ( 48.37 %) and tail is shown 13473 times( 51.63 %). So, what do u think the next coin flipped will be?....Play by Liberty Reserve. Why we choose Liberty Reserve as our game processor ? * Being located entirely outside of the U.S. So it is not affected by U.S. LAW * Easy to switch.

(8)Luck Gold -Win 250%

(8)Luck Gold -Win 250%
Liberty Reserve Game Heads-Tails (50/50) WIN 250 % 1. Choose head or tail! 2. Place your bet and win 250 % if your bet is right!

(9) E Gold-Win 210%

(9) E Gold-Win 210%
*IF YOU WIN AND LAST 2 DIGIT OF YOUR WINNING PAYOUT BATCH IS "99" YOU 'LL WIN THIS JACKPOT (FOR BET AMOUNT $1 OR MORE). Jackpot will be processed by manual within 48 hours. [History Jackpot] (Note: WINNING PAYOUT BATCH mean the batch number that you receive winning . NOT the batch number that you make payment. )Recent Players Total 383815 HEAD 187248 ( 48.79 %) TAIL 196567 ( 51.21 %)

(10) 1Gold Game New -Win 200%

(10) 1Gold Game New -Win 200%
Choose whether the next coin flipped return head or tail! Place your bet and you can win 200% of your spend if your bet is right! In 510028 previous games, head is shown 252636 times ( 49.53 %) and tail is shown 257392 times( 50.47 %). Click here for complete bet result history.

(11) 1Gold -Game New Win 300%

(11) 1Gold -Game New Win 300%
Liberty Reserve Head Tail Game Win 300% (NEW)It's a simple game. 1.Choose Head or Tail 2.Place your bet and win 300 % if your bet is right! After payment you are taken back to this site to see the result. If you win, you are automatically paid in one minute. This is only a game, DO NOT bet what you CAN NOT afford to lose.

(12)1Gold-Game New Win 210%

(12)1Gold-Game New Win 210%
WELCOME ! 1GOLD-GAME.COM is a small online casino game site. Now we accept Liberty Reserve , Perfect Money e-Currency. Instant Paid no download. Instant payout could be applied to all types of e-Currency that used at our casino. Your winning will be paid automatically after each game finish. Don't forget Contact Us, if you have any problem. JACKPOT : IF YOU WIN AND LAST 2 DIGIT OF YOUR WINNING PAYOUT BATCH IS "99" YOU 'LL WIN THIS JACKPOT ( FOR BET AMOUNT $1 OR MORE ). Jackpot will be processed by manual within 48 hours. ( Note: WINNING PAYOUT BATCH mean the batch number that you receive winning. NOT the batch number that you make payment. )

(13) Better Gold 4 u - Win 500%

(13) Better Gold 4 u - Win 500%
Welcome to BETTERGOLD4U Game!! You can double your money in seconds with our LibertyReserve games. No need any skills to play! All payments are made in LibertyReserve. To play our games, if you win you will get Maximum 500% from your bet. Once you have verified your information at the libertyreserve confirmation page click continue and you wil see the result immediately. There are no limits on how often you can play every day or hour. You can play as much as you want. Cheat proof: We use an automatic payment script which will randomly choose the result. We do not cheat in our system, thus you can be sure that the result is TOTALLY RANDOM. Choose whether the next coin flipped return head or tail! Place your bet and you can win 500 % of your spend if your bet is right! In 1367 previous games, head is shown 630 times ( 46.09 %) and tail is shown 737 times( 53.91 %). So, what do u think the next coin flipped will be?

(14)Gold-Game Win 300%

(14)Gold-Game Win 300%
1.Choose head or tail! 2.Place your bet and win 300 % if your bet is right! There are no limits on how often you can play every day or hour. You can play as much as you want. 50/50 percent of winning. Why have we chosen Liberty Reserve as e-currency processor ? * Being located entirely outside of the U.S. So it is not affected by U.S. LAW * Easy to switch. After payment you are taken back to this site to see the result. If you win, you are automatically paid in less than one minute. Cheat proof: We use an automatic payment script which will randomly choose between head or tail. We do not cheat in our system, thus you can be sure that the result is TOTALLY RANDOM.

(15) Head Tail Game-Win250%

(15) Head Tail Game-Win250%
SUPER JACKPOT : If you win and last 2 digit of your batch equals to Spin number you'll win SUPER JACKPOT : $ 731.68 ( FOR BET AMOUNT $1 OR MORE ) . * * * * * MAGIC SPIN : If you win and two Spin number are the same as the second one you'll win SUPER JACKPOT : $ 731.68 ( FOR BET AMOUNT $2 OR MORE ) . * * * * * TOP SPIN : If you win and last 2 digit of your batch are the same as the second one you'll win SUPER JACKPOT : $ 731.68 ( FOR BET AMOUNT $4 OR MORE ) . Jackpot will be processed manualy within 48 hours.

(16) Batch Game Win 200%

(16) Batch Game Win 200%
BatchGame.com is a gold game based on calculation of the last digit of batch number and spend time from Liberty Reserve transactions. You can win up to 200% from your bet, and the prize is directly paid into your Liberty Reserve account. This game is 100% automatic. It means that we will not interfere your game and your winning prizes will be automatically transferred into your Liberty Reserve account. You can completely sure that we cannot cheat on you, because batch number and transaction time that used to determine your winning prizes is acquired directly from Liberty Reserve system. * Cheat-proof. Batch number is acquired directly from Liberty Reserve system. * 100% automatic payment system. * Last digit of your batch number and last digit of our batch number will determine your lucky number and the prize you'll get. * We will pay you INSTANTLY into your Liberty Reserve account right after each bet without any commission fee! Lucky Number Calculation: X = (Sum of last 2 batch digit + Sum of second value of spend time) % 10 for example, after the transaction your batch number is 165593483 and your recorded spend time is 21:10:34. Then: X =(8+3+3+4)%10 = 18%10 = 8 Your payback is depend on this X result. You can see the payback % on the right table. For the 8 value above, you'll get 200% of your spend! You can check these details in your Liberty Reserve account history.Lucky Number: You'll get: 0 0% of your bet 1 10% of your bet 2 110% of your bet 3 30% of your bet 4 130% of your bet 5 50% of your bet 6 150% of your bet 7 70% of your bet 8 200% of your bet 9 90% of your bet ** No commission fee

(17) Gold To.Net 23-Win 250%

(17) Gold To.Net 23-Win 250%

Gold To Net23 HEAD TAIL is simple game Choose amount to play, pick Your guess ('head' or 'tail') and than click PLAY NOW! (Pay with Libertyreserve currency) You have chance to win instantly 250 % in this game Guess head or tail!

(18) 1Gold-Game

. (17) Gold To.Net 23-Win 250%

.:: Head or Tail Games ::.Via:E-Currency !

DEPOSIT WITHOUT CREATING ACCOUNT
No need to creating account, never mind about account securities problem, no need to login, no need to remember your account information.
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Instantly play our games without downloading anything, no need flash player, you can even play games in your mobile. Easy to play, easy to win.
WITHDRAW WITHOUT REQUESTING
You can request withdraw anytime you want or without requesting. Our system send payment to your account automatically after 90 minutes of inactivity.


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Earn Easy Cash- PTC -Normal Manual Withdraw




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Withdraw Type:Manual
Start Date:14-Jul-2008 05:05:06 UTC
Payout Ago:8 Hours, 1 Minutes
Hosting Country:United States - United States - Codero
Hosting City:Codero
Hosting ISP:Apache/2.0.64 (Unix)
Hosting IP:


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Admin ID:CR24586071
Admin Name:Matthew McLaughlin
Admin Street:3553 apple grove dr.
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THE SWIFT CODES BANK INDONESIA

SWIFT Code BANK OF INDONESIA
Bank Code
Bank Mandiri BMRIIDJA
Bank Syariah Mandiri BSMDIDJA
BNI (Bank Negara Indonesia) BNINIDJA
BRI (Bank Rakyat Indonesia) BRINIDJA
BCA (Bank Central Asia ) CENAIDJA
Bank Bukopin BBUKIDJA
ABN AMRO Bank ABNAIDJA
Bank Artha Graha ARTGIDJA
Bank Bumiputera Indonesia BUMIIDJA
Bank Niaga BNIAIDJA
Deutsche Bank AG DEUTIDJA
Bank Mizuho Indonesia MHCCIDJA
Hongkong and Shanghai Banking (HSBC) HSBCIDJA
Bank Internasional Indonesia (BII) IBBKIDJA
Bank Indonesia INDOIDJA
Lippobank LIPBIDJA
Bank NISP NISPIDJA
Bank Rabobank International Indonesia RABOIDJA
Bank Tabungan Negara (BTN) BTANIDJA
Bank UOB Indonesia UOBBIDJA
Bank Maybank Indocorp MBBEIDJA
Bank Chinatrust Indonesia CTCBIDJA
Bank Sumitomo Mitsui Indonesia SUNIIDJA
Bank OCBC Indonesia OCBCIDJA
Bank DBS Indonesia DBSBIDJA
Bank Mega MEGAIDJA
Bank of China, Jakarta Branch BKCHIDJA
Hagabank HAGAIDJA
CONTOH : Menggunakan Bank Wire
Funding by a Bank Wire Transfer

Wiring of funds is the preferred and the fastest way to transfer funds. Please allow 1-3 business days for the funds to be credited to the customer's account.


How to deposit using a bank wire:
Step 1. Go to your bank

Step 2. Fill the bank wire form (please ask your bank customer service to help you)


Step 3. Scan and Send the wire receipt to:xxxx@xxxxx.com


Please allow 1-3 days to arrive into your trading account



You can transfer through your bank, example: from HSBC, Citibank, Bank BCA, etc


Below is our bank account number

JPMorgan Chase Bank, N.A.
(1 Chase Manhattan Plaza, New York, NY 10081. USA)


* ABA Number: 021000021
* Account Number: 799826920
* Swift Code: CHASUS33
* Account Name (Beneficiary): FXDD Malta, LTD
* Special Instructions: (Please specify your name and login number here)


Beneficiary Address:
FXDD
K2, First Floor
Forni Complex,
Valleta Waterfront
Floriana, FRN 1913
Malta, European Union


Deposit - STEP 2 of 3
(Go to your bank and fill this wire form in there)

Below is the example of bank wire form

Deposit by JP Morgan Bank
Example of bank wire deposit form to JPMorgan Chase Bank



Deposit - STEP 3 of 3
(Scan and Send the wire receipt)

Email to finance@gainscope.com
Subject Deposit to account: YOUR_LOGIN_NUMBER (YOUR_NAME)
Attachment
File
Your scanned Wire Transfer Receipt in JPG, GIF or PDF file format
Email Content Dear Accounting,

I have made a deposit USD$DEPOSIT_AMOUNT to my account YOUR_LOGIN_NUMBER.

I have attached my wire receipt. Please proceed it as soon as possible.

Thank you

Kind Regards,
YOUR_NAME



NOTES:
  • Please mention your login number in the transfer memo
  • Write your name completely (must be same as your trading account name)
  • All redemption request will be returned the way the funds were received.
  • We does not accept 3rd party deposits.
  • You are free to withdraw any funds you deposit, at any time, 24 hours a day, 7 days a week.
  • Please allow 1-3 business days for the funds to be credited to the customer's account.
  • Usually the bank wire cost is around $10-$20 for full amount transfer.
  • Deposit with other Currencies will be converted automatically to USD.

Harga Emas, Perak, Platinum, Palladium



Harga Emas NY Harga Perak NY



Your Money Currency Converter

 
Disclaimer: We do not promote or endorse any programs listed here. Some programs may be illegal depending on your country's laws. Past Performance of any of programs is no guarantee for the same or similar future performance. Paying status and others status is for this monitor not for your. We don't give practice, all investments decisions are yours. Please bear in mind that all HYIPs investments presuppose high risks. DON'T SPEND WHAT YOU CAN'T AFFORD TO LOSE! | Monitoring by HYIP GARUDA MONITOR| cheap international calls
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